Author Archives: John A Silva

About John A Silva

As your professional real estate adviser, I focus on client satisfaction. My business is about service and I am not happy until you are happy. My years in the business have provided me the experience to assist you with nearly every real estate need. Whether it's finding you a home, finding the best loan, or helping you getting the most out of selling your home I am here to guide you. If there is anything you need, please let me know via email at johnasilva@sbcglobal.net.

Money Monday: How to Make Those Financial New Year’s Resolutions a Reality

“Did you make New Year’s resolutions this year? Unfortunately, there’s a pretty good chance that any resolution we make won’t be kept. This can be particularly true of financial goals, which can often feel confusing and overwhelming. Here are some steps to help make those financial resolutions into a reality.”

Resolutions New Year

“1) Set SMART goals. When we set a vague goal like “save more money” or a seemingly insurmountable one like “pay off all debt,” we’ve already set ourselves down the path to failure. Instead, you want your goal to be SMART: specific, measurable, attainable, realistic, and time-sensitive. Rather than “save more money,” a SMART goal might be to save an extra $5,000 for emergencies by the end of the year…” (Carter, Erik. Forbes. “How To Make Those Financial New Year’s Resolutions A Reality.” https://www.forbes.com/sites/financialfinesse/2018/01/07/how-to-make-those-financial-new-years-resolutions-a-reality)

Read the entire Forbes article here: How To Make Those Financial New Year’s Resolutions A Reality”.

San Diego County Events for January 12 – 14

San Diego County is full of family fun and great activities for the weekend. Check out the San Diego County events for January 12 – 14 below!

San Diego county events this weekendPoway Winter Festival

Experience the magic and charm of winter! Check out Poway’s Winter Festival on Friday and Saturday at Poway Community Park. Sled down the snow hill; devour delicious s’mores; skate around the synthetic ice rink; and peruse a variety of vendors and their products.

When: Friday, Jan. 12, 5 – 9pm | Saturday, Jan. 13, 3:30 – 8:30pm
Where: Community Park | 13094 Civic Center Drive, Poway, CA 92064
Cost: Free
More information


San Diego Travel And Adventure Show

At America’s Favorite Travel Show, you’ll:

  • Explore endless vacation options
  • Discover over 200+ destinations from around the globe
  • Plan your trip face-to-face with thousands of travel experts
  • Meet travel celebrities Samantha BrownRudy Maxa, and Peter Greenberg
  • Attend dozens of educational seminars on the Savvy and Destination Theaters
  • Awaken your senses with live cooking demonstrations on the Taste of Travel Theater
  • Immerse yourself in faraway cultures with song and dance on the Global Beats Stage
  • Enjoy fun for the whole family with camel and Segway rides

When: Saturday, Jan. 13 at 10am | Sunday, Jan. 14 at 11am
Where: San Diego Convention Center | 111 West Harbor Dr., San Diego
Cost: Free – $18
More information: travelshows.com/shows/san-diego


Frim Fram Fridays

At the Veterans Museum and Memorial Center, Swing Dancing San Diego is excited to offer a fun social dance option on the second Friday of each month.

– DJ night with 3 rooms of dancing!
– Get in for free if it’s your birthday this month
(Email SwingDancingSD@gmail.com to get on the birthday list)
– $5 for students and military (must show ID)
– Free snacks and water (while supplies last)
– Plenty of free parking around the Veterans Museum

When: Friday, Jan. 12 | 7:30pm
Where: Veterans Museum and Memorial Center | 2115 Park Boulevard, San Diego
Cost: $5 – $10
More information: www.swingdancingsd.com


Kitchen & Bath Design Workshop

This informative and creative seminar is led by Morrokal Design & Remodeling’s talented, award-winning ASID designers who will share with you the latest in kitchen and bath layouts, interior design styles, and material options. Bring your questions and be prepared to have some fun.

Please use the form on their website to register and reserve your spot at the seminar.

When: Saturday, Jan. 13 | 10:30am
Where: Marrokal Design & Remodeling | 9474 Kearny Villa Rd Suite #205, San Diego, CA 92126
Cost: Free; register online to attend
More information: www.marrokal.com/news-events/seminars/kitchen-seminars


7th Annual San Diego Beer Fest

The 7th annual San Diego Beer Fest returns to Liberty Station, and promising another fun filled day with beer, food trucks, and music. The event will feature dozens of local local and international craft beers, as well as San Diego’s most popular food trucks.

When: Saturday, Jan. 13 | 12 – 4pm
Where: Ingram Plaza at Liberty Station | 2455 Cushing Road, San Diego, CA 92106
Cost: $45 – $55
More information: sandiegobeerfest.com


20th Annual San Diego Multicultural Festival

The Festival will showcase San Diego’s rich cultural diversity and traditional heritage through live music, dance performances, storytelling, children’s activities (drum circles, face painting and crafts), and a wide range of ethnic vendors. The Festival will include a variety of multi-cultural entertainment from Native American, Asian, Cajun, Latin, Jazz and Afro-Cuban bands.

When: Saturday, Jan. 13 | 11am – 5pm
Where: Ruocco Park | 585 Harbor Ln, San Diego, CA 92101
Cost: Free
More information: sdmulticultural.com


38th Annual Dr. Martin Luther King Jr. Parade

This is one of the largest celebrations of its kind in the United States in honor of Dr. Martin Luther King Jr.. The parade is filled with dazzling floats, phenomenal High School Bands, Drill Teams, College, Fraternities & Sororities, Churches, Peace and Youth organizations.

When: Saturday, Jan. 13 | 2 – 5pm
Where: Harbor Drive, Embarcadero | San Diego, CA
Cost: Free
More information: alpha-zsl.org


If these aren’t enough events, check out my list of the top 20 must-do activities to do in San Diego here!

Closing Chaos Infographic

In escrow? Hopefully you don’t experience these closing frustrations.

While the majority of home sales close on time, there are some that are delayed or cancelled altogether for various reasons.

Here are the top 5 reasons for a delayed closing:

  1. Issues in obtaining financing
  2. Issues with the home inspection
  3. Issues with appraisal
  4. Issues related to title or deed
  5. Issues with sorting out the deal’s contingencies

Closing Chaos infographic CAR.org

This infographic is from the CALIFORNIA ASSOCIATION OF REALTORS.

Money Monday: 5 money mistakes to avoid in the new year

New Year’s resolutions can take a lot of effort to put into action.

It can be easier, though. Just stop doing CNN’s suggested five financial things and you’ll have more savings, smarter spending habits and a secure identity in the next year.

Resolutions New Year

1. Stop saving your leftovers

2. Stop using painless payments

See more here.

 

San Diego County Events for January 5 – 7

This first weekend of the new year, spend time with family and friends in San Diego County. Check out the things to do for this weekend, Jan. 5 – 7, 2018.
San Diego county events this weekend

Carnaval Fantastique

“Carnaval Fantastique”is a celebration of music and action that catapults the audience into a world of excitement and glamour. An international cast combines the thrill of gravity-defying acrobatics, the agility and strength of balance, hilarious comedy, beautiful dancers and dynamic laser special effects.

When: Sunday, Jan. 7 | 5pm and 8pm
Where: Sycuan Casino | 5469 Casino Way, El Cajon, CA 92019
Cost: Free
More information: www.sycuan.com/event/carnaval-fantastique-5pm


San Diego Resolution Run

Work off some of that holiday weight with a scenic 5K, 15K or half-marathon along a flat and scenic waterfront course.

When: Saturday, Jan. 6
Where: Tecolote Shores, Mission Bay, CA
More information: sandiegoresolutionrun.com


San Diego Spring Home Show

This Home Show is designed for homeowners who are in all stages of remodeling, landscaping and decorating their homes.

Each of our events includes home improvement and remodeling exhibits with product demonstrations and sample interior and exterior vignettes.

When: Friday – Sunday, Jan. 5 – 7, 2018
Where: San Diego Convention Center | 111 West Harbor Dr., San Diego
Cost: Free
More information: www.visitsandiego.com


Friday Night Liberty

Experience all the Arts District has to offer by attending the free Friday Night Liberty art walk.

Taking place on the first Friday of every month, you’ll be able to meet working artists, enjoy dance, theater and music performances, visit museums and galleries and more.

Start your stroll at the Dick Laub NTC Command Center at 2640 Historic Decatur Road and pick up a monthly program and District map.

When: Friday, Jan. 5 | 5 – 9pm
Where: Dick Laub NTC Command Center | 2640 Historic Decatur Road, San Diego, CA
Cost: Free
More information


Global Winter Wonderland: Circus of Light

This 17-acre holiday festival is in San Diego for the first time ever this season, up and running at SDCCU Stadium through Jan. 7, 2018. The family-friendly international celebration features the largest display of traditional Chinese lanterns outside of China, plus acrobatics performances, carnival rides, holiday-themed activities, games, food and shopping. The little ones can even write letters to Santa Claus and visit sections like Toyland, Candyland and the North Pole. Global Winter Wonderland opens daily at either 4:30 p.m. or 5 p.m. but is closed on some dates.

When: Now through Jan 7, 2018 | opens at 4:30 or 5pm | Check this calendar for exact dates and times to plan your visit.
Where: SDCCU Stadium | 9449 Friars Rd, San Diego, CA 92108
Cost: $22 for adults and $19 for kids ages 4 to 12 or senior citizens age 62 and older
More information: www.globalwonderland.com/public/san-diego


If these aren’t enough events, check out my list of the top 20 must-do activities to do in San Diego here!

Money Monday: New Year, New Financial Resolutions

It’s the start of 2018, and a great time to make financial resolutions!

Need to save more? Check out my posts on saving (here), with topics on easy ways to save, changing your spending impulses, and saving for a house down payment, just to name a few.

If you’re delving into the life stage of buying a house, find all sorts of real estate financial tips and advice here.

For advice on spending money responsibility, click here.

Check out all of my Money Monday posts!

Photo from Pictures of Money

San Diego County Events for December 29 – 31

It’s the last weekend and the last San Diego County events of 2017. Here’s to a wonderful year, with hopes and wishes for an even better 2018!

San Diego county events this weekendHoliday Food Truck Festival

Eat, drink, and be merry in Balboa Park when the Holiday Food Truck Festival returns for five festive days between Christmas and New Year’s Eve. Experience the park’s colorful seasonal light displays as you sample a wide assortment of gourmet dishes from a dozen popular San Diego-area food trucks. Free live music and dance performances in the Plaza de Panama will provide additional family-friendly fun.

When: December 26-30 | 2 – 7pm
Where: Plaza de Panama/El Prado walkway in Balboa Park, San Diego
More information: balboaparkconservancy.org/project/food-truck-friday


San Diego Tango Festival

The San Diego Tango Festival returns to town and offers you the option to dance into 2018 with a dance party that lasts for the entire night. Grab a partner and see how long you can stay on your feet.

When: Dec. 28 – Jan 1
Where: Wyndham Bayside | 1355 N Harbor Dr, San Diego, CA 92101
Cost: $60
More information: www.sandiegotangofestival.com


Pajama Jam: Family New Year’s Party

On December 30, the Museum is kicking off their celebratory year with Pajama Jam, a new year’s party for the whole family.

One of their Honda Family Night Out events, this after-hours event provides families access to all three floors of the 50,000-square foot museum.

When: Saturday, Dec. 30 | 5:30pm
Where: The New Children’s Museum | 200 West Island Ave., San Diego
Cost: Children $15 (members), $25 general. Adults $25 (members), $35 general
More information: www.thinkplaycreate.org


San Diego International Auto Show

The San Diego International Auto Show features an incredible variety of new vehicles under one roof, including over 400 vehicles from 40 global manufacturers.

When: Fri – Sat, Dec. 29 – 30, 10am – 9pm | Sun, Dec. 31, 10am – 6pm | Mon, Jan. 1, 10am – 5pm
Where: San Diego Convention Center | 111 West Harbor Dr., San Diego
Cost: Free – $15
More information: www.visitsandiego.com


Global Winter Wonderland: Circus of Light

This 17-acre holiday festival is in San Diego for the first time ever this season, up and running at SDCCU Stadium through Jan. 7, 2018. The family-friendly international celebration features the largest display of traditional Chinese lanterns outside of China, plus acrobatics performances, carnival rides, holiday-themed activities, games, food and shopping. The little ones can even write letters to Santa Claus and visit sections like Toyland, Candyland and the North Pole. Global Winter Wonderland opens daily at either 4:30 p.m. or 5 p.m. but is closed on some dates.

When: Now through Jan 7, 2018 | opens at 4:30 or 5pm | Check this calendar for exact dates and times to plan your visit.
Where: SDCCU Stadium | 9449 Friars Rd, San Diego, CA 92108
Cost: $22 for adults and $19 for kids ages 4 to 12 or senior citizens age 62 and older
More information: www.globalwonderland.com/public/san-diego


More New Year’s Eve Events

The Patch has an extensive list of San Diego County happenings for the New Year here.


If these aren’t enough events, check out my list of the top 20 must-do activities to do in San Diego here!

Home Buyer Blunders

Don’t make these homebuying mistakes.

  1. Shopping outside of your budget
  2. Make too-low of offers
  3. Make big purchases during escrow
  4. Forget about closing costs

This infographic is from the CALIFORNIA ASSOCIATION OF REALTORS.