Author Archives: John A Silva

About John A Silva

As your professional real estate adviser, I focus on client satisfaction. My business is about service and I am not happy until you are happy. My years in the business have provided me the experience to assist you with nearly every real estate need. Whether it's finding you a home, finding the best loan, or helping you getting the most out of selling your home I am here to guide you. If there is anything you need, please let me know via email at johnasilva@sbcglobal.net.

San Diego County Events for June 23 – 25

Celebrate summer with some wonderful activities this weekend in San Diego County. Concerts, family activities, festivals, cultural events and so much more is going on this Friday – Sunday!

San Diego county events this weekend

Mass Creativity Day 2017

Make, share and create art during Mass Creativity Day, a free outdoor arts festival at The New Children’s Museum. Bring the whole family out for a day full of art-making activities, free Museum admission, music, food and more!

When: Saturday, June 24 | 10am
Where: The New Children’s Museum | 200 West Island Ave., San Diego
Cost: Free
More information: thinkplaycreate.org/learn/signature-events/mass-creativity


2017 Ocean Beach Street Fair and Chili Cook-Off Festival

Join more than 70,000 visitors for the 38th annual oceanfront chili cook-off in Ocean Beach. Live stages of continuous live music and entertainment, the community mural project, Artists Alley, carnival rides and games, food and vendor booths, a beachside beer garden and more.

When: Saturday, June 24 | 10am – 8pm
Where: 4800 to 5000 block of Newport Avenue in Ocean Beach, CA
Cost: Free
More information: oceanbeachsandiego.com/attractions/annual-events/ob-street-fair-chili-cook-off


44th Annual San Diego Scottish Highland Games

Scottish culture will fill the park during the two day festival, which will feature a variety of activities and entertainment for guests of all ages: Sheepdog trials, Highland dancing, Scottish vendors, cuisine and beverages, bagpipe and drumming competitions, clan heritage tents, and hands-on children’s activities.

When: Saturday & Sunday, June 24 & 25 | 9am – 5pm
Where: Brengle Terrace Park | 1200 Vale Terrace Drive, Vista, CA
Cost: $15 for adults, $10 for seniors/active military, and $5 for children ages 6-16. Children under 5 are free.
More information: sdhighlandgames.org


12th Annual Switchfoot Bro-Am

BRO-AM Beach Fest is an annual celebration that gives back to the San Diego Community. Surf contests, free concert, numerous vendor booths… all to celebrate community and to raise awareness and funds for local youth organizations.

SCHEDULE:

  • 7AM – 3PM: Surf Events
  • 12PM-5PM: Live Music
  • 12PM: 91X Battle For The BRO-AM Winner – Sights and Sages
  • 1PM: Jamtown
  • 2:20PM: Lifehouse, Acoustic Set
  • 3:25PM: SWITCHFOOT

When: Saturday, June 24
Where: Moonlight Beach | 400 B St., Encinitas, CA 92024
Cost: Free – $125
More information: broam.org


32nd Philippine Cultural Arts Festival

The 32nd Philippine Cultural Arts Festival will take place in Balboa Park this weekend. Learn about Philippine culture through dance and music. Taste Filipino delicacies and support local vendors.

When: Saturday & Sunday, June 24 & 25 | 11am
Where: Balboa Park, (Visitors Center) | 1549 El Prado , San Diego — Corner of Park Blvd. & Presidents Way, Balboa Park, San Diego, CA
Cost: Free
More information: www.samahanphilippinedance.com/festival


San Diego County Fair

The yearly county fair is here! This year’s theme is “Where the West is Fun”; the fair runs through Tuesday, July 4, 2017.

When: Friday, June 2, 4 – 11pm (other Fridays 11am – 11pm) | Saturdays, 10am – 11pm | Sundays, 10am – 10pm | Wednesdays & Thursdays, 11am – 10pm | All date and time details online
Where: The Del Mar Fairgrounds | 2260 Jimmy Durante Blvd, Del Mar, CA 92014
Cost: Adults – $18, Seniors and kids under 13 – $11, Kids 5 and younger – free | Season pass – $26
More information: sdfair.com


Sundays at Six Summer Concert Series

This Sunday, Fanny and the Atta Boys will be performing swing, bluegrass and jazz songs as part of La Mesa’s Sundays at Six Summer Concert Series.

When: Sunday, June 23| 6 – 7pm — plus more Sundays during the summer
Where: Harry Griffen Park | 9550 Milden St, La Mesa, CA
Cost: Free
More information: www.cityoflamesa.com/409/Events-Activities


Summer Movies in the Park

Summer Movies in the Park is a series of free outdoor movie screenings in community parks and recreation centers throughout San Diego.

Movies begin at dusk, which is about 15 minutes after sunset. People are encouraged to come early for picnics and activities.

This (June 23 & 24) Friday & Saturday’s free movies (find locations via the schedule link) include:

  • The Secret Life of Pets
  • Free Willy
  • Despicable Me 2

When: Ongoing from now until October 28, 2017
Where: Parks and recreation centers throughout San Diego County
Cost: Free
More information: Summer Movies in the Park; schedule here


Taste of Adams Avenue

Nearly 50 restaurants, breweries, wine bars, coffee houses and other eateries in University Heights, Normal Heights, and Kensington will showcase their best meals, sips, and snacks. Take a stroll along Adams Avenue by foot, bike or trolley and get a taste of the neighborhood. Tickets start at $35.

When: Sunday, June 25 | 11am – 3pm
Where: Will Call: 3441, Adams Avenue, San Diego
Cost: $35 advanced, $40 day of (cash only)
More information: www.adamsavenuebusiness.com/event-info/taste-of-adams-avenue


If these aren’t enough events, check out my list of the top 20 must-do activities to do in San Diego here!

May 2017 – Market at a Glance

May 2017 real estate statistics

Thanks to the CALIFORNIA ASSOCIATION OF REALTORS, you can view a succinct pdf on the market statistics for last month.

In short, it only takes a listing an average of 22.4 days on the market before it’s in escrow, at the median price of $550,200. View more information below:

Click to view the pdf from CAR.org

Money Monday: Americans are paying more than they can afford for housing

Rising housing costs are putting a major squeeze on Americans.

“Nearly 39 million households can’t afford their housing, according to the annual State of the Nation’s Housing Report from Harvard’s Joint Center for Housing Studies.

“Experts generally advise budgeting about 30% of monthly income for rent or mortgage costs.

“But millions of Americans are far exceeding that guideline.

“One-third of households in 2015 were “cost burdened,” meaning they spend 30% or more of their incomes to cover housing costs.”

Read more of Money.CNN.com’s article here: “39 million households are paying more for housing than they can afford.”

 

San Diego County Events for June 16 – 18

This Father’s Day, celebrate Dad by spending time together here in San Diego County! Perhaps one of the events below will spark his interest:

San Diego county events this weekend

San Diego County Fair

The yearly county fair is here! This year’s theme is “Where the West is Fun”; the fair runs through Tuesday, July 4, 2017.

When: Friday, June 2, 4 – 11pm (other Fridays 11am – 11pm) | Saturdays, 10am – 11pm | Sundays, 10am – 10pm | Wednesdays & Thursdays, 11am – 10pm | All date and time details online
Where: The Del Mar Fairgrounds | 2260 Jimmy Durante Blvd, Del Mar, CA 92014
Cost: Adults – $18, Seniors and kids under 13 – $11, Kids 5 and younger – free | Season pass – $26
More information: sdfair.com


Summer Movies in the Park

Summer Movies in the Park is a series of free outdoor movie screenings in community parks and recreation centers throughout San Diego.

Movies begin at dusk, which is about 15 minutes after sunset. People are encouraged to come early for picnics and activities.

This (June 16 & 17) Friday & Saturday’s free movies (find locations via the schedule link) include:

  • The Secret Life of Pets
  • The LEGO Batman Movie
  • Grease
  • Fantastic Beasts and Where to Find Them
  • Rouge One
  • The Jungle Book

When: Ongoing from now until October 28, 2017
Where: Parks and recreation centers throughout San Diego County
Cost: Free
More information: Summer Movies in the Park; schedule here


Sundays at Six Summer Concert Series

This Sunday, Ginger Cowgirl will be performing country songs as part of La Mesa’s Sundays at Six Summer Concert Series.

When: Sunday, June 16 | 6 – 7pm — plus more Sundays during the summer
Where: Harry Griffen Park | 9550 Milden St, La Mesa, CA
Cost: Free
More information: www.cityoflamesa.com/409/Events-Activities


San Diego International Boat Show

If Dad’s yearning for a yacht, perhaps the International Boat Show this weekend will help quench that thirst. Check out the approximately 140 boats for sale, as well as the latest nautical gear, gadgets and accessories. If you’re dreaming big, our expanded selection of 80’+ superyachts.

When: Thursday – Sunday, June 15 – 18 | 12 – 7pm on Thursday & Friday, 10am – 7pm Saturday, 10am – 5pm Sunday
Where: Harbor Island, Spanish Landing Park, East
Cost: $15 for adults, kids 12 and under are free
More information: www.sandiegointernationalboatshow.com


Little Italy Summer Film Festival

Every Saturday night this summer, stop by San Diego’s Little Italy Amici Park and enjoy a series of Italian films with English subtitles. The screenings start at 8 p.m. The entry fee is a $5 donation.

When: Saturday, June 17 | 8pm
Where: Amici Park | 1660 Union St, San Diego, CA 92101
Cost: $5 donation
More information: www.littleitalysd.com/events/little-italy-summer-film-festival

Money Monday: How to retire debt-free

Retiring already can put a strain on your budget; don’t exacerbate it by being deep in debt on top of it!

Picture from www.ccPixs.com

Here are a few ways to get and stay debt-free:

  1. Start and keep building up your savings — having at least an emergency savings stash is especially crucial.
  2. Spend less than you bring in — live below your means.
  3. Work on paying off your student loans early.
  4. Don’t overpay when buying your home — you need to get an affordable mortgage.
  5. Keep that credit card debt very low.

Read more on all five of these ideas on Money.CNN.com’s article: “5 steps to retire debt-free.”

San Diego County Events for June 9 – 11, 2017

Check out what San Diego County has to offer this weekend — there’s a full schedule of activities and events!

San Diego county events this weekendThe 9th Annual Taste of La Mesa

La Mesa Chamber of Commerce and La Mesa Courier invite you to Taste of La Mesa. Network with businesses while eating your heart out!

Taste of La Mesa | La Mesa, CA event

When: Monday, June 12 | 5 – 8pm
Where: La Mesa Community Center | 4975 Memorial Drive, La Mesa, CA
Cost: $40 – $60
More information: lamesachamber.net


Sundays at Six Summer Concert Series

The San Diego Concert Band will be kicking off the Summer Concert Series this Sunday!

When: Sundays, June 11 – 25, July 9 – 23 | 6 – 7pm
Where: Harry Griffen Park | 9550 Milden St, La Mesa, CA
Cost: Free
More information: www.cityoflamesa.com/409/Events-Activities


San Diego County Fair

The yearly county fair opens TODAY! This year’s theme is “Where the West is Fun”; the fair runs today, June 2, through Tuesday, July 4, 2017.

When: Friday, June 2, 4 – 11pm (other Fridays 11am – 11pm) | Saturdays, 10am – 11pm | Sundays, 10am – 10pm | Wednesdays & Thursdays, 11am – 10pm | All date and time details online
Where: The Del Mar Fairgrounds | 2260 Jimmy Durante Blvd, Del Mar, CA 92014
Cost: Adults – $18, Seniors and kids under 13 – $11, Kids 5 and younger – free | Season pass – $26
More information: sdfair.com


Julian Dance and Back Country BBQ

The Julian Dance and Back Country BBQ is an outdoor event in its 11th year. From the beginning, the “Dance” has featured the best in country music and dancing on the huge floor and stage built by the Sons. Fabulous BBQ has been a keystone of the event with all the food cooked on-site in the Santa Maria style on an open oak flame.

The wholesome family event is staged each year in a beautiful mountain setting at the Menghini Winery. With separate events for kids in their own area the “Dance” is a throwback to a simpler time with twinkly lights and bonfires back-dropped by dark mountain skies.

When: Saturday, June 10 | 2pm
Where: Menghini Winery | 1150 Julian Orchard Drive, Julian, CA 92036
Cost: $20 – $25
More information: Julian Dance and Back Country BBQ


Summer Movies in the Park

Summer Movies in the Park is a series of free outdoor movie screenings in community parks and recreation centers throughout San Diego.

Movies begin at dusk, which is about 15 minutes after sunset. People are encouraged to come early for picnics and activities.

This (June 9) Friday’s free movies include:

  • The LEGO Movie, at Doyle Community Park
  • Moana, at Pine Valley County Park
  • Sing, at Las Palmas Park

When: Ongoing from now until October 28, 2017
Where: Parks and recreation centers throughout San Diego County
Cost: Free
More information: Summer Movies in the Park; schedule here


2017 San Diego Oysterfest Music Festival

San Diego Oysterfest brings an amazing live music performance to the beautiful bayside setting of Marina Embarcadero North. The mixture of a music festival and an oyster festival featuring oysters from a variety of oyster farms throughout the shores of America creates a stimulating effect on the festival goers.

When: Friday & Saturday, June 9 & 10 | 2pm
Where: Embarcadero Marina Park North | 400 Kettner Boulevard, San Diego, CA 92101
Cost: $30 – $200
More information: San Diego Oysterfest

All About the Current California Real Estate Market

Interested in what the real estate market in California is doing?

The CALIFORNIA ASSOCIATION OF REALTORS recently released a few pieces of information on the California housing market. Take a look at their infographics and details here:

Housing affordability went up to 32% in the 1st Quarter of 2017. This means that 32% of California households can afford to buy a median-priced home.


The average price for homes that are selling in California is $478,000. And in April of this year, 401,000 houses sold.


 


Want to chat more about the California real estate, specific buying or selling needs, or other real estate questions? Give me a call! 

John A Silva | (619) 890-3648

Money Monday: Millennials saving for financial freedom

Millennials are saving for financial freedom—not retirement

Source: Yahoo Finance

Photo from Pictures of Money

Millennials often get a bad rap when it comes to financial responsibility. But it turns out those stereotypes may be off base. Millennials are saving more money than any other generation, according to a new study by Bank of America and Merrill Edge. But it’s what they’re saving for that really sets them apart from older generations.

Saving for financial freedom is the No. 1 priority for millennials — 63 percent of millennials said they’re saving a set amount of money to enjoy their desired lifestyle. This is a stark contrast to older generations: the majority of the Gen X and baby boomer generations prioritize their savings specifically to leave the workforce and retire.

This shift speaks to the bigger differences in the ways millennials and older generations view money, and what they prioritize in their lives. While it may not sound surprising that younger workers aren’t thinking about nest eggs as much as older generations, what’s a little different here is that they’re not thinking about retirement as a phase of life, let alone working to afford it. Millennials listed personal milestones as their top priorities: getting their dream job and traveling the world trumped more traditional goals like getting married and having children.

Read the full story from Yahoo Finance here