Author Archives: John A Silva

About John A Silva

As your professional real estate adviser, I focus on client satisfaction. My business is about service and I am not happy until you are happy. My years in the business have provided me the experience to assist you with nearly every real estate need. Whether it's finding you a home, finding the best loan, or helping you getting the most out of selling your home I am here to guide you. If there is anything you need, please let me know via email at johnasilva@sbcglobal.net.

San Diego County Events for August 18 – 20

There’s a lot happening in San Diego County this weekend — check out your many options!

San Diego county events this weekendChula Vista HarborFest

This year’s annual HarborFest will have everything you could possibly want at a free, all ages celebration. Dance in front of three stages, peruse the automobile displays, and stroll through the art exhibition. For foodies, pay a little bit to sample what the region’s best chefs have to offer at the Taco and Spirits Revolution from 11am – 3pm. Kids will love the interactive activities, free kayaking/paddle board lessons, and arts and crafts at the Discovery Zone.

When: Saturday, August 19 | 10am – 6pm
Where: Bayside Park | 999 Bayside Pkwy., Chula Vista, CA 91910
Cost: Free
More information: www.cvharborfest.com


Movies And More By The Lake: ‘Close Encounters Of The Third Kind’

At this Movies & More presentation of “Close Encounters” (rated PG), $10 will park your carload of moviegoers and the event is free. Jacobo Mendoza is the entertainer until the movie begins. Food trucks, snack bar and fun-filled activities await, as well!

When: Friday, August 18 | 6 – 10pm
Where: Santee Lakes, Lake 5 | 9310 Fanita Pkwy., San Diego, CA 92071
Cost: $10 for a carload
More information: www.santeelakes.com/events-calendar


TwainFest

Twainfest is a FREE celebration of Mark Twain and other writers of the 19th century. Come check it out on Saturday if you’re looking for a unique activity for the family!

Hear works by Walt Whitman, Emily Dickinson, Harriet Beecher Stowe, Paul Laurence Dunbar, Edgar Allan Poe and others, read aloud by San Diego actors. Vote in the Election of 1872 (as long as you can pass the literacy test!), enter the Literacy Costume Contest and parade, compete in the community spelling bee, visit Dr. Frankenstein’s laboratory, learn to play the fife and drum, contribute to the Never Ending Story, and so much more!

When: Saturday, August 19 | 11am – 5pm
Where: Old Town San Diego State Historic Park | 4002 Wallace St, San Diego, CA 92110
Cost: Free
More information: writeoutloudsd.com/twainfest


Blvd Market Summer Block Party

The BLVD Market is a San Diego style, monthly open-air celebration of cuisine and entertainment. This month’s Tiki Theme will host Alvino & The Dwells, a Vintage Surf Rock Band, Classic Cars, Tiki Retailers, and Tasty Tiki Cocktails brought to you by Old Harbor Distilling Co. and Coffee & Tea Collective.

When: Friday, August 18 | 6 – 10pm
Where: 2855 El Cajon Blvd., San Diego, CA 92104
Cost: Free
More information: theboulevard.org


Free City Ballet Showcase

Come enjoy the arts with this free ballet showcase; program includes:

-Petipa’s Paquita with music by Ludwig Minkus
-Elizabeth Wistrich’s Serenade for Strings with music by Peter Ilyich Tchaikovsky.
-Plus, a contemporary work and a jazz piece by Geoff Gonzalez.

When: Friday, August 18 | 7pm, doors open at 6:30pm
Where: Spreckels Theatre | 121 Broadway, Suite 600, San Diego, CA 92101
Cost: Free
More information: www.spreckels.net


Summer Movies in the Park

Summer Movies in the Park is a series of free outdoor movie screenings in community parks and recreation centers throughout San Diego.

Movies begin at dusk, which is about 15 minutes after sunset. People are encouraged to come early for picnics and activities.

This Friday & Saturday’s (August 11 & 12) free movies (find locations via the schedule link) include:

  • Beauty and the Beast (1991)
  • Moana
  • The Lego Batman Movie
  • Finding Dory
  • Sing
  • Pete’s Dragon
  • Groundhog Day
  • Willy Wonka and the Chocolate Factory
  • The Secret Life of Pets

When: Ongoing from now until October 28, 2017
Where: Parks and recreation centers throughout San Diego County
Cost: FREE!
More information: Summer Movies in the Park; schedule here


If these aren’t enough events, check out my list of the top 20 must-do activities to do in San Diego here!

Money Monday: Mortgage Lenders are Trying to Make it Easier to Buy

As prices rise, mortgage lenders are making it easier to buy a house.

mortgage rates and property taxes

Source: Los Angeles Times

Some prices are rising across the country and mortgage rates, though still historically low, are up since the presidential election.

Simply put, buying a home isn’t easy, especially in high-cost metropolitan areas such as Los Angeles County, where the median price of a home hit $569,000 in June.

But changes in the mortgage industry are afoot, with the goal of loosening some of the strict standards established after the subprime crisis — rules some blame for impeding sales.

“The reality has sunk in that there are buyers out there who will be able to buy homes and make the mortgage payments,” said William E. Brown, the president of the National Assn. of Realtors. The industry is “trying to give them more options to buy a house.”

Government-controlled mortgage giants Fannie Mae and Freddie Mac are paving the way by rolling out new programs to encourage home ownership.

The companies, with their congressional mandate to promote home ownership, don’t originate loans, but purchase mortgages from lenders to keep the market moving. And any changes they make in the underwriting standards for the loans they buy can have a big effect.

Read the full story

San Diego County Events for August 11 – 13

With so many free, or nearly free, events and things to do this Friday through Sunday, there’s no reason not to come down to sunny San Diego County for the weekend!

San Diego county events this weekendArtWalk @ Liberty Station

ArtWalk @ Liberty Station returns for a weekend of fine art, food, live entertainment and more.

Stroll through Ingram Plaza in the heart of Liberty Station’s Arts District to view over 200 international, national and local artists will be featuring every medium of art including painting, sculpture, glass work, fine jewelry, photography and more.

The arts festival will also include a KidsWalk, which offers interactive art for kids; street food options and a wine and beer pavilion.

When: Saturday & Sunday, August 12 & 13 | 10am
Where: Liberty Station’s Ingram Plaza, 2645 Historic Decatur Road , San Diego, CA 92106
Cost: Free
More information: ArtWalk @ Liberty Station


La Mesa, CA Farmers' MarketLa Mesa Farmers’ Market

An open-air farmers’ market occurs every Friday afternoon from 2pm – 6pm at the intersection of University Avenue and Spring Street in La Mesa, CA. Sponsored by the City of La Mesa, the market offers farm fresh goods including flowers, produce and live plants.

When: Fridays, 2- 6pm
Where: University Ave & Spring St, La Mesa, CA
Cost: Free
More information: cityoflamesa.com/449/Farmers-Market


Summer Movies in the Park

Summer Movies in the Park is a series of free outdoor movie screenings in community parks and recreation centers throughout San Diego.

Movies begin at dusk, which is about 15 minutes after sunset. People are encouraged to come early for picnics and activities.

This Friday & Saturday’s (August 11 & 12) free movies (find locations via the schedule link) include:

  • Ratatouille
  • Sing
  • The Lego Batman Movie
  • E.T. the Extra-Terrestrial
  • Moana
  • The Incredibles

When: Ongoing from now until October 28, 2017
Where: Parks and recreation centers throughout San Diego County
Cost: FREE!
More information: Summer Movies in the Park; schedule here


Family Weekends

On weekends at Del Mar Racetrack, there’s plenty of fun events for the entire family. Children (ages 17 and under) receive free racetrack admission and adults are only $6.00.

The free activities feature:

• Pony Rides
• Inflatable Games and Rides
• Magic Show and GameZone
• Jockey Stilt Walkers
• Giant Scramble Slide & Obstacle Course
• Del Mar Mascot “Pony Boy”
• Face Painters
• Caricature Artist

When: Saturdays & Sundays, 1 – 6pm | Going from now until September 3, 2017
Where: Del Mar Racetrack | 2260 Jimmy Durante Blvd., Del Mar, CA 92014
Cost: Free – $6
More information: www.dmtc.com


Fiesta Del Sol

The largest community-driven family festival in San Diego County, the 10th Annual Fiesta del Sol is a two-day street festival celebrating the history, diverse cultures, and civic engagement of the people of San Diego. It’s a fun, FAMILY-FRIENDLY, alcohol- and tobacco-free event focused on creating positive change by empowering communities. Fiesta del Sol includes an entertainment stage, a multi-cultural food court, four community pavilions, and over one hundred booths

When: Saturday & Sunday, August 12 & 13 | 11am – 6pm
Where: Main Street, Between South Evans and Sicard Streets | San Diego, CA 92101
Cost: Free
More information: www.fiestadelsolsandiego.org


If these aren’t enough events, check out my list of the top 20 must-do activities to do in San Diego here!

Homeownership Up From 50-Year Low

Homeownership rate jumps from 50-year low

Source: The Wall Street Journal

The U.S. homeownership rate may have finally bottomed out, as the share of Americans who own homes is steadily climbing. The ownership rate posted an increase in the second quarter, reversing a sharp downward trend that begun in the Great Recession.

The homeownership rate was 63.7 percent in the second quarter, the U.S. Census Bureau reported. That marks nearly a full percentage point increase from a year ago. Last year, the homeownership rate had plunged to a 50-year low of 62.9 percent.

“The addition of 1.2 million households being homeowners is clearly good news, as more households are participating in housing equity gains,” says Lawrence Yun, chief economist for the National Association of REALTORS®. “But let’s keep it in perspective: There are fewer homeowners today compared to a decade ago, while renter households have risen by 8 million.

So it is still the case that the massive $7 trillion in housing wealth gains from the cyclical low point has been accumulated by a fewer number of families in America. Further advances in homeownership are required to strengthen and broaden the middle class.”

Read the full story

Money Monday: 4 Things to do before retiring

Make sure you prepare for retirement by doing these four things before you actually retire from the workforce:

save money

Photo by 401kcalculator.org

  1. Save up enough to cover at least three months’ worth of living expenses
  2. Pay off your house mortgage
  3. Get rid of all credit card debt first
  4. Amass a large enough nest egg to replace 80% of your yearly income”

Read more about these four financial tips at Money.CNN.com.

San Diego County Events for August 4 – 6

San Diego County has much going on this weekend; check out the many festivals, events and things to do below!

San Diego county events this weekendAnnual Latin America Festival

Folk artists from Oaxaca, Jalisco, Peru, El Salvador and more will convene at the Latin American Festival and Mata Ortiz Pottery Market at Diane Powers’ Bazaar del Mundo Shops, August 4-6 in Old Town.

The annual San Diego event presents one of the nation’s most extensive collections of authentic folk art, traditional clothing and textiles, colorful collectibles and dazzling jewelry. Visitors can take in an amazing array of live artist demonstrations, enjoy nonstop entertainment, and feast on mouth-watering Mexican cuisine at the free weekend event.

When: Friday & Saturday, August 4 – 5, 10am – 8pm | Sunday, August 6, 10am – 5pm
Where: Bazaar del Mundo in San Diego Old Town | 4133 Taylor St, San Diego, CA
Cost: FREE!
More information: www.bazaardelmundo.com/bdm/latin-american-festival


21st Chula Vista Lemon Festival

Celebrate Chula Vista’s historic reign as the lemon capital of the world at their Lemon Festival! Third Avenue will close to traffic and open to hundreds of vendor booths welcoming over 35,000 eager attendees rejoicing in this juicy jubilee. Sport your brightest yellow outfit and enjoy lemon-infused activities, live bands, sour contests, Lemon Pie Eating and Lemon Peeling and Largest Lemon contests, a kid’s fun zone, a craft beer garden, and hundreds of festive booths.

When: Sunday, August 6 | 11am – 5pm
Where: Third Avenue, Chula Vista, CA
Cost: FREE!
More information: thirdavenuevillage.com/squeeze-some-fun-into-your-summer-at-the-21st-chula-vista-lemon-festival


Oceanside International Film Festival

Held every August, Oceanside International Film Festival officially kicks off a season of various film festivals, which are conducted annually in San Diego county and usually continue through the fall. The eight-day event OIFF-2017 will run in the same format and at the same venues as the previous year, screenings and celebrations taking place at two oldest theaters in town, Star Theatre and Sunshine Brooks Theatre.

When: Sunday, August 6 — Sunday, August 13
Where: Star Theatre and Sunshine Brooks Theatre | Chula Vista, CA
Cost: $10 – $50
More information: osidefilm.org/buy-tickets


Summer Movies in the Park

Summer Movies in the Park is a series of free outdoor movie screenings in community parks and recreation centers throughout San Diego.

Movies begin at dusk, which is about 15 minutes after sunset. People are encouraged to come early for picnics and activities.

This Friday & Saturday’s (August 4 & 5) free movies (find locations via the schedule link) include:

  • The Boss Baby
  • Moana
  • The Lego Batman Movie
  • Fantastic Beasts and Where to Find Them
  • Finding Nemo
  • Inside Out
  • Sing

When: Ongoing from now until October 28, 2017
Where: Parks and recreation centers throughout San Diego County
Cost: FREE!
More information: Summer Movies in the Park; schedule here


28th Annual Vista Rod Run

The Vista Rod Run features 300 + classic and specialty cars. Car owners compete for the best of the best to win awards and prizes.

Also featured at the Rod Run is a street fair with arts, craft, and food vendors; live entertainment; and downtown shopping.

When: Sunday, August 6 | 9am – 2pm
Where: Mainstreet in Historic Downtown, Vista, CA
Cost: FREE!
More information: vvba.org/event/vista-rod-run


Sip of Julian

Julian is about more than just cider and apple pies. This Saturday, spend the day getting a taste of the town’s best wine, beer, craft cocktails and hard cider. A “Sip of Julian” runs from 11 a.m. to 5 p.m., giving guests time to sample all the wine, beer and liquor they want, paired with small bites at each stop.

When: Saturday, August 5 | 11am – 5pm
Where: Julian Town Hall
Cost: $25
More information: juliansip2017.brownpapertickets.com


5th Annual Craft Beer Festival

A beer festival in an un-paralleled historical location right on San Diego Bay. Let your taste buds experience various craft beer vendors while you enjoy live music. Curb your hunger with assorted food vendors on site. There will be brews, food, and live music by Fish and the Seaweeds & Frankie T. and the Triple B. Must be 21 or older.

When: Saturday, August 5 | 1 – 5pm (also open 12 – 1pm for VIP ticket holders)
Where: Maritime Museum of San Diego, At Star of India Wharf | 1492 North Harbor Dr, San Diego, CA 92101
Cost: $35 – $50
More information: sdmaritime.org/visit/public-events/craft-beer-festival


If these aren’t enough events, check out my list of the top 20 must-do activities to do in San Diego here!

Money Monday: Easy ways to save money

“While accumulating a large chunk of cash isn’t likely to happen overnight, if you start small, you can gradually build your savings so that you have a financial safety net in place. With that goal in mind, here are 10 ways you can save $300 a month — without having to make yourself utterly miserable in the process.”

save money

Photo by 401kcalculator.org

  1. Refinance your mortgage
  2. Lower your housing costs
  3. Do it yourself
  4. Entertain yourself for free (often there’s some great free events happening in San Diego County!)
  5. Get a side job

This tips and quote is from CNN — find out five other ways you can easily save money here, on CNN’s article: “10 ridiculously easy ways to save $300 a month.”

San Diego County Events for July 28 – 30

Take a trek down to the San Diego area and enjoy a few of these weekend events and activities!

San Diego county events this weekendLa Mesa Farmers’ Market

Step back in time…

To an open-air market every Friday afternoon from 2pm – 6pm at the intersection of University Avenue and Spring Street. Sponsored by the City of La Mesa, the market offers farm fresh goods including flowers, produce and live plants.

When: Friday afternoons | 2 – 6pm
Where: Intersection of University Ave and Spring St, La Mesa, CA
Cost: Free
More information: For more information contact Chris Gonzales at 667-1192 or cgonzales@ci.la-mesa.ca.us


Summer Movies in the Park

Summer Movies in the Park is a series of free outdoor movie screenings in community parks and recreation centers throughout San Diego.

Movies begin at dusk, which is about 15 minutes after sunset. People are encouraged to come early for picnics and activities.

This (July 28 & 29) Friday & Saturday’s free movies (find locations via the schedule link) include:

  • Trolls
  • Moana
  • Up
  • Singing in the Rain
  • The Secret Life of Pets
  • The Wizard of Oz (1939)
  • The Lego Batman Movie

When: Ongoing from now until October 28, 2017
Where: Parks and recreation centers throughout San Diego County
Cost: Free
More information: Summer Movies in the Park; schedule here


Vista BBQ Classic

The Vista BBQ Classic is an official Kansas City BBQ Society sanctioned event in Historic Downtown Vista.  For the past 8 years, teams have traveled from all over the state to compete for prize money, trophies, points and bragging rights.

BBQ teams will descend on Historic Downtown Vista on Friday, July 28th, starting as early as 8AM to spend up to 24 hours seasoning, smoking, and grilling their choice cut of meats for competition day on Saturday, July 29th.  Our 2017 award-winning teams will compete for a total of $10,000 prize money, KCBS points and trophies.

When: Saturday, July 29 | 11am – 5pm
Where: Historic Downtown Vista, CA
Cost: Free
More information: www.vistabbqclassic.com


Bollywood by the Sea

On Friday, 7/28 from 6 pm – 9 pm enjoy Bollywood by the Sea in our center courtyard, led by Bollywood Steps!

Experience live performances, dance lessons, music and even get your own free henna tattoo. This is a great opportunity to learn about a new culture or do something different for date night. Open to all ages.

When: Friday, July 28 | 6 – 9pm
Where: Headquarters’ Courtyard – The Headquarters at Seaport | 789 W Harbor Dr, San Diego, CA 92101
Cost: Free
More information: theheadquarters.com/events-calendar/bollywood-sea


Stagecoach Days: Soldiers & Citizens

Old Town San Diego continues its summer “Stagecoach Days” celebration with more historical demonstrations in the plaza, in the heart of the park. On Saturday, the “Soldiers & Citizens” theme will celebrate the military’s role in San Diego, focusing on the Mexican-American War and the soldiers of many cultures that came to San Diego very early on. The day includes a chance to see historic military uniforms, weapons and hear the stories of these soldiers.

When: Saturday, July 29 | 12 – 4pm
Where: Old Town San Diego State Historic Park | 4002 Wallace St, San Diego, CA 92110
Cost: Free
More information: www.parks.ca.gov


Extreme AutoFest

Extreme AutoFest, a large-scale automotive show, will boast hundreds of tricked-out show cars, SUVs, trucks, and motorcycles from around the world, all competing for cash, prizes and, of course, bragging rights on the streets. Tickets are $25 for adults and $12 for kids ages 6 to 12; kids under 5 get in free.

When: Saturday, July 29 | 3 – 10pm
Where: Qualcomm Stadium | 9449 Friars Rd, San Diego, CA 92108
Cost: $25 – adults, $12 – kids 6-12yr, Free – kids under 5
More information: extremeautofest.com


If these aren’t enough events, check out my list of the top 20 must-do activities to do in San Diego here!