Author Archives: John A Silva

About John A Silva

As your professional real estate adviser, I focus on client satisfaction. My business is about service and I am not happy until you are happy. My years in the business have provided me the experience to assist you with nearly every real estate need. Whether it's finding you a home, finding the best loan, or helping you getting the most out of selling your home I am here to guide you. If there is anything you need, please let me know via email at

Money Monday: The predicted 2018 housing market

Home buyers aren’t going to catch much of a break this year. According to CNN, that is. Here’s a brief blurb from their recent article ‘Is 2018 the year to buy a house?‘”

real estate market update for July 2017Sellers will remain in the driver’s seat as buyers continue to face affordability issues thanks to low housing supply.

“The challenges for buyers in the market haven’t changed that much from last year” said Keith Gumbinger, vice president of mortgage website

What’s more, home loans are expected to get more expensive as the year progresses.

Here’s what home buyers and sellers can expect from the housing market this year”:

Homes will remain in tight supply

Home prices will slow

Loans will get more expensive

Read CNN’s article in its entirety here: “Is 2018 the year to buy a house?

San Diego County Events for January 26 – 28, 2018

Check this weekend’s activities out! All sorts of things to do in San Diego County:

San Diego county events this weekend14th Annual San Diego Restaurant Week

This weekend is the end of the San Diego Restaurant Week — catch some deals while you can! This foodie-favorited week is the perfect time to take a culinary tour throughout the diverse and thriving food culture of San Diego. With over 180 participating restaurants offering prix-fixe menu options throughout San Diego County, you’re sure to find the perfect place to satisfy any craving.

When: Jan 21 – Jan 28, 2018
Where: Various Locations Throughout San Diego County, San Diego, CA
Cost: $10 – $50
More information:

2018 San Diego Sunroad Marina Boat Show

Enjoy a day on San Diego Bay! If you are a boater, don’t miss this once-a-year event. We’ll have the brands and companies you’ve come to know and love, as well as new marine services and products, free boating seminars, boat rides, libations and more!

When: Jan 25 – Jan 28, 2018
Where: Sunroad Resort Marina | 955 Harbor Island Drive, San Diego, CA 92101
Cost: $13
More information:

5th Annual Caffeine Crawl San Diego

Time for the 5th annual Caffeine Crawl San Diego – one of the most exciting coffee events on the West Coast this year!

When: Jan 26 – Jan 28, 2018
Where: total of 9 routes to choose from | InterAmerican Coffee, 1205 J St, San Diego, CA 92101 Cost: $25-$37
More information:

Snapshot Of Nature Day

Living Coast Discovery Center is hosting a photography day, filled with guided photography hikes, animal photo ops, photographic scavenger hunts for the kids, and fun nature crafts to capture the memories.

When: Saturday, January 27, 2018 at 10am
Where: Living Coast Discovery Center | 1000 Gunpowder Point Dr., Chula Vista, CA
Cost: Free with $16 admission
More information:

Orchids in the Park Show & Sale

The San Diego County Orchid Society presents our “Orchids in the Park” Show and Sale in Balboa Park.

Enjoy an exotic and beautiful display of the finest blooming orchids from our members’ collections.

When: Saturday & Sunday, January 27 & 28, 2018 | 10am
Where: Casa del Prado Theatre | 1600 Village Place, San Diego, CA
Cost: Free
More information:

If these aren’t enough events, check out my list of the top 20 must-do activities to do in San Diego here!

Money Monday: Are You Financially Ready To Retire?

“The day is finally approaching. You’ve been saving and investing most of your adult life for this moment, but now you’re not so sure you’re really ready to retire…”

real estate buying or renting


“While retirement readiness has many non-financial components to it, here’s how you can know if you’re financially ready to retire:”

1) How much income will you need?

2) What will you be receiving from Social Security?

3) What other income will you be receiving?

Ask yourself five other questions and see Forbes advice on their article here: “Are You Financially Ready to Retire?”

San Diego County Events for January 19 – 21

Check out this weekend’s events and other family-friendly things to do in San Diego County!

San Diego county events this weekendCinema Under the Stars

Enjoy a movie under the stars at this outdoor theater on Goldfinch Street in Mission Hills. The winter/spring screening season recently began, with a movie playing at 8 p.m. now through April 29 every Friday and Saturday night. This weekend, the Ryan Gosling and Harrison Ford flick, “Blade Runner 2049,” is on the big screen. Check the Cinema Under the Stars website for a schedule of which movies are playing when throughout the season.

When: Friday, Jan. 19 | 8pm
Where: 4040 Goldfinch St., Mission Hills, San Diego, CA
More information: Cinema Under the Stars: ‘Blade Runner 2049’

Salsa Under the Stars

This free event invites you to salsa dance under the stars in the courtyard of The Headquarters shopping center – no partner or experience required. Music will be performed by the Manny Cepeda Orchestra.

When: Friday, Jan. 19 | 6 – 9pm
Where: Headquarters’ Courtyard | 789 West Harbor Dr, San Diego, CA 92101
Cost: Free

CRY San Diego’s Color The Sky Kite Festival 2018

CRY San Diego’s Color the Sky Kite Festival is back! Join us and hundreds of others in beautiful Coronado for live music, Indian food and snacks, desi kites and more! Kites and thread will be included with registration, while supplies last. Food and water will be available for purchase.

When: Saturday, Jan. 20 | Noon
Where: Coronado Tidelands Park | 2000 Mullinix Drive, Coronado, CA 92118
Cost: $12 adults, $7 kids (ages 6-12), threaded spool $5 | To buy tickets, click HERE.
More information: CRY San Diego’s Color the Sky Kite Festival 2018

Make N’ Play Family Music Day

Children will have the opportunity to create an instrument of their own. In this, the first of these interactive workshops, the focus will be on making a box guitar. Younger children will be able to make simpler instruments such as shakers and rattles. With their new instruments, children will be invited to “join a band” and play with others on the stage.

Free snacks, giveaways and additional hands-on activities round out this fun filled afternoon! No experience necessary and all supplies are provided. Adults must accompany children. Geared toward children ages 4-12 and their families.

When: Saturday, Jan. 20 | 1pm
Where: Museum of Making Music, 5790 Armada Dr., Carlsbad, CA
Cost: Free for museum members, $10 per family for guests.
More information:

Santee Active Lifestyle Expo

This free event Saturday in Santee highlights some of the many health and wellness activities San Diego County has to offer. The event kicks off with the U.S. Track & Field 50KM Race Walk Championships at 7:30 a.m. Then, guests can explore the Expo and try extreme obstacle courses, test fitness classes, shop the vendor fair and meet elite athletes.

When: Saturday, Jan. 20 | 9am- – 1pm
Where: Santee Trolley Square | 9884 Mission Gorge Rd., Santee, Ca
Cost: Free
More information: Santee Active Lifestyle Expo

Sunday Organ Concert

Enjoy a free, hour-long organ concert Sunday at Balboa Park’s famed Spreckels Organ Pavilion. At the keys, the audience will find Raul Prieto Ramirez, the city’s newest San Diego Civic Organist and Artistic Director of the Spreckels Organ Society. Prieto Ramirez hails from Spain and, as he told NBC 7, hopes to keep the program interesting – from Bach to Queen – at the historic Spreckels Organ.

When: Sunday, Jan. 21 | 2 – 3pm
Where: Balboa Park’s Spreckels Organ Pavilion
Cost: Free
More information: Sunday Organ Concert

If these aren’t enough events, check out my list of the top 20 must-do activities to do in San Diego here!

Money Monday: How to Make Those Financial New Year’s Resolutions a Reality

“Did you make New Year’s resolutions this year? Unfortunately, there’s a pretty good chance that any resolution we make won’t be kept. This can be particularly true of financial goals, which can often feel confusing and overwhelming. Here are some steps to help make those financial resolutions into a reality.”

Resolutions New Year

“1) Set SMART goals. When we set a vague goal like “save more money” or a seemingly insurmountable one like “pay off all debt,” we’ve already set ourselves down the path to failure. Instead, you want your goal to be SMART: specific, measurable, attainable, realistic, and time-sensitive. Rather than “save more money,” a SMART goal might be to save an extra $5,000 for emergencies by the end of the year…” (Carter, Erik. Forbes. “How To Make Those Financial New Year’s Resolutions A Reality.”

Read the entire Forbes article here: How To Make Those Financial New Year’s Resolutions A Reality”.

San Diego County Events for January 12 – 14

San Diego County is full of family fun and great activities for the weekend. Check out the San Diego County events for January 12 – 14 below!

San Diego county events this weekendPoway Winter Festival

Experience the magic and charm of winter! Check out Poway’s Winter Festival on Friday and Saturday at Poway Community Park. Sled down the snow hill; devour delicious s’mores; skate around the synthetic ice rink; and peruse a variety of vendors and their products.

When: Friday, Jan. 12, 5 – 9pm | Saturday, Jan. 13, 3:30 – 8:30pm
Where: Community Park | 13094 Civic Center Drive, Poway, CA 92064
Cost: Free
More information

San Diego Travel And Adventure Show

At America’s Favorite Travel Show, you’ll:

  • Explore endless vacation options
  • Discover over 200+ destinations from around the globe
  • Plan your trip face-to-face with thousands of travel experts
  • Meet travel celebrities Samantha BrownRudy Maxa, and Peter Greenberg
  • Attend dozens of educational seminars on the Savvy and Destination Theaters
  • Awaken your senses with live cooking demonstrations on the Taste of Travel Theater
  • Immerse yourself in faraway cultures with song and dance on the Global Beats Stage
  • Enjoy fun for the whole family with camel and Segway rides

When: Saturday, Jan. 13 at 10am | Sunday, Jan. 14 at 11am
Where: San Diego Convention Center | 111 West Harbor Dr., San Diego
Cost: Free – $18
More information:

Frim Fram Fridays

At the Veterans Museum and Memorial Center, Swing Dancing San Diego is excited to offer a fun social dance option on the second Friday of each month.

– DJ night with 3 rooms of dancing!
– Get in for free if it’s your birthday this month
(Email to get on the birthday list)
– $5 for students and military (must show ID)
– Free snacks and water (while supplies last)
– Plenty of free parking around the Veterans Museum

When: Friday, Jan. 12 | 7:30pm
Where: Veterans Museum and Memorial Center | 2115 Park Boulevard, San Diego
Cost: $5 – $10
More information:

Kitchen & Bath Design Workshop

This informative and creative seminar is led by Morrokal Design & Remodeling’s talented, award-winning ASID designers who will share with you the latest in kitchen and bath layouts, interior design styles, and material options. Bring your questions and be prepared to have some fun.

Please use the form on their website to register and reserve your spot at the seminar.

When: Saturday, Jan. 13 | 10:30am
Where: Marrokal Design & Remodeling | 9474 Kearny Villa Rd Suite #205, San Diego, CA 92126
Cost: Free; register online to attend
More information:

7th Annual San Diego Beer Fest

The 7th annual San Diego Beer Fest returns to Liberty Station, and promising another fun filled day with beer, food trucks, and music. The event will feature dozens of local local and international craft beers, as well as San Diego’s most popular food trucks.

When: Saturday, Jan. 13 | 12 – 4pm
Where: Ingram Plaza at Liberty Station | 2455 Cushing Road, San Diego, CA 92106
Cost: $45 – $55
More information:

20th Annual San Diego Multicultural Festival

The Festival will showcase San Diego’s rich cultural diversity and traditional heritage through live music, dance performances, storytelling, children’s activities (drum circles, face painting and crafts), and a wide range of ethnic vendors. The Festival will include a variety of multi-cultural entertainment from Native American, Asian, Cajun, Latin, Jazz and Afro-Cuban bands.

When: Saturday, Jan. 13 | 11am – 5pm
Where: Ruocco Park | 585 Harbor Ln, San Diego, CA 92101
Cost: Free
More information:

38th Annual Dr. Martin Luther King Jr. Parade

This is one of the largest celebrations of its kind in the United States in honor of Dr. Martin Luther King Jr.. The parade is filled with dazzling floats, phenomenal High School Bands, Drill Teams, College, Fraternities & Sororities, Churches, Peace and Youth organizations.

When: Saturday, Jan. 13 | 2 – 5pm
Where: Harbor Drive, Embarcadero | San Diego, CA
Cost: Free
More information:

If these aren’t enough events, check out my list of the top 20 must-do activities to do in San Diego here!

Closing Chaos Infographic

In escrow? Hopefully you don’t experience these closing frustrations.

While the majority of home sales close on time, there are some that are delayed or cancelled altogether for various reasons.

Here are the top 5 reasons for a delayed closing:

  1. Issues in obtaining financing
  2. Issues with the home inspection
  3. Issues with appraisal
  4. Issues related to title or deed
  5. Issues with sorting out the deal’s contingencies

Closing Chaos infographic

This infographic is from the CALIFORNIA ASSOCIATION OF REALTORS.

Money Monday: 5 money mistakes to avoid in the new year

New Year’s resolutions can take a lot of effort to put into action.

It can be easier, though. Just stop doing CNN’s suggested five financial things and you’ll have more savings, smarter spending habits and a secure identity in the next year.

Resolutions New Year

1. Stop saving your leftovers

2. Stop using painless payments

See more here.