Author Archives: John A Silva

About John A Silva

As your professional real estate adviser, I focus on client satisfaction. My business is about service and I am not happy until you are happy. My years in the business have provided me the experience to assist you with nearly every real estate need. Whether it's finding you a home, finding the best loan, or helping you getting the most out of selling your home I am here to guide you. If there is anything you need, please let me know via email at johnasilva@sbcglobal.net.

San Diego County Events for Sept. 28 – 30

Local family-friendly activities and events are happening all this weekend down in San Diego County!

San Diego county events this weekendLa Mesa Oktoberfest

Check out La Mesa’s Oktoberfest, beginning today through Sunday! Enjoy German and other foods, traditional and modern activities, a full music lineup, children’s entertainment and activities, and more!

When: Friday – Sunday, Sept. 28 – 30 | Fri. 4 – 10pm, Sat. 10am – 10pm, Sun. 10am – 6pm
Where: 8401 La Mesa Blvd, La Mesa, CA
Cost: Free – $45
More information: www.lamesaoktoberfest.org


MCAS Miramar Air Show

Welcome to Marine Corps Air Station Miramar, home of the 3rd Marine Aircraft Wing and the largest military air show in the nation. This year’s airshow is scheduled from September 28-30, 2018.

Their theme for the 2018 MCAS Miramar Air Show is “100 years of women in the Marine Corps.”

When: Friday – Sunday, Sept. 28 – 30
Where: MCAS Miramar East Gate, Miramar Way, San Diego, CA 92145
Cost: Free – $260
More information: www.miramarairshow.com


San Diego Cabrillo Festival

The Cabrillo Festival is a fun event for the entire family, with educational activities, cultural demonstrations and exciting folkloric performances.

Brightly colored clothing and dramatic music and dancing bring to life the traditions of the Native American, Mexican, Portuguese and Spanish cultures that are part of the Age of Exploration.

The Cabrillo Festival features food booths with delicious traditional Mexican, Native American, Portuguese and Spanish food. Vendors will showcase their various artistic goods.

When: Saturday, Sept. 29 | 11am
Where: Naval Base Pt. Loma, 140 Sylvester Rd., San Diego, CA 92106
Cost: Free
More information: www.cnic.navy.mil/regions/cnrsw/installations/navbase_point_loma


Adams Avenue Street Fair

The 37th annual Adams Avenue Street Fair will feature more than 80 artists performing on six stages along Adams Avenue in Normal Heights.

This year’s headliners will include West London reggae/tropical pop sing Hollie Cook (daughter of Sex Pistols drummer Paul Cook), and the roots-rockin’ Deke Dickerson and the Ecco-Fonics. In addition to the great variety of music, there will be a craft beer taste (Saturday only), four beer gardens, giant carnival rides, festival food and more than 300 exhibitors.

For the complete music line-up, schedule, beer tickets and more information, check out their website, AdamsAvenueStreetFair.com.

When: Saturday and Sunday, Sept. 29 & 30
Where: Adams Avenue, Normal Heights, San Diego, CA 92116
Cost: Free
More information: www.adamsavenuebusiness.com/event-info/adams-avenue-street-fair


2018 Poway Rodeo

The 2018 Poway Rodeo is back Friday, Sept. 28 and Saturday, Sept. 29. The Poway Rodeo will continue to feature the traditions of the old West and Cowboy heritage. View the schedule of events

Tickets are selling fast!

When: Friday & Saturday, Sept. 28 & 29
Where: Poway Valley Riders Association Arena, 14336 Tierra Bonita Rd. , Poway, CA 92064
Cost: View the website
More information: powayrodeo.com


El Cajon Dinner and a Concert

One of El Cajon’s premier events, our Dinner & a Concert Series is back again this year in the center of Downtown El Cajon. Dinner & A Concert is a weekly concert and dance hosted by Downtown El Cajon Business Partners, performed on the Prescott Promenade, which is surrounded by a variety of restaurants. Thousands of people from all over San Diego County arrive to see and listen to many of our local bands and musicians. Join us Friday evenings from 6:00 to 8:00 PM for a great time and great food from our downtown restaurants.

When: Friday evenings  | 6 – 8pm
Where: Prescott Promenade | East Main St., El Cajon, CA 92020
Cost: Free
More information: downtownelcajon.com/dinner-and-a-concert


Summer Movies in the Park

Across the county, cities are taking part in the movie screenings at local outdoor parks. Almost every day of the week this summer, San Diegans can find a free outdoor movie screening thanks to a county-wide initiative. This weekend, you have a few movies to choose from — check the movie calendar below!

When: Friday and Saturday | movies in the park ongoing this entire summer
Where: Various parks in San Diego County
Cost: Free
More information: www.summermoviesinthepark.com/moviecalendar


If these aren’t enough events, check out my list of the top 20 must-do activities to do in San Diego here!

Money Monday: Federal law now allows you to freeze your credit

Consumers can now freeze their credit for free under a new federal law.

“A credit freeze restricts access to your credit file, essentially halting anyone from opening any new credit in your name. The rules used to vary by state, but previously it could cost up to $10 to put a freeze in place. That fee often had to be paid again when someone wanted to unfreeze it for any legitimate uses.

“But under a new law that takes effect Friday, consumers anywhere in the U.S. can do so quickly and for free.

“Congress passed the law in response to last year’s massive Equifax hack, which exposed the private information of more than 145 million Americans.”

Read more on this over at Yahoo Finance: “Credit freeze free nationwide as of Friday.”

San Diego County Events for September 21 – 23

Several San Diego County events going on this weekend; take a look below!San Diego county events this weekendArtwalk Carlsbad

In 2018, ArtWalk Carlsbad makes its debut.  This fine art festival is part of the ArtWalk San Diego brand known for bringing together all facets of the arts in San diego while promoting the experience of owning orginal art.

More than 175 visual artists will show and sell their work, alongside  colorful chalk art that will fill the asphalt as you watch street paintings being created before your eyes on the pavement.

When: Sept. 22 & 23
Where: Armada Drive (above the Flower Fields off of Palomar Airport Road), Carlsbad
Cost: Free for children under 16; adults $10 – $15
More information: artwalksandiego.org/carlsbad


Julian’s Old Fashioned Country Fair

A perfect way to spend some time in Julian! Come on up and spend a day exploring all the Julian has to offer. Some of the activities include: pie baking contest, tug-of-war, pumpkin patch, spoon races, and lots of other activities.

When: Saturday & Sunday, Sept. 22 & 23 | 10am
Where: Julian Farm and Orchard | 4381 CA-78, Julian, CA
Cost: Free
More information: www.julianminingcompany.com


San Diego Restaurant Week

San Diego Restaurant Week returns Sunday, September 23rd through Sunday, September 30th with a FEAST for the senses at over 180 participating restaurants. Dine deliciously at restaurants offering prix-fixe menu options throughout San Diego County. This foodie-favorited week is the perfect time to take a culinary tour throughout the diverse and thriving food culture of San Diego.

When: Sept. 23 – 30
Where: City wide
Cost: $10 – 50
More information: www.sandiegorestaurantweek.com


24th Annual Pacific Islander Festival

Pacific Islander Festival showcases the cultures and customs of Melanesia, Micronesia and Polynesia with entertainment, food, music and specialty crafts.

When: Sept. 22 – 23 | 9am – 4pm
Where: Mission Bay’s Ski Beach, Vacation Road, San Diego, CA 92109
Cost: Free
More information: www.pifasandiego.com


El Cajon Dinner and a Concert

One of El Cajon’s premier events, our Dinner & a Concert Series is back again this year in the center of Downtown El Cajon. Dinner & A Concert is a weekly concert and dance hosted by Downtown El Cajon Business Partners, performed on the Prescott Promenade, which is surrounded by a variety of restaurants. Thousands of people from all over San Diego County arrive to see and listen to many of our local bands and musicians. Join us Friday evenings from 6:00 to 8:00 PM for a great time and great food from our downtown restaurants.

When: Friday evenings  | 6 – 8pm
Where: Prescott Promenade | East Main St., El Cajon, CA 92020
Cost: Free
More information: downtownelcajon.com/dinner-and-a-concert


Summer Movies in the Park

Across the county, cities are taking part in the movie screenings at local outdoor parks. Almost every day of the week this summer, San Diegans can find a free outdoor movie screening thanks to a county-wide initiative. This weekend, you have a few movies to choose from — check the movie calendar below!

When: Friday and Saturday | movies in the park ongoing this entire summer
Where: Various parks in San Diego County
Cost: Free
More information: www.summermoviesinthepark.com/moviecalendar


If these aren’t enough events, check out my list of the top 20 must-do activities to do in San Diego here!

Money Monday: Mortgage hurdles

Many first-time buyers don’t realize that there’s many steps to getting a mortgage.

  1. Get pre-approved
  2. Have the home appraisal
  3. Keep your credit consistent
  4. Review the closing disclosure
  5. Go through underwriting

This infographic is from CAR.org.

San Diego County Events for September 14 – 16

So many festivals to choose from this weekend in San Diego County!

San Diego county events this weekendKaaboo

KAABOO was created by music lovers for music lovers. An adult escape, uniquely curated to appeal to all five of your senses, with world-class music, hilarious comedy, incredible cuisine, craft libations, inspiring contemporary art, and personal indulgences. A curated three-day sound voyage that combines rock-n-roll music and tastemaking events in a modern wonderland on the warm shores of the pacific.

When: Sept. 14 – 16
Where: Del Mar Racetrack + Fairgrounds | 2260 Jimmy Durante Blvd, Del Mar, CA 92014
More information: www.kaaboodelmar.com


Santee Bluegrass Festival Fundraiser

“Beer, Wine, Dine & Let the Bluegrass Shine”

Please join the City of Santee and the Santee Park and Recreation Committee for the 9th Annual Santee Bluegrass Festival, a fund-raising event that supports people, parks and programs! This is a sampling event! There will not be full meal portions or full glasses of drinks.

No one under 21 will be admitted, including infants.

When: Saturday, Sept. 15 | 5:30 – 9:30
Where: Town Center Community Park East | 550 Park Center Drive, Santee CA
Cost: Free
More information: cityofsanteeca.gov/government/departments/community-services/city-parks/town-center-community-park


America’s Finest BBQ State Championship and San Diego Bayfair

America’s Finest BBQ State Championship is partnering with San Diego Bayfair this year to provide an experience unlike any other in the world. The event will take place at Crown Point in beautiful San Diego California. Where else can you compete in a KCBSsanctioned BBQ Competition, sample world class BBQ and enjoy the Beer Garden all while watching boat races and listening to entertainment right on San Diego’s Mission Bay?

When: Sept. 14 – 16
Where: In and around Mission Bay
Cost: Crown Point BBQ Festival on Saturday for BBQ access $10, & the parking for Crown Point $10 (General Parking), more for sampling
More information: www.americasfinestbbq.com


Taste of South Park

 Hallmarked by an eclectic band of restaurants, bars and pubs, coffee houses and family dining spots, its often difficult to chart a course for an afternoon adventure in South Park- but now you can satisfy all your foodie cravings in one day! The 2018 Taste of South Park (ToSP) will take place on Saturday, September 15th, from 12pm to 4pm, located in the cozy, creative hamlet of South Park.

When: Sept. 15 | 12 – 4pm
Where: South Park at Fern St.
Cost: $35 – $40
More information: www.southparksd.com/home/events


Rock the Bay Triathlon

Register for the Inaugural Rock the Bay Triathlon! Taking place at the beautiful San Diego Bay Front. Experience the beauty and excitement of San Diego’s Bay Front.  With it’s unique boardwalk swim entry, bike course traversing Harbor Drive and ending with a run along the Emarcadero Marina Park behind Seaport Village.

This Rock Themed Triathlon Will Rock You from Start to finish! The 65′ Adventrous Yacht will be anchored out on the swim course to provide swimmers with Classic Rock, runners will enjoy the awesome tunes of Mystique near the Midway aircraft carrier, and Finishers will be Rocked into the Finishline!

When: Sept. 16
Where: Race day: Bayfront Park | 1 Park Blvd, San Diego
More information: www.rockthebaytri.com


Coastal Cleanup Day

Join I Love a Clean San Diego at over 100 sites throughout San Diego County for the 34th Annual Coastal Cleanup Day — picking up trash and debris together on Sept. 15 from 9 a.m. to noon at various sites in the county.

When: Saturday, Sept. 15 | 9am – 12pm
Where: Register and see the list of locations
More information: cleanupday.org/cleanupSites


Oceanside Harbor Days

Oceanside Harbor Days at the Oceanside Harbor will feature arts and craft exhibits, great food and fun activities for the entire family. Two days, packed with activities, entertainment, food, shopping.

When: Saturday & Sunday, Sept. 15 & 16 | 9am – 5pm
Where: Oceanside Beach, N Pacific Street, Oceanside, CA 92054
Cost: Free
More information: visitoceanside.org/harbor-beach


If these aren’t enough events, check out my list of the top 20 must-do activities to do in San Diego here!

Baby Boomers Just May Cause the Next Housing Crisis?

Will the next housing crisis be because of baby boomers?

In today’s housing environment, there are surprising factors that baby boomers, born between 1946-1964, will be three times more likely to be carrying mortgage debt as of 2015 at age 60 years or older compared to 1980 according to U.S Census Bureau Data stats.

As of 2016, there were 74 million baby boomers alive and by 2030, when all baby boomers will be between 66-84 years old, there will be 60 million predicted to be alive. So with interest rates changing from 3.41% in 2016 to 4.62% recently for 30-year fixed-rate mortgages — and affordable housing being eliminated due to higher pricing (and that the new Millennial Generation is beginning to buy) — the next generation of seniors will have to be more creative with housing. One creative approach to housing is by living in helper units on their children’s properties in the future, such as granny flats or casitas — or buying a smaller home in another area. Downsizing or staying in their current home becomes the daunting task and question.

Maximizing your current home’s value by preparing is essential; do so with your building contractor, financial planner, accountant and Real Estate Agent.   I’m here to help recommend any of these people and more or get you a free analysis of your home’s value.  You can reach me at JohnASilvaRE@gmail.com or 619-890-3648.

Money Monday: Saving for retirement

“Far too many people make bad choices when it comes to retirement. It’s the equivalent of choosing candy bars over the solid meal…

retirement

“How can we make better decisions for retirement planning? One principle is the knowledge that increasing saving over time will build a bigger nest egg. Here are three key moves that can lead to a better outcome”:

Read Forbes’ article here: www.forbes.com/sites/johnwasik/2018/09/10/how-much-do-you-need-to-retire-3-ways-to-get-it-right/#777f994743d4

San Diego County Events for Sept. 7 – 9

There’s many festivals and other things to do in San Diego County this weekend. View them here!

San Diego county events this weekendCardiff Greek Festival

Be Greek for the day and enjoy authentic food, music, live entertainment, dancing, children’s activities and more the Annual Cardiff Greek Festival.

When: Saturday, 10am – 10pm | Sunday, 11am – 9pm
Where: Sts. Constantine and Helen Greek Orthodox Church | 3459 Manchester Ave, Cardiff by-the-Sea, CA
Cost: $3; under 12 free
More information: www.cardiffgreekfestival.com


28th Annual Sycuan Pow-Wow

The Sycuan Pow-Wow is a time for people to get together, sing, dance, renew old friendships and make new ones.

When: Friday – Sunday, Sept. 7 – 9
Where: 5577 Dehesa Road, El Cajon, CA 92019
Cost: Free
More information: www.facebook.com/Sycuans-Annual-Pow-Wow-358010080969157


5th Annual Carlsbad Brewfest

Carlsbad Brewfest celebrates craft beer with tastings from more than 34+ San Diego & national breweries, music, entertainment, games & food vendors.

When: Saturday, Sept. 8 | 12 – 4:30pm
Where: Holiday Park | 3400 Pio Pico Dr, Carlsbad, CA 92008
Cost: $20 – $55
More information: www.carlsbadbrewfest.org


San Diego Blues Festival

Billy Gibbons & Friends will headline this year’s San Diego Blues Festival at the Embarcadero. Tickets start at $30 and the proceeds benefit the San Diego Food Bank, which helps feed and provide additional support to needy families.

When: Saturday, Sept. 8 | 12 – 8pm
Where: Embarcadero Marina Park North | 400 Kettner Blvd, San Diego, CA
Cost: $30
More information: www.sdbluesfest.com


El Cajon Dinner and a Concert

One of El Cajon’s premier events, our Dinner & a Concert Series is back again this year in the center of Downtown El Cajon. Dinner & A Concert is a weekly concert and dance hosted by Downtown El Cajon Business Partners, performed on the Prescott Promenade, which is surrounded by a variety of restaurants. Thousands of people from all over San Diego County arrive to see and listen to many of our local bands and musicians. Join us Friday evenings from 6:00 to 8:00 PM for a great time and great food from our downtown restaurants.

When: Friday evenings  | 6 – 8pm
Where: Prescott Promenade | East Main St., El Cajon, CA 92020
Cost: Free
More information: downtownelcajon.com/dinner-and-a-concert


Summer Movies in the Park

Across the county, cities are taking part in the movie screenings at local outdoor parks. Almost every day of the week this summer, San Diegans can find a free outdoor movie screening thanks to a county-wide initiative. This weekend, you have a few movies to choose from — check the movie calendar below!

When: Friday and Saturday | movies in the park ongoing this entire summer
Where: Various parks in San Diego County
Cost: Free
More information: www.summermoviesinthepark.com/moviecalendar


Sculpture in the Garden

The sprawling botanical garden in Encinitas (230 Quail Gardens Drive) is featuring the sculpture work of 30 artists through the month of April. See the artwork, ranging from whimsical to abstract, set against a backdrop of dragon trees, rare fruit gardens, bamboo groves and ponds.

When: now – April
Where: San Diego Botanic Garden | 230 Quail Gardens Dr, Encinitas, CA
Cost: $14 – adults; $8 – children
More information: www.sdbgarden.org/sculpture


If these aren’t enough events, check out my list of the top 20 must-do activities to do in San Diego here!