Category Archives: Homebuyers

For sale in San Diego County: Great cosmetic fixer buy in Del Cerro!

5285 Waring Rd | San Diego, CA 92120

Offered at $499,900

5285 Waring Rd, San Diego, CA | real estate home for sale, John A Silva, San Diego real estate agent

Great Buy in Del Cerro/Allied Gardens for buyer who wants cosmetic fixer with NEW ROOF & SOLAR! Buyer with creativity will love this one & can make this into a great home. Extra square footage plus bedroom, bath & family room make this a 3-bedroom, 2-bath (not in tax rolls that exists now). Buyer to satisfy self of all information herein.

No matter what price range you are in, CALL ME NOW for a FREE evaluation of how your home can be marketed and SOLD NOW for top dollar!  619.890.3648

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Home listing: Clairemont Area: BEST BUY just Reduced & Ready to Just Move In!!

5233 Javier St | San Diego, CA

Seller will Entertain Offers between $619900 – $639900

5233 Javier St, San Diego CA

REDUCED! Seller To Entertain Offers from $619,900 to $639,900. Just Move in!! Clean & efficient home, drought resistant front yard & desert garden ready in huge back yard. Newer Beautiful floors, Kitchen, Baths, Redone plumbing & electrical through out, wood beam ceilings is BEST BUY!! Extra large space for RV, Boat, or rent it out! Big Garage with work bench, shelves, cabinets, & storage plus extra storage inside including 2 pantries. Close to ALL: restaurants, schools, beaches & easy freeway access!

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No Matter What Price Range You Are In, CALL ME NOW for a FREE Evaluation of how your home can be marketed and SOLD NOW for top dollar!  619.890.3648

Land listing: Perfect Small Builder Project with All Utilities Available, Call for Details!

Constant Creek Rd & Pizzo Ln 74, Fallbrook

Offered at $245,900

Constant Creek Rd & Pizzo Ln 74, Fallbrook

Motivated seller has a best buy for the builder — 3 already split 1/2 acre lots with mix of newer homes in the area to the dream home builder with room for wine grapes, agriculture, or other possibilities.

Sign is on 2 lots Constant Creek Rd & other lot on Pizzo Lane all connect. Single family homes in the area pricing $550K to $700K that has tons of potential for future value. Check out the Drone Video tour link!

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No Matter What Price Range You Are In, CALL ME NOW for a FREE Evaluation of how your home can be marketed and SOLD NOW for top dollar!  619.890.3648

Money Monday: Mortgage hurdles

Many first-time buyers don’t realize that there’s many steps to getting a mortgage.

  1. Get pre-approved
  2. Have the home appraisal
  3. Keep your credit consistent
  4. Review the closing disclosure
  5. Go through underwriting

This infographic is from CAR.org.

Baby Boomers Just May Cause the Next Housing Crisis?

Will the next housing crisis be because of baby boomers?

In today’s housing environment, there are surprising factors that baby boomers, born between 1946-1964, will be three times more likely to be carrying mortgage debt as of 2015 at age 60 years or older compared to 1980 according to U.S Census Bureau Data stats.

As of 2016, there were 74 million baby boomers alive and by 2030, when all baby boomers will be between 66-84 years old, there will be 60 million predicted to be alive. So with interest rates changing from 3.41% in 2016 to 4.62% recently for 30-year fixed-rate mortgages — and affordable housing being eliminated due to higher pricing (and that the new Millennial Generation is beginning to buy) — the next generation of seniors will have to be more creative with housing. One creative approach to housing is by living in helper units on their children’s properties in the future, such as granny flats or casitas — or buying a smaller home in another area. Downsizing or staying in their current home becomes the daunting task and question.

Maximizing your current home’s value by preparing is essential; do so with your building contractor, financial planner, accountant and Real Estate Agent.   I’m here to help recommend any of these people and more or get you a free analysis of your home’s value.  You can reach me at JohnASilvaRE@gmail.com or 619-890-3648.

Is this the Sign of a Change?

After months and years of wholesale increases on property values in San Diego, the hoopla may be coming to an end.

San Diego Real Estate valuesSee this link on recent stats from ATTOM Data Solutions that show foreclosures are now on the rise over the past several months in 96 of 219 metropolitan markets through out the nation: www.attomdata.com/news/market-trends/foreclosures/july-2018-u-s-foreclosure-market-report

Los Angeles has had a 20% year-over-year increase for July, while San Diego is lower due to the size difference compared to LA. But the time may be now to rehash any questions, if you are on the fence about selling now.Whether you may have a financial burden or may be ready to cash out, I have options to maximize your situation. Message me today for a very short no-pressure consultation. 619-890-3648 or JohnASilvaRE@gmail.com.

Best Deal in San Diego of Well Cared for Complex as Rental or Occupy!

Large 3-Bedroom, 2-Bath and 2 Private Covered Parking Spaces!

Just Listed | 11911 Royal Rd F, El Cajon

11911 Royal Rd F, El Cajon, CA | Just listed by John A Silva, San Diego real estate agent

Offered at $359,000

SUPER CLEAN, Meticulously Cared For & Upgraded! Just Move-IN! NO popcorn ceilings. Master Bedroom Has vanity w/walk in closet & shelves. Newer A/C & Forced Air Heat 2015. Recently added in the beautiful efficient kitchen are cook top/oven, fridge, micro wave plus Dual Pane Windows through out. Parklike settings out of most windows. Water & sewer included in HOA. Enjoy Nice community large pool, park and playground area for toddlers to teenagers, continue w/small gatherings in the evening-BBQ in Patio.

Contact me for details or to view this move-in ready home! (619) 890-3648

More details

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Money Monday: The differences between fixed-rate and adjustable-rate mortgages

If you’ve never bought a home before, the whole process can seem a little confusing. One of the first things you have to figure out is whether you should get a fixed-rate or adjustable-rate mortgage. Most people choose the fixed-rate mortgage without even thinking about it, but there are situations where an adjustable-rate mortgage may be a better fit.

mortgage rates and property taxes

Read CNN’s “Should I get a fixed- or adjustable-rate mortgage?” article to find out the differences between the two and to figure out what’s best for you personally when buying a home.