Homeowners have a lot going for them: improved educational performance, lower crime rates, greater health.
This infographic is from the CALIFORNIA ASSOCIATION OF REALTORS.
This infographic is from the CALIFORNIA ASSOCIATION OF REALTORS.
Enjoy the Guild Festival with a commemorative tasting cup and unlimited beer samples. The event showcases San Diego County’s finest craft breweries! Food will be available for sale from local, craft-beer friendly restaurants and food trucks. And to top it all off, musical entertainment will be provided by some of San Diego’s most talented musicians!
When: Friday & Saturday, Nov. 3 & 4
Where: The Port Pavilion on Broadway Pier | 1000 N. Harbor Drive, San Diego, CA 92101
Cost: $45 – $100
More information: sdbeer.com/sdbw/guild-fest
Kicked off by the San Diego Brewers Guild Festival, San Diego Beer Week is a ten-day celebration inspiring people to drink local beer and promoting San Diego’s brewing culture with events across the county.
Check out Mediterranean to Modern Architecture in La Mesa Highlands.
When: Saturday, Nov. 4 | 9am – 3pm
Where: Check in at the city parking lot on corner of Date & Allison
A Children’s Historic Street Faire: Perfect event for children and families! Kids will experience a cross-section of what life was like before the age of television, computers and cell phones.
Take a trip back to the 1880s and get a glimpse of wild, wild San Diego! This historical street faire on Island Avenue brings you back to a fun, old-fashioned atmosphere. Children can pan for gold, watch a blacksmith practicing his trade, churn butter or saddle up for a pony ride.
When: Nov. 5 | 11am – 4pm
Where: Gaslamp Museum at the Davis-Horton House | 410 Island Ave, San Diego, CA 92101
From its dome and lobby to the Helen Price Reading Room, courtyard and sculpture garden, take a free tour of the San Diego Central Library and learn about the architecture and materials used in the design of the civic building. The tour meets in the Garden Courtyard in front of the auditorium at 2 p.m.
When: Friday, Nov. 3 | 2 – 3pm
Where: San Diego Central Library | 330 Park Blvd, San Diego, CA 92101
Cost: Free, but you must register ahead
This unique festival, now in its 25th year, offers Poway residents the chance to shop for unique and useful handmade arts and crafts from local artists. The event is free and fun for the whole family.
When: Saturday, Nov. 4 | 8am
Where: Old Poway Park | 14134 Midland Rd, Poway, CA 92064
More information: poway.org/454/Boardwalk-Craft-Market
Beloved movie “The Princess Bride” will be the feature film on tap for this weekend’s Movie In The Park at Dark event at Adams Avenue Park.
When: Sunday, Nov. 5 | 5pm
Where: Adams Avenue Park | Adams Ave, San Diego, CA 92116
(“3 signs you’re living beyond your means.” CNN Money. 19 Sept 2017. http://money.cnn.com/2017/09/19/pf/living-beyond-your-means/index.html?iid=SF_LN)
Some indicators that you’re not spending within your budget:
Read why these are signs that you’re living too high on the hog here.
Our nation’s different generations (centennials, millennials, xers, boomers, matures) place five categories in different order of importance. While some focus on building a nest egg, others concentrate on paying down debt, keeping a budget and controlling spending, saving money for emergencies or what-ifs, or saving for something specific.
This inforgraphic is from the CALIFORNIA ASSOCIATION OF REALTORS.
“The names, Social Security numbers, birth dates, addresses, and driver’s license numbers for 143 million people may have been accessed. That kind of information could be used by someone else to open bank accounts, credit cards and loans in your name.
“The credit card numbers of an additional 209,000 people were also accessed. Those people will be notified directly. Everyone else must go to a website created by Equifax and submit their last name and last six digits of their Social Security number to find out if they were affected.” (“5 things to do right now if you’re worried about the Equifax hack.” 10 Sept. 2017. CNN Money. http://money.cnn.com/2017/09/09/pf/what-to-do-equifax-hack/index.html?iid=SF_LN
If you’re worried, here are some things you can do right now:
Read more of CNN’s suggestions here: “5 things to do right now if you’re worried about the Equifax hack.”
“The percentage of people who have adequate savings to cover six months of expenses — a six-month-stash — has jumped to 31%, according to a new study from Bankrate.com. That’s up from 28% last year and 22% in 2015.
“Not everyone is there yet: a quarter of Americans still have no savings at all. But that is down from 28% last year and the report shows positive signs that saving habits are improving” (Bahney, Anna. “Americans are saving (a little) more.” money.cnn.com/2017/06/20/pf/emergency-fund).
Apparently, it’s the younger people and the middle-class that are doing well at saving; read more of this article at money.cnn.com.
If you’re installing new windows, your best defense against sun is heat-reflecting or low-emissivity windows. These windows contain a thin film sealed inside double-pane glass to slow heat absorption in summer and heat loss in winter.
One type of film — a window tint — absorbs solar radiation; the other — a reflective film — reflects the sun’s rays and is more transparent than the window tint. Install the type best suited to the climate in which you live. Films are left on windows year-round. Both should last at least 10 years.
If you live in a climate where summers are hot and winters are mild, also consider installing a radiant barrier — a layer of foil to deflect radiant heat. Radiant barriers, however, do not replace the need for other insulation.
Attach awnings. Buy ready-made fabric or aluminum awnings, or build wood awnings that complement your house. Install awnings on east-, south-, and west-facing windows.
Block the sun by covering windows that receive direct sunlight with screenings of bamboo, wood, fiberglass, or polypropylene.
Reflect the sun with shades made with a shiny outer surface. Some fabric shades are backed by light-reflective materials.
If the humidity in your area isn’t too uncomfortable, mount a whole-house fan in the ceiling just below the attic. These fans draw in cool air through open windows at night and push out hot air through attic vents.
Exhaust air any time the temperature outside is cooler than it is inside. Make sure air can come in one open window and leave freely through another.