Category Archives: Interesting News

Money Monday: Financial Milestones

How do your financial milestones compare with the average consumer’s?

The CALIFORNIA ASSOCATION OF REALTORS averaged consumers’ answers to when they:

  • Started saving for retirement
  • Attained a good credit score over 700
  • Saved $10,000
  • Paid off student loans
  • Purchased first home

average consumer financial milestones

This infographic is from

The Perfect Home – Infographic

The idea of the perfect home varies for each individual, but overall there are some strong desires within each generation.

  • Single-family homes in the suburban are a top priority to 55% of gen X-ers and baby boomers.
  • The home doesn’t matter as much as the location for millennials and the silent generation — they both desire walkable communities close to work.
  • 60% of families prefer larger homes and yards.
  • Homes with small yards and a walkable distance from amenities are high on the list for 55% of Americans

Positively Perfect home for the generations

Check out the CALIFORNIA ASSOCIATION OF REALTORS’ infographics here.

Homeownership is beneficial

Homeowners have a lot going for them: improved educational performance, lower crime rates, greater health.

This infographic is from the CALIFORNIA ASSOCIATION OF REALTORS.

San Diego County Events for November 3 – 5

Head to San Diego County this weekend for some great events and festivals. It’s the kickoff to Beer Week, go back in time at the Fallback Festival, and check out local architecture, arts, and movies.

San Diego county events this weekendSan Diego Brewers Guild Festival

Enjoy the Guild Festival with a commemorative tasting cup and unlimited beer samples. The event showcases San Diego County’s finest craft breweries! Food will be available for sale from local, craft-beer friendly restaurants and food trucks. And to top it all off, musical entertainment will be provided by some of San Diego’s most talented musicians!

When: Friday & Saturday, Nov. 3 & 4
Where: The Port Pavilion on Broadway Pier | 1000 N. Harbor Drive, San Diego, CA 92101
Cost: $45 – $100
More information:

San Diego Beer Week

Kicked off by the San Diego Brewers Guild Festival, San Diego Beer Week is a ten-day celebration inspiring people to drink local beer and promoting San Diego’s brewing culture with events across the county.

When: Nov 3 – Nov 12, 2017
Where: North Coastal
Cost: Varies
More information:

La Mesa 12th Annual Historic Home Tour

Check out Mediterranean to Modern Architecture in La Mesa Highlands.

When: Saturday, Nov. 4 | 9am – 3pm
Where: Check in at the city parking lot on corner of Date & Allison
Cost: $40
More information

Fallback Festival

A Children’s Historic Street Faire: Perfect event for children and families! Kids will experience a cross-section of what life was like before the age of television, computers and cell phones. 

Take a trip back to the 1880s and get a glimpse of wild, wild San Diego! This historical street faire on Island Avenue brings you back to a fun, old-fashioned atmosphere. Children can pan for gold, watch a blacksmith practicing his trade, churn butter or saddle up for a pony ride. 

When: Nov. 5 | 11am – 4pm
Where: Gaslamp Museum at the Davis-Horton House | 410 Island Ave, San Diego, CA 92101
Cost: Free
More information

San Diego Central Library Architecture Tour

From its dome and lobby to the Helen Price Reading Room, courtyard and sculpture garden, take a free tour of the San Diego Central Library and learn about the architecture and materials used in the design of the civic building. The tour meets in the Garden Courtyard in front of the auditorium at 2 p.m.

When: Friday, Nov. 3 | 2 – 3pm
Where: San Diego Central Library | 330 Park Blvd, San Diego, CA 92101
Cost: Free, but you must register ahead
More information

The Boardwalk Craft Market

This unique festival, now in its 25th year, offers Poway residents the chance to shop for unique and useful handmade arts and crafts from local artists. The event is free and fun for the whole family.

When: Saturday, Nov. 4 | 8am
Where: Old Poway Park | 14134 Midland Rd, Poway, CA 92064
Cost: Free
More information:

Movie In The Park At Dark: “The Princess Bride”

Beloved movie “The Princess Bride” will be the feature film on tap for this weekend’s Movie In The Park at Dark event at Adams Avenue Park.

When: Sunday, Nov. 5 | 5pm
Where: Adams Avenue Park | Adams Ave, San Diego, CA 92116
Cost: Free

If these aren’t enough events, check out my list of the top 20 must-do activities to do in San Diego here!

Home Buyers — Don’t Compromise on These Three Things

Unless you’re building, typically buyers won’t find their perfect home. Compromise is common and expected if you want to become a homeowner. But these three items are things where perhaps you shouldn’t budge from your ideal.

  • Layout
  • School district
  • Buying near neighboring houses that will lower your home’s value

This infographic is from

Money Monday: How to know if you’re living beyond your means

“It’s a frightening statistic that 47% of Americans would struggle to come up with $400 to cover an unplanned expense. Yet nearly half of today’s workers are living paycheck-to-paycheck, with no financial cushion whatsoever, and a big part of the reason boils down to living beyond our means.”

(“3 signs you’re living beyond your means.” CNN Money. 19 Sept 2017.

Some indicators that you’re not spending within your budget:

  1. You have a low credit score
  2. Your rent or mortgage payment is more than 30% of your income
  3. You’re not saving at all

Read why these are signs that you’re living too high on the hog here.

Money Monday: Financial priorities of the generations

Each generation has a different priority when it comes to their finances.

Our nation’s different generations (centennials, millennials, xers, boomers, matures) place five categories in different order of importance. While some focus on building a nest egg, others concentrate on paying down debt, keeping a budget and controlling spending, saving money for emergencies or what-ifs, or saving for something specific.

Financial priorities of the generations

This inforgraphic is from the CALIFORNIA ASSOCIATION OF REALTORS.