Money Monday: Catch up on your retirement savings

While it is certainly ideal to start saving for retirement early on, you can still save a substantial amount even if you start later in life.


Many Americans do not have any retirement savings — a full one-third, according to — but that doesn’t mean that they (or you) can’t catch up. Here are some suggestions on what to do, from USA Today:

  1. Pay down your debt
  2. Take advantage of an IRA and 401(k)
  3. Reduce and avoid extra investing fees
  4. Wait to retire and work longer
  5. Don’t make unnecessary risks and shortcuts

Read all about’s five points in detail: 5 simple ways to catch up on your retirement savings.

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