Money Monday: Top Budgeting Tips

If you haven’t been successful at sticking to your budget yet, perhaps you just need a refresher on how to best make your budget work.

piggy bank saving

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  1. Set and stick to your budget — number one on making the budget work!
  2. If you’re constantly overspending, try sticking to an all-cash budget. Handing over crisp bills instead of your credit card hurts far more!
  3. Make your financial priorities top…priority! After each paycheck, set aside how much you know you’ll need for that month, on: rent or mortgage payment, utility bills, grocery budget, and any other monthly expenses.
  4. Check in financially every day or week. It’s difficult to keep spending in check if you don’t keep on how you’re doing — which may make you uncomfortably and unnecessarily stretch those dollars too much at the end of the month.

These ideas (and many more!) are from The Muse’s article here: “50 Personal Finance Tips That Will Change the Way You Think About Money.”

John A Silva
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John A Silva

John Silva has over 21 years experience in residential real estate. He is a San Diego native, specializing in helping sellers & buyers, with extra experience in: modifications, short sales, and negotiation.
Contact me today for real estate assistance! (619) 890-3648 | Email me
John A Silva
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