Money Monday: Tapping into home equity

If you own a home, you might have more home equity to tap into if needed.

This infographic is from CALIFORNIA ASSOCIATION OF REALTORS.

San Diego County Events for Oct. 19 – 21

For your October weekend, check out one (or more) of these San Diego County activities and events!San Diego county events this weekend

BOOmont Fall Festival

Returning for its sixth season, BOOmont & Fall Fest rises from the dusk as Belmont Park transforms with festive fall thrills and chills throughout the beachfront amusement park, offering halloween and fall-themed festivities for guests of all ages in October and November! Free entrance, additional costs for some activities.

When: Fridays – Sundays until Nov. 30
Where: Belmont Park | 3146 Mission Blvd., San Diego
Cost: Free – $49
More information: www.belmontpark.com


Kids Free October

October is Kids Free month in San Diego at more than 100 participating restaurants, attractions and hotels. That means free meals, free admission to theme parks, museums and more, and free gifts at several other locations. Kids can take a dive at Legoland when an adult buys their ticket, visit the animals at either the San Diego Zoo or San Diego Zoo Safari Park (or both!), or dine free at Carnitas Snack Shack, just to name a few. A list of all deals being offered in San Diego County this October can be found here.

When: month of October
Where: Various participating restaurants, attractions and hotels
Cost: Kids free
More information: www.sandiego.org/promotions/kids-free


Pumpkin Express

Join the Pacific Southwest Railway Museum Association in our annual Pumpkin Express Halloween Celebration.  Come ride their decorated vintage railcars through the San Diego county mountains as fall descends upon Campo, CA.  Walk through the themed Display Building complete with two haunted trains, a pumpkin patch, and our creepy cast of ghosts and ghouls.

Start your spooky day off right with a train ride.  Trains depart from the Campo Depot at 11:00 AM, 1:15 PM, and 3:00 PM.  The Pumpkin Express will wind down the hill through some of the most scenic parts of the historic San Diego and Arizona Railway. After the train returns to the museum grounds, passengers will be let off at the Display Building where children and their parents will enjoy decorating pumpkins from the indoor pumpkin patch and a walk through one of our two haunted trains.

When: Saturday and Sunday, Oct. 20 & 21 | 10am – 5pm
Where: Campo Depot | 750 Depot Street, Campo, California 91906
Cost: $5 – $25
More information: www.psrm.org/pumpkin


‘Sleepy Hollow: A Musical Tale’

A Halloween-themed play! Three modern day kids try to figure out how to return home after they are magically transported back in time on Halloween night. They are thrown straight into the legend of Sleepy Hollow as the 18th century colonial town is preparing for the arrival of the Headless Horseman.

When: Various times from now until Oct. 28
Where: Casa del Prado Theatre, 1600 Village Place, San Diego
Cost: $13 – $16 | buy tickets
More information: www.balboapark.org/in-the-park/casa-del-prado-stage


Festival Of Lights – 11th Annual Diwali Celebration

San Diego Indian American Society, in association with San Diego Museum of Art, and Indian associations of San Diego, will be celebrating the 11th Annual Festival of Lights on Saturday, Oct. 20, 2018 in historic Balboa Park. Besides the below schedule, there will be an ancient large lamps exhibition, lights procession, and local Indian restaurants will be selling food from various parts of India.

4th Annual Festival of Dolls from 1- 8 p.m.
3 – 5:30 p.m. Individual State Revue
6 – 8:30 p.m. Rainbow Dances

When: Sat, Oct. 20 | 1pm
Where: Spreckels Organ Pavilion | 1549 El Prado, San Diego
Cost: Free – $5
More information: spreckelsorgan.org


South Park Fall Walkabout

The South Park Walkabout is a quarterly fun-filled evening festival that showcases all the unique and independent businesses within South Park. Enjoy complimentary treats, live entertainment and special offers. The walkabout highlights both the south and north end of the South Park business district. The north end starts at Kalmia and 30th Street and extends south to 30th and Beech Street.

When: Saturday, Oct. 20 | 6pm
Where: 30th St. and Kalmia St., San Diego, CA 92104
Cost: Free
More information: www.southparksd.com/events/fall-walkabout


Scallywag!

Scallywag! day-long music and craft beer festival. This event will take place Saturday, October 20th at Waterfront Park. Live music throughout the day. Festival-goers show up early to receive their complimentary SCALLYWAG tasting glass to enjoy unlimited complimentary tastings from 1pm-4pm. Locally sourced food trucks and vendors will be on site to serve great nibbles all day long! After 4pm, Scallywag will have several brewers and wineries on hand to serve you drinks to purchase.

When: Saturday, Oct. 20 | 1pm (12pm for VIP)
Where: Waterfront Park, San Diego, CA
Cost: Free
More information: scallywagfest.com/san-diego


If these aren’t enough events, check out my list of the top 20 must-do activities to do in San Diego here!

Money Monday: Financing first for most home buyers

The smoother home-buying experience means getting financing figured out first.

This infographic is from CAR.org.

San Diego County Events for Oct. 12 – 14

Spend the weekend with the family at any one of these San Diego County events!
San Diego county events this weekend

La Mesa Park Appreciation Day

The public is invited to participate in the 13th annual Park Appreciation Day on Saturday, October 13, 2018, 8:00 am to noon.  Park Appreciation Day provides volunteers the opportunity to give  back to their community and help beautify
La Mesa Parks by assisting in projects that include planting, picking up trash, raking, painting, trimming and weeding. Participants are encouraged to bring their own gloves and tools such as rakes, trowels, trimmers, shovels etc. All ages welcome!

When: Sat., Oct 13 | 8am – 12pm
Where: La Mesa parks
Cost: Free
More information: bit.ly/ParkAppreciation


BOOmont Fall Festival

Returning for its sixth season, BOOmont & Fall Fest rises from the dusk as Belmont Park transforms with festive fall thrills and chills throughout the beachfront amusement park, offering halloween and fall-themed festivities for guests of all ages in October and November! Free entrance, additional costs for some activities.

When: Fridays – Sundays until Nov. 30
Where: Belmont Park | 3146 Mission Blvd., San Diego
Cost: Free – $49
More information: www.belmontpark.com


Taste Of North Park 2018

The Taste of North Park invites culinary enthusiasts to enjoy over 50 food tastes from San Diego’s best restaurants. Besides food tastings, you can sip on beverages from 15 craft brewers or nonalcoholic beverages, while enjoying street musicians and artists.

When: Saturday, Oct. 13 | 11am – 3pm
Where: 30th St., North Park, 30th St., San Diego, CA 92104
Cost: $30 – $50
More information: www.explorenorthpark.com/taste-of-north-park-2018


4th Annual Latin American Art Fair

Celebrating the 4th annual Latin American Art Fair at Bread and Salt in San Diego, this fair features the visual artwork of over 100 artists from Mexico, Central and South America – along with highlighting the best of Latin food, music and entertainment. It’s a family-oriented fair that brings artists and community together.

When: Saturday & Sunday, Oct. 13 & 14 | 11am
Where: Bread & Salt Art Gallery | 1955 Julian Ave., San Diego
Cost: $40
More information: www.breadandsaltsandiego.com


Polish Festival

Polish Festival is a tribute to those with Polish heritage, our pride as American citizens and San Diegans, and an expression of the legendary Polish hospitality.

During festival there will be performances by Polish folk dancers, and various musical bands. We offer delicious polish food, and the best genuine imported polish beer.

When: Friday, Oct. 12 – 5-11:30 pm (21 or older only) | Saturday, Oct. 13 – 2-11 pm | Sunday, Oct. 14 – Noon-5 pm
Where: St. M. Kolbe Roman Catholic Polish Mission | 1735 Grand Ave., San Diego, CA 92109
Cost: $5 for adults; free for kids
More information: www.polishmission.org


Del Mar Harvest Festival Original Art & Craft Show

Jump into the fall season with an adventure fueled by awe-inspiring creativity and outlandish fun. Attendees will see 24,000 original and handmade works from hundreds of trend-setting artisans and crafters.

With live entertainment, strolling performers, specialty foods, an interactive Kidzone, contests and demonstrations, the celebration serves up an intimate experience best shared with family and friends.

When: Friday – Sunday, Oct. 12 – 14
Where: Del Mar Fairgrounds | 2260 Jimmy Durante Blvd., Del Mar, CA
Cost: $4 – 9
More information: www.delmarfairgrounds.com


If these aren’t enough events, check out my list of the top 20 must-do activities to do in San Diego here!

Money Monday: Tips to avoid college debt

“What steps can parents take to help themselves and their children avoid getting caught in the college debt trap?

  1. Create a budget to track all money coming in and going out of your household. Make savings a prominent and permanent part of it.
  2. Begin saving for college costs as early as possible through tax-advantaged savings vehicles such as 529 and Coverdell education savings plans.
  3. Apply for scholarships and grants.
  4. Consider work-study programs to help offset tuition costs…”

More tips on Forbes’ article: “6 Ways to Save Your Kids From the Rising Cost of Education and Prevent the College Debt Trap.”

San Diego County Events for October 5 – 7, 2018

On this weekend’s lineup down here in San Diego County: Oktoberfest, festival, food and drink, the beach, and discounts!San Diego county events this weekendArts, Crafts & Vintage Market- Pumpkin Festival

Check out the craft artisans selling American handmade crafts and fine art at the ‘Pumpkin Festival’ Arts ‘n Crafts Fair. Admire and shop for beautiful jewelry, woodworking, candles, toys and many other unique items.

Bates’ famous Pumpkin Patch will be open so you can enjoy the fall decorations, tractor hayrides, straw maze, Snows Pony Rides, petting corral, and delicious food from a variety of vendors.

When: Sat. and Sun., Oct. 6 and 7 | 9am – 4pm
Where: Bates Nut Farm, 15954 Woods Valley Rd, Valley Center, California 92082
Cost: Free admission, parking on weekends is $5
More information: www.facebook.com/events/2116938145296254


Kids Free October

October is Kids Free month in San Diego at more than 100 participating restaurants, attractions and hotels. That means free meals, free admission to theme parks, museums and more, and free gifts at several other locations. Kids can take a dive at Legoland when an adult buys their ticket, visit the animals at either the San Diego Zoo or San Diego Zoo Safari Park (or both!), or dine free at Carnitas Snack Shack, just to name a few. A list of all deals being offered in San Diego County this October can be found here.

When: month of October
Where: Various participating restaurants, attractions and hotels
Cost: Kids free
More information: www.sandiego.org/promotions/kids-free


El Cajon’s Oktoberfest

Come and enjoy authentic German food, a straight-from Germany band, the Guggenbach-Buam, will entertain with polkas and waltzes, and watch the traditional dance performances.

When: Friday 4-10 PM, Saturday 12-10 PM, Sunday 12-9 PM
Where: German American Societies of San Diego | 1017 South Mollison Avenue, El Cajon, CA, 92020
Cost: $5 – $26
More information: www.germanclubsandiego.org/portfolio-list/oktoberfest-2018


La Jolla Art & Wine Festival

Back for its 10th season, the La Jolla Art & Wine Festival aims to do two things — celebrate local artists and inspire young artists through art education programs at schools. The free two-day festival returns to the heart of the La Jolla village with more than 1,150 artists’ work on display. There will also be a beer garden, gourmet marketplace, a silent auction, pet adoption stations and a lineup of entertainment and music.

When: Oct. 6 and 7, Saturday and Sunday | 10am – 6pm
Where: Girard Ave. & Prospect St., La Jolla
Cost: Free
More information: www.ljawf.com


Pacific BeachFest

Come see what all the excitement is about. Pacific BeachFest is San Diego’s premier beach festival located in the heart of beach town: Pacific Beach.

This event features volleyball tournaments, beach runs, a beer garden, kids’ action alley, live music performances and more!

When: Sat., Oct. 6, from 11am on
Where: Crystal Pier, 4500 Ocean Blvd., San Diego, CA 92109
Cost: Free
More information: www.sandiegocoastlife.com/attractions/san-diego-coast/boardwalk-ocean-front-boardwalk


If these aren’t enough events, check out my list of the top 20 must-do activities to do in San Diego here!

Home listing: Clairemont Area: BEST BUY just Reduced & Ready to Just Move In!!

5233 Javier St | San Diego, CA

Seller will Entertain Offers between $619900 – $639900

5233 Javier St, San Diego CA

REDUCED! Seller To Entertain Offers from $619,900 to $639,900. Just Move in!! Clean & efficient home, drought resistant front yard & desert garden ready in huge back yard. Newer Beautiful floors, Kitchen, Baths, Redone plumbing & electrical through out, wood beam ceilings is BEST BUY!! Extra large space for RV, Boat, or rent it out! Big Garage with work bench, shelves, cabinets, & storage plus extra storage inside including 2 pantries. Close to ALL: restaurants, schools, beaches & easy freeway access!

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No Matter What Price Range You Are In, CALL ME NOW for a FREE Evaluation of how your home can be marketed and SOLD NOW for top dollar!  619.890.3648

Land listing: Perfect Small Builder Project with All Utilities Available, Call for Details!

Constant Creek Rd & Pizzo Ln 74, Fallbrook

Offered at $245,900

Constant Creek Rd & Pizzo Ln 74, Fallbrook

Motivated seller has a best buy for the builder — 3 already split 1/2 acre lots with mix of newer homes in the area to the dream home builder with room for wine grapes, agriculture, or other possibilities.

Sign is on 2 lots Constant Creek Rd & other lot on Pizzo Lane all connect. Single family homes in the area pricing $550K to $700K that has tons of potential for future value. Check out the Drone Video tour link!

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No Matter What Price Range You Are In, CALL ME NOW for a FREE Evaluation of how your home can be marketed and SOLD NOW for top dollar!  619.890.3648