Money Monday: Financial Fitness of the Generations

Members of the different generations view their financial situations in various ways.

The different generations — Millenials, Gen Xers, Boomers and Matures — view their financial situations in different ways: financially comfortable, have just enough to get by, or financially struggling.

Financial Fitness of the generations

This infograhic is from the CALIFORNIA ASSOCIATION OF REALTORS.

San Diego County Events for March 3 – 5

Performances, flowers and garden shows, crafts — what more could you ask for on a beautiful San Diego weekend?

San Diego county events this weekend

Spring Home/Garden Show

Now in its 32nd year, the San Diego Spring Home/Garden Show returns to Del Mar Fairgrounds for a three-day show, with: hands-on demonstrations, hundreds of home-improvement products and services exhibitors, educational seminars, plant sales, and face-to-face consultations with top experts.

 When: Friday, March 3, 11am – 6pm | Saturday, March 4, 10am – 6pm | Sunday, March 5, 10am – 5pm

Where: Del Mar Fairgrounds | 2260 Jimmy Durante Blvd., Del Mar, CA
Cost: Free – $9
More information: springhomegardenshow.com


The Boardwalk Craft Market

Now in its 25th year, shop the Boardwalk Craft Market for unique, beautiful and useful items created by local artists in the Arts & Crafts tradition.

When: Saturday, March 4 | the first Saturday of the month – ongoing
Where: Old Poway Park | 14134 Midland Road, Poway, CA
Cost: Free
More information: poway.org/454/Boardwalk-Craft-Market


11th Annual Seaport Village Busker Festival

The annual Seaport Village Busker Festival brings colorful street performers – from jugglers on unicycles to stilt walkers, contortionists and acrobalancers – to the waterfront shopping, dining and entertainment district — the amazing (and bizarre) acts that will compete for a chance to win the coveted People’s Choice Award. Visitors can also enjoy shopping and specials from more than 50 shops, restaurants and eateries at Seaport Village.

When: Saturday, March 4, 12 – 6pm
Where: Seaport Village | 849 West Harbor Dr., San Diego, CA 92101
Cost: Free
More information: www.seaportvillage.com


2017 Travel & Adventure Show

Taking place March 4-5 at the San Diego Convention Center, travel enthusiasts will have the opportunity to meet face-to-face with travel experts from around the world who are on hand to help attendees dream, personalize and book their next trip.

When: Saturday, March 4, 10am | Sunday, March 5, 11am
Where: San Diego Convention Center | 111 West Harbor Dr., San Diego
Cost: $11 – $35
More information: travelshows.com/shows/san-diego


The Flower Fields at Carlsbad Ranch

The famous Flower Fields in Carlsbad Ranch officially opened for the season on March 1; the fields are open daily, from 9 a.m. to 6 p.m., through May 14. Patrons will enjoy nearly 50 acres of colorful displays of Giant Tecolote Ranunculus flowers, which are in bloom for six to eight weeks. The famous fields also include roses, orchids, sweet pea blossoms, petunias and poinsettias.

When: Now – May 14 | 9am – 6pm daily
Where: Carlsbad Ranch | 5704 Paseo Del Norte, Carlsbad, CA 92008
Cost: $14 | details here
More information: www.theflowerfields.com

Projects with the Best Returns in 2017

Resale ROI

House projects have varying degrees of return; here are the top five projects with the greatest ROI, and the top five with the least ROI:

This infographic is from the CALIFORNIA ASSOCIATION OF REALTORS.

Money Monday: Questions to Ask Before You Retire

Sometimes it’s difficult to plan financially for the future when you also need to worry about here and now.

However, if you don’t think ahead, you most likely will be in for a rude awakening come retirement age. Now is not too early to be thinking and planning for retirement; and to help you, here are three questions from Time.com to think about:

  1. Will you be able to replace enough money to retire while maintaining your standard of living?
  2. What are you investing in? There are general investment recommendations here.
  3. What will retirement look like?

Read all of Time.com’s article on Yahoo here: “Ready to Retire? Better Ask Yourself These 3 Questions First.”

San Diego County Events for February 24 – 26

This weekend in San Diego County, explore the diversity of our area with some unique events. Check out the Kuumba Fest, learn how to make wine at the winemaking demonstration, attend discounted performances during San Diego Theater Week, and enjoy nature at the San Diego Bird Festival!

San Diego county events this weekendKuumba Fest

In celebration of Black History Month, the 25th annual Kuumba Fest returns Friday to the Lyceum Theatre in San Diego’s Horton Plaza. The three-day event celebrates black culture, history, cuisine and the arts, with a focus on African heritage. There will be a talent show, a fashion show, hip-hop dance and play performances, a soul food competition, and the annual gospel finale celebration.

When: Friday, Feb. 24, 6 – 10pm | Saturday, Feb. 25, 10am – 11pm | Sunday, Feb. 26, 1 – 11pm
Where: Lyceum Theatre, 79 Horton Plaza, San Diego, CA
Cost: $25 for Friday; $5 to $20 for Saturday; $5 to $15 for Sunday; some events are free
More information: kuumbafest.com


Free Winemaking Demonstration At Curds And Wine

Learn how to make your own wine at Curds and Wine! They will go through all of the basic steps of making wine from kits, from start to bottle. This will be an interactive demonstration; you will have an opportunity to take part in winemaking steps hands-on. For 21+

When: Saturday, Feb. 25 | 1pm
Where: Curds and Wine | 7194 Clairemont Mesa Blvd., San Diego, CA 92111
Cost: Free
More information: www.curdsandwine.com


San Diego Theater Week

San Diego Theater Week is an eight-day event that highlights the variety and enhances awareness to San Diego’s performing arts community. From Sunday, Feb. 26 through Sunday, March 5, more than 40 local theater and performing arts venues will be offering special ticket discounts and other offers.

When: Sunday, Feb. 26 – Sunday, March 5
Where: At more than 40 local theater and performing art venues
Cost: Various costs
More information: www.sdtheaterweek.com


San Diego Bird Festival

Birds, wildlife and diverse natural habitats are at the center of this unique Bird Festival in San Diego. Rain or shine, bring the whole family out to this fun event, where you will get the chance to build your own birdhouse, participate in nature walks and learn to bird call. The event is free.

When: Sunday, Feb. 26 | 10am
Where: Marina Village Conference Center | 1936 Quivira Way, San Diego, CA 92109
Cost: Free
More information: www.sandiegoaudubon.org/events/bird-festival

Money Monday: California Housing Affordability

Higher wages and seasonal price declines affect California housing affordability.

housing market forecast

• “Thirty-one percent of California households could afford to purchase the $511,360 median-priced home in the fourth quarter, unchanged from third-quarter 2016 and up from 30 percent in fourth-quarter 2015.” (“4th Qtr 2016 Housing Affordability”. CAR.org. 9 Feb 2017)

• “A minimum annual income of $100,800 was needed to make monthly payments of $2,520, including principal, interest, and taxes on a 30-year fixed-rate mortgage at a 3.91 percent interest rate.”

Read all about 2016’s housing marketing in the fourth quarter, in the CALIFORNIA ASSOCIATION OF REALTORS’ article here: “4th Qtr 2016 Housing Affordability“.

 

San Diego County Events for February 17 – 19

Among the many things to do in San Diego County, there are a few great events that are free or cheap to check out this weekend!

San Diego county events this weekendMacy’s Museum Month

February is Macy’s Museum Month. It’s a great time to explore more than 40 museums across San Diego County. From art to history and science to nature museums offer something for everyone and every age.

Free passes are available at Macy’s stores in San Diego and Temecula. One pass is good for up to four half-price admission at each museum all month long.

When: Ongoing from now until February 28, 2017
Where: Various museums in San Diego County
Cost: Half price admission with pass, to select museums
More information: www.sandiegomuseumcouncil.org/museum-month


California Open Wildlife Art Festival

Pacific Southwest Wildlife Arts, is proud to present the “California Open Wildlife Art Festival.” The exhibition and competition attracts top carvers, wildlife artists and art lovers from all over.

This upcoming year will be the 44th Anniversary of the California Open Wildlife Art Festival!

When: Saturday & Sunday, Feb. 18 & 19 | 9:30am – 4pm
Where: Corky McMillan Event Center Liberty Station | 2875 Dewey Road, San Diego, CA 92106
Cost: $5
More information: www.pswa.net/california-open-wildlife-art-festival-2017


San Diego Pet Expo

The San Diego Pet Expo is stuffed full with fun activities! There will be a huge adoption event, discounted vaccinations and microchipping, exhibitors, live entertainment, obedience demonstrations, learn about pet care and training and more, and so much more!

When: Saturday, Feb 18, 10am – 6pm | Sunday, Feb 19, 11am – 4pm
Where: Del Mar Fairgrounds | 2260 Jimmy Durante Blvd., Del Mar, CA 92014
Cost: Free
More information: www.petexposandiego.com


Julian Doves & Desperados

The Julian Doves & Desperados are in town every Sunday. They perform historic, comedy, gunfight skits at their stage area, located in-between the Julian Fitness Center and the Julian Market & Deli.

When: Sunday, Feb. 19 | performances at 1pm, 2pm and 3pm
Where: Next to Julian Fitness Center, Main Street, Julian, CA 92036
Cost: Free
More information: www.visitjulian.com/to-see-do/calendar/#event|historical-skits-julian-doves-desperados

Money Monday: Tax Deductions for Homeowners

With the tax deadline coming up, now is the time to refresh yourself and learn about tax breaks you could be getting if you are a homeowner.

Some of the following tax deductions are only applicable to new homeowners, but there are a few that any owner can file for:

  1. Mortgage interest
  2. Mortgage insurance premiums
  3. Energy related tax credits
  4. Capital gains exclusion
  5. Property inheritance
  6. Property taxes
  7. Home office costs
  8. Moving expenses

If you would like details on these potential tax breaks you could be getting, read Yahoo’s article here.