San Diego County Events for August 25 – 27

Once again, there’s so much going on in our county today – Sunday; check out the great events happening in San Diego County this weekend!

San Diego county events this weekend47th Annual Ramona Country Fair

The old-fashioned Ramona Country Fair began last night and goes through this weekend. With music, a wild west show, bluegrass festival, custom bike show, rides, contests, and all the great throw-back things that make a country fair nostalchic, you’ll want to come this weekend to it! (PLUS, it’s free admission!)

When:  Thursday – Sunday, August 24 – 27 | Friday 5-11pm, Saturday 11am-11pm, Sunday 11am – 10pm
Where: Ramona Outdoor Community Center | 421 Aqua Lane, Ramona, CA 92065
Cost: Free admission, $5 parking
More information: www.facebook.com/RamonaCountryFair and ramonachamber.com/events


Cruisin’ Grand Escondido

Downtown Escondido’s free, weekly vintage car show continues, running every Friday night through Sept. 29. Cruisin’ Grand Escondido takes over historic Grand Avenue, with more than 500 cool cars lining the streets. Musical entertainment, as well.

When: Fridays, through September 29 | 5 – 9pm
Where: Downtown Escondido | 235 East Grand Ave, Escondido, CA
Cost: Free
More information: cruisingrand.com


G & The New Orleans Swinging Gypsies – free concert and dance lesson

G & The New Orleans Swinging Gypsies embody the spirit of gypsy jazz mixed with traditional jazz and swing. In addition to a live concert, enjoy free Swing Dance lessons that will help you cut a rug to this delightful band, merging music and dance as one!

When: Friday, August 25 | 6 – 9pm
Where: The Headquarters at Seaport | 789 W Harbor Dr, San Diego, CA 92101
Cost: Free
More information: theheadquarters.com/events-calendar/g-new-orleans-swinging-gypsies


14th Annual Carlsbad Music Festival

Adventurous music invades the seaside Village of Carlsbad for the nationally renown 14th annual Carlsbad Music Festival on August 25-27. The Festival programming is an eclectic mix of creative music ranging from contemporary classical, to indie rock, to world music, to electronic; plus a Green Flash beer garden and food trucks steps from the beach.

When: Friday – Sunday, August 25 – 27
Where: Festival Hub: St Michael’s by the Sea, 2775 Carlsbad Blvd., Carlsbad
Cost: Free and ticketed performances; Free – $90
More information: www.carlsbadmusicfestival.org


Fourth Annual Imperial Avenue Street Festival

The fourth annual Imperial Avenue Street Festival celebrates the rich history, culture and arts of the Greater Logan Heights community! Come out and experience the flavors of Imperial Avenue, enjoy a variety of fun family programming, browse the offerings of local artists and crafts, enjoy gourmet food and beverages, craft beer garden and groove to an amazing lineup of live performers, American jazz, R&B and rock bass player and vocalist!

When: Saturday, August 26 | 12 – 9pm
Where: Imperial Avenue and 28th Street | 2802 Imperial Ave., San Diego, CA 92102
Cost: Free
More information: www.imperialavenuestreetfest.com


Summer Movies in the Park

Summer Movies in the Park is a series of free outdoor movie screenings in community parks and recreation centers throughout San Diego.

Movies begin at dusk, which is about 15 minutes after sunset. People are encouraged to come early for picnics and activities.

This Friday & Saturday’s (August 25 & 26) free movies (find locations via the schedule link) include:

  • Finding Dory
  • Moana
  • The Lego Batman Movie
  • Finding Dory
  • A Bug’s Life
  • Storks
  • Zootopia
  • Willy Wonka and the Chocolate Factory
  • Inside Out
  • Rogue One: A Star Wars Story

When: Ongoing from now until October 28, 2017
Where: Parks and recreation centers throughout San Diego County
Cost: FREE!
More information: Summer Movies in the Park; schedule here


If these aren’t enough events, check out my list of the top 20 must-do activities to do in San Diego here!

How Homebuyers Can Overcome Tough Competition

Tips for homebuyers

Source: Kiplinger

Redfin Chief Economist says to win in a hot market, home buyers should take advantage of technology to find homes as soon as they are listed.

Making sense of the story:

  • Arm yourself with tech tools to find available homes quickly. With the variety of apps available today, you can receive listing alerts so that you’re notified as soon as a home in your price range or search area hits the market.
  • Buyers will gain an advantage from whatever concessions they can offer. Instead of a small earnest-money deposit, we’ve seen buyers put into escrow their entire down payment or even half of the purchase price.
    You needn’t waive a contingency for inspection in the purchase contract.
  • Rather, you can agree to pay the seller, say, $2,500, or next month’s mortgage payment, if you walk away.
    Work with a local or reputable lender to get a pre¬approval for your mortgage that includes full documentation of your means to obtain a certain amount of financing in advance of a signed purchase contract.
  • That may give you the confidence to waive a contingency for financing, and it’s almost as good as cash for closing a deal quickly.
  • Because sellers can sell their homes in days but may take months to buy, you can gain leverage by offering to “rent back” their home to them for a certain number of months.
  • Fall can be a good time to buy a home because prices generally peak in the summer and ease up in the fall.
  • There’s a bit less inventory, but many fewer buyers. Plus, sellers who list in the fall are serious because they must leave because of job relocation, divorce or something else that made them miss the top of the season.

Read the full story

Money Monday: Common Home Buying Expenses

When home buyers purchase real estate, they often don’t factor in other expenses that they may incur.

Your new home is certainly a large expense, but have you considered the other purchases that may go hand-in-hand with that home’s cost?

Common home buying expenses for real estate buyers

This infographic is from the CALIFORNIA ASSOCIATION OF REALTORS, available here.

San Diego County Events for August 18 – 20

There’s a lot happening in San Diego County this weekend — check out your many options!

San Diego county events this weekendChula Vista HarborFest

This year’s annual HarborFest will have everything you could possibly want at a free, all ages celebration. Dance in front of three stages, peruse the automobile displays, and stroll through the art exhibition. For foodies, pay a little bit to sample what the region’s best chefs have to offer at the Taco and Spirits Revolution from 11am – 3pm. Kids will love the interactive activities, free kayaking/paddle board lessons, and arts and crafts at the Discovery Zone.

When: Saturday, August 19 | 10am – 6pm
Where: Bayside Park | 999 Bayside Pkwy., Chula Vista, CA 91910
Cost: Free
More information: www.cvharborfest.com


Movies And More By The Lake: ‘Close Encounters Of The Third Kind’

At this Movies & More presentation of “Close Encounters” (rated PG), $10 will park your carload of moviegoers and the event is free. Jacobo Mendoza is the entertainer until the movie begins. Food trucks, snack bar and fun-filled activities await, as well!

When: Friday, August 18 | 6 – 10pm
Where: Santee Lakes, Lake 5 | 9310 Fanita Pkwy., San Diego, CA 92071
Cost: $10 for a carload
More information: www.santeelakes.com/events-calendar


TwainFest

Twainfest is a FREE celebration of Mark Twain and other writers of the 19th century. Come check it out on Saturday if you’re looking for a unique activity for the family!

Hear works by Walt Whitman, Emily Dickinson, Harriet Beecher Stowe, Paul Laurence Dunbar, Edgar Allan Poe and others, read aloud by San Diego actors. Vote in the Election of 1872 (as long as you can pass the literacy test!), enter the Literacy Costume Contest and parade, compete in the community spelling bee, visit Dr. Frankenstein’s laboratory, learn to play the fife and drum, contribute to the Never Ending Story, and so much more!

When: Saturday, August 19 | 11am – 5pm
Where: Old Town San Diego State Historic Park | 4002 Wallace St, San Diego, CA 92110
Cost: Free
More information: writeoutloudsd.com/twainfest


Blvd Market Summer Block Party

The BLVD Market is a San Diego style, monthly open-air celebration of cuisine and entertainment. This month’s Tiki Theme will host Alvino & The Dwells, a Vintage Surf Rock Band, Classic Cars, Tiki Retailers, and Tasty Tiki Cocktails brought to you by Old Harbor Distilling Co. and Coffee & Tea Collective.

When: Friday, August 18 | 6 – 10pm
Where: 2855 El Cajon Blvd., San Diego, CA 92104
Cost: Free
More information: theboulevard.org


Free City Ballet Showcase

Come enjoy the arts with this free ballet showcase; program includes:

-Petipa’s Paquita with music by Ludwig Minkus
-Elizabeth Wistrich’s Serenade for Strings with music by Peter Ilyich Tchaikovsky.
-Plus, a contemporary work and a jazz piece by Geoff Gonzalez.

When: Friday, August 18 | 7pm, doors open at 6:30pm
Where: Spreckels Theatre | 121 Broadway, Suite 600, San Diego, CA 92101
Cost: Free
More information: www.spreckels.net


Summer Movies in the Park

Summer Movies in the Park is a series of free outdoor movie screenings in community parks and recreation centers throughout San Diego.

Movies begin at dusk, which is about 15 minutes after sunset. People are encouraged to come early for picnics and activities.

This Friday & Saturday’s (August 11 & 12) free movies (find locations via the schedule link) include:

  • Beauty and the Beast (1991)
  • Moana
  • The Lego Batman Movie
  • Finding Dory
  • Sing
  • Pete’s Dragon
  • Groundhog Day
  • Willy Wonka and the Chocolate Factory
  • The Secret Life of Pets

When: Ongoing from now until October 28, 2017
Where: Parks and recreation centers throughout San Diego County
Cost: FREE!
More information: Summer Movies in the Park; schedule here


If these aren’t enough events, check out my list of the top 20 must-do activities to do in San Diego here!

Money Monday: Mortgage Lenders are Trying to Make it Easier to Buy

As prices rise, mortgage lenders are making it easier to buy a house.

mortgage rates and property taxes

Source: Los Angeles Times

Some prices are rising across the country and mortgage rates, though still historically low, are up since the presidential election.

Simply put, buying a home isn’t easy, especially in high-cost metropolitan areas such as Los Angeles County, where the median price of a home hit $569,000 in June.

But changes in the mortgage industry are afoot, with the goal of loosening some of the strict standards established after the subprime crisis — rules some blame for impeding sales.

“The reality has sunk in that there are buyers out there who will be able to buy homes and make the mortgage payments,” said William E. Brown, the president of the National Assn. of Realtors. The industry is “trying to give them more options to buy a house.”

Government-controlled mortgage giants Fannie Mae and Freddie Mac are paving the way by rolling out new programs to encourage home ownership.

The companies, with their congressional mandate to promote home ownership, don’t originate loans, but purchase mortgages from lenders to keep the market moving. And any changes they make in the underwriting standards for the loans they buy can have a big effect.

Read the full story

San Diego County Events for August 11 – 13

With so many free, or nearly free, events and things to do this Friday through Sunday, there’s no reason not to come down to sunny San Diego County for the weekend!

San Diego county events this weekendArtWalk @ Liberty Station

ArtWalk @ Liberty Station returns for a weekend of fine art, food, live entertainment and more.

Stroll through Ingram Plaza in the heart of Liberty Station’s Arts District to view over 200 international, national and local artists will be featuring every medium of art including painting, sculpture, glass work, fine jewelry, photography and more.

The arts festival will also include a KidsWalk, which offers interactive art for kids; street food options and a wine and beer pavilion.

When: Saturday & Sunday, August 12 & 13 | 10am
Where: Liberty Station’s Ingram Plaza, 2645 Historic Decatur Road , San Diego, CA 92106
Cost: Free
More information: ArtWalk @ Liberty Station


La Mesa, CA Farmers' MarketLa Mesa Farmers’ Market

An open-air farmers’ market occurs every Friday afternoon from 2pm – 6pm at the intersection of University Avenue and Spring Street in La Mesa, CA. Sponsored by the City of La Mesa, the market offers farm fresh goods including flowers, produce and live plants.

When: Fridays, 2- 6pm
Where: University Ave & Spring St, La Mesa, CA
Cost: Free
More information: cityoflamesa.com/449/Farmers-Market


Summer Movies in the Park

Summer Movies in the Park is a series of free outdoor movie screenings in community parks and recreation centers throughout San Diego.

Movies begin at dusk, which is about 15 minutes after sunset. People are encouraged to come early for picnics and activities.

This Friday & Saturday’s (August 11 & 12) free movies (find locations via the schedule link) include:

  • Ratatouille
  • Sing
  • The Lego Batman Movie
  • E.T. the Extra-Terrestrial
  • Moana
  • The Incredibles

When: Ongoing from now until October 28, 2017
Where: Parks and recreation centers throughout San Diego County
Cost: FREE!
More information: Summer Movies in the Park; schedule here


Family Weekends

On weekends at Del Mar Racetrack, there’s plenty of fun events for the entire family. Children (ages 17 and under) receive free racetrack admission and adults are only $6.00.

The free activities feature:

• Pony Rides
• Inflatable Games and Rides
• Magic Show and GameZone
• Jockey Stilt Walkers
• Giant Scramble Slide & Obstacle Course
• Del Mar Mascot “Pony Boy”
• Face Painters
• Caricature Artist

When: Saturdays & Sundays, 1 – 6pm | Going from now until September 3, 2017
Where: Del Mar Racetrack | 2260 Jimmy Durante Blvd., Del Mar, CA 92014
Cost: Free – $6
More information: www.dmtc.com


Fiesta Del Sol

The largest community-driven family festival in San Diego County, the 10th Annual Fiesta del Sol is a two-day street festival celebrating the history, diverse cultures, and civic engagement of the people of San Diego. It’s a fun, FAMILY-FRIENDLY, alcohol- and tobacco-free event focused on creating positive change by empowering communities. Fiesta del Sol includes an entertainment stage, a multi-cultural food court, four community pavilions, and over one hundred booths

When: Saturday & Sunday, August 12 & 13 | 11am – 6pm
Where: Main Street, Between South Evans and Sicard Streets | San Diego, CA 92101
Cost: Free
More information: www.fiestadelsolsandiego.org


If these aren’t enough events, check out my list of the top 20 must-do activities to do in San Diego here!

Homeownership Up From 50-Year Low

Homeownership rate jumps from 50-year low

Source: The Wall Street Journal

The U.S. homeownership rate may have finally bottomed out, as the share of Americans who own homes is steadily climbing. The ownership rate posted an increase in the second quarter, reversing a sharp downward trend that begun in the Great Recession.

The homeownership rate was 63.7 percent in the second quarter, the U.S. Census Bureau reported. That marks nearly a full percentage point increase from a year ago. Last year, the homeownership rate had plunged to a 50-year low of 62.9 percent.

“The addition of 1.2 million households being homeowners is clearly good news, as more households are participating in housing equity gains,” says Lawrence Yun, chief economist for the National Association of REALTORS®. “But let’s keep it in perspective: There are fewer homeowners today compared to a decade ago, while renter households have risen by 8 million.

So it is still the case that the massive $7 trillion in housing wealth gains from the cyclical low point has been accumulated by a fewer number of families in America. Further advances in homeownership are required to strengthen and broaden the middle class.”

Read the full story