Money Monday: Catch up on your retirement savings

While it is certainly ideal to start saving for retirement early on, you can still save a substantial amount even if you start later in life. Many Americans do not have any retirement savings — a full one-third, according to Bankrate.com — but that doesn’t mean that they (or you) can’t catch up. Here are […]

Money Monday: Americans are saving more than spending

Americans are saving faster than they are spending. “It’s a key shift in spending habits that started during the Great Recession. And the trend continues as we head into the holiday shopping season this weekend. “The savings rate in the United States rose to 5.6% in October — its highest mark in nearly three years. […]

How to Save for a House

Many people plan to buy a home in the future, but with lending requirements being stricter, bigger down payments being required, and the current real estate prices being where they are, purposeful saving is in order for most potential home buyers. There are many helpful resources and tips on saving available, but here are just […]

10 Tips for Saving Water in Your Home

You’ll likely be surprised to learn how much water the average family of four uses every single day in their home: 255 gallons! The estimates are: 15 gallons for dishwashing; 12 for cooking and drinking; 5 for basic hand washing; 35 for laundry; 80 for bathing; 8 at the bathroom sink for tooth brushing, face-washing, […]

Guest Post: Managing your finances before homeownership to save your home from a foreclosure

Managing your finances before homeownership to save your home from a foreclosure Are you planning to purchase a new home? If yes, you have to buck up your finances so that you don’t fall in trouble in the near future and then risk losing your home to a forced foreclosure. Managing your finances is the […]

Money Monday: How to Make Those Financial New Year’s Resolutions a Reality

“Did you make New Year’s resolutions this year? Unfortunately, there’s a pretty good chance that any resolution we make won’t be kept. This can be particularly true of financial goals, which can often feel confusing and overwhelming. Here are some steps to help make those financial resolutions into a reality.” “1) Set SMART goals. When we […]

San Diego County Events for January 12 – 14

San Diego County is full of family fun and great activities for the weekend. Check out the San Diego County events for January 12 – 14 below! Poway Winter Festival Experience the magic and charm of winter! Check out Poway’s Winter Festival on Friday and Saturday at Poway Community Park. Sled down the snow hill; devour […]

Money Monday: 5 money mistakes to avoid in the new year

New Year’s resolutions can take a lot of effort to put into action. It can be easier, though. Just stop doing CNN’s suggested five financial things and you’ll have more savings, smarter spending habits and a secure identity in the next year. 1. Stop saving your leftovers 2. Stop using painless payments See more here. […]