Money Monday: Millennials saving for financial freedom

Millennials are saving for financial freedom—not retirement Source: Yahoo Finance Millennials often get a bad rap when it comes to financial responsibility. But it turns out those stereotypes may be off base. Millennials are saving more money than any other generation, according to a new study by Bank of America and Merrill Edge. But it’s […]

Money Monday: 5 Quick Ways to Save Money

Do you want to have more money? “Silly question, right? Who doesn’t want some extra cash? The good news is, there are simple things you can do in just 20 minutes to avoid wasting your hard-earned dollars. Jump right in and get started to take advantage of the savings.” 1. Ask your credit card company […]

Money Monday: Save by using more cash

Need or want to spend less? Many financial advisers (such as the famous Dave Ramsey program) propose that you should use cash for just about everything. But that can be difficult to implement, so here’s an alternative. “…A new study by the Urban Institute and D2D Fund offers a middle ground that consumers might find more […]

Money Monday: Many Americans aren’t saving enough

In a Bankrate survey, half of Americans are saving 5% or less of their income, with only a quarter saving 10% or more. That’s far below the recommended 15% savings that Bankrate recommends — only about 1 in 7 Americans are saving that much. The middle class appears to be doing the most saving, with […]

Money Monday: Catch up on your retirement savings

While it is certainly ideal to start saving for retirement early on, you can still save a substantial amount even if you start later in life. Many Americans do not have any retirement savings — a full one-third, according to Bankrate.com — but that doesn’t mean that they (or you) can’t catch up. Here are […]

Money Monday: Americans are saving more than spending

Americans are saving faster than they are spending. “It’s a key shift in spending habits that started during the Great Recession. And the trend continues as we head into the holiday shopping season this weekend. “The savings rate in the United States rose to 5.6% in October — its highest mark in nearly three years. […]

How to Save for a House

Many people plan to buy a home in the future, but with lending requirements being stricter, bigger down payments being required, and the current real estate prices being where they are, purposeful saving is in order for most potential home buyers. There are many helpful resources and tips on saving available, but here are just […]

10 Tips for Saving Water in Your Home

You’ll likely be surprised to learn how much water the average family of four uses every single day in their home: 255 gallons! The estimates are: 15 gallons for dishwashing; 12 for cooking and drinking; 5 for basic hand washing; 35 for laundry; 80 for bathing; 8 at the bathroom sink for tooth brushing, face-washing, […]