Tag Archives: buying a family home

Events: Two festivals this weekend in San Diego

Enjoy this weekend in San Diego County by checking out these two festivals in the area: the Pacific Islander Festival in Mission Bay, San Diego and the 19th Encinitas Oktoberfest.

Pacific Islander Festival

San DiegoThe 20th Annual Pacific Islander Festival will be held on September 20 – 21, 2014. There will be Pacific Islander crafts, information and food booths, plus continuous Pacific Islander entertainment all weekend long. Don’t miss out on this exciting cultural event!

When: September 20 & 21

Where: Ski Beach, Mission Bay in San Diego | Vacation Rd., San Diego, CA 92109

More information


19th Encinitas Oktoberfest

The 19th Annual Encinitas Chamber of Commerce Oktoberfest presented by California Coast Credit Union will be held on Sunday, September 21, 2014 from 10am to 5pm on Mountain Vista Drive and El Camino Real.

It will feature The Bluebirds a German-American Band, Bavarian dancers, tradional Oktoberfest beer from Spaten and a street craft faire featuring over 200 vendors, including artisans with unusual arts and craft items.

The family food and refreshment tent will be serving authentic German food and beers from national & local breweries.

When: September 21 | 10am – 6pm

Where: Mountain Vista Dr & El Camino Real, Encinitas, CA 92024

More information

Buying is winning the lottery

With the current residential real estate market for buyers in the throngs of a literal feeding frenzy, due to the rising infestation of investor buyers, the buyer looking to buy a home for their family to live in is having massive competition.

While inventory is currently contracting and sales are on the rise, six months from now we will know for sure if the market will be positive–meaning that values will finally be officially on the rise. There are some areas that are seeing an increase in values.

I have several listings that range in the low price ranges of $200’s, to $600K — and  these are seeing multiple offers from investors and owner-occupied buyers.  This makes it tough on the buyer purchasing for a family as a first-time buyer who do not have a lot of money to put down. There are up to 10 offers in a matter of a few days on almost all properties now.

This scenario should continue making this a very frustrating time for the first-time,  FHA government & conventional low down payment, or Military Veteran no down payment buyer. This group has to compete with the “all-cash” and 20%+ down payment conventional loan buyers, who usually win due to the restrictions on condition of property by the government loans like FHA and VA, or the low down conventional investor guidelines.

So, how does the low-money-down buyer get in a position to win the property for the buyer who has to compete with the big money buyer? Make sure you are interviewing your perspective agent on how this process will be handled. In this market, this is necessary not only for sellers, but also for buyers. Repairs or a price reduction in a short sale can be done and I can show you how.

Experience is GOLDEN!! Properties having no equity to several liens, a bankruptcy, etc. will not close with an average or most experienced agents, whether representing a buyer or a seller. I have helped several listing agents while I represent a buyer get the property sold in these scenarios.

Whether buying or selling, you owe it to yourself to call me now. The time is now to buy and you will have the most success and satisfaction with the agent who can maneuver through the maze while leveraging you the best deal. I am here to serve you to make sure you WIN the LOTTERY!

Thank you for reading and God Bless.