“While accumulating a large chunk of cash isn’t likely to happen overnight, if you start small, you can gradually build your savings so that you have a financial safety net in place. With that goal in mind, here are 10 ways you can save $300 a month — without having to make yourself utterly miserable in the process.”
Photo by 401kcalculator.org
Refinance your mortgage
Lower your housing costs
Do it yourself
Entertain yourself for free (often there’s some
great free events happening in San Diego County!) Get a side job
This tips and quote is from CNN — find out five other ways you can easily save money here, on CNN’s articl
e: “10 ridiculously easy ways to save $300 a month.”
Rising housing costs are putting a major squeeze on Americans.
“Nearly 39 million households can’t afford their housing, according to the annual
State of the Nation’s Housing Report from Harvard’s Joint Center for Housing Studies.
“Experts generally advise budgeting about 30% of monthly income for rent or mortgage costs.
“But millions of Americans are far exceeding that guideline.
“One-third of households in 2015 were “cost burdened,” meaning they spend 30% or more of their incomes to cover housing costs.”
Read more of Money.CNN.com’s article here: “39 million households are paying more for housing than they can afford.”
This entry was posted in
Homebuyers, Homeowners, Housing News, Mortgage, Personal Finance and tagged Americans, housing costs, Money Monday, mortgages, personal finance, San Diego real estate agent, San Diego Realtor on . June 19, 2017