If you haven’t been successful at sticking to your budget yet, perhaps you just need a refresher on how to best make your budget work.
- Set and stick to your budget — number one on making the budget work!
- If you’re constantly overspending, try sticking to an all-cash budget. Handing over crisp bills instead of your credit card hurts far more!
- Make your financial priorities top…priority! After each paycheck, set aside how much you know you’ll need for that month, on: rent or mortgage payment, utility bills, grocery budget, and any other monthly expenses.
- Check in financially every day or week. It’s difficult to keep spending in check if you don’t keep on how you’re doing — which may make you uncomfortably and unnecessarily stretch those dollars too much at the end of the month.
These ideas (and many more!) are from The Muse’s article here: “50 Personal Finance Tips That Will Change the Way You Think About Money.”