New Year’s resolutions can take a lot of effort to put into action.
It can be easier, though. Just stop doing CNN’s suggested five financial things and you’ll have more savings, smarter spending habits and a secure identity in the next year.
1. Stop saving your leftovers
2. Stop using painless payments
See more here.
January is the perfect time of the year to plan ahead; especially when it comes to finances.
Forbes has a whole list of financial resolutions to make; here are some of the best suggestions:
- Make a budget and stick to it
- Review your credit card/financial statements and see what you can cut out
- Refinance your mortgage
- Get a will or living trust
- Start investing
Read all 27 of their suggestions here: “27 Financial New Year’s Resolutions To Build Wealth“.
With a new year comes a fresh opportunity to get your finances in order.
“And thanks to Wall Street’s wild ride in 2015, more Americans plan to make financial resolutions, according to a recent Fidelity survey.
“While the top two resolutions of “save more” and “spend less” seem pretty straight forward, they’re easier said than done…
“Here are more money moves experts recommend adding to your resolution list:”
1. Pay off debt
2. Create an emergency fund
3. Increase your retirement savings
4. Assess your investment strategy
5. Review your insurance coverage
Read CNN Money’s article in full here: “5 money resolutions to make in 2016”.