Black Friday has a lot of deals, but purchases that day aren’t always as cheap as they could be.
Here are 10 such items you can purchase for less following Black Friday:
- Fitness equipment
- Holiday decor
- Indoor furniture
- Five other purchasing categories from US News here
Finding out more about the taxes on selling a house
Selling a home is a major life change. No matter what your reason is for selling, selling the place you’ve called home is a big deal. One potentially confusing part of the process is figuring out the taxes on selling a house and how the sale will impact your finances for the years to come.
Read Yahoo’s guide on the taxes on selling a house for more information.
Borrowers want specific things that they believe would help the mortgage process when buying a home.
This infographic is from the CALIFORNIA ASSOCIATION OF REALTORS.
Common financial advice warns you to keep a close eye on your credit score, keeping it as high as possible to avoid the repercussions of a “fair” or “poor” score. You’re expected to engage in habits that improve your credit score, such as making on-time payments, utilizing only a portion of your available credit, and having a good balance of credit (preferably from long-term accounts). But how important is your credit score to your long-term financial future, really, and how could it impact your daily life?
Read about it here on Forbes: “Hidden Ways Your Credit Score Can Impact Your Daily Life.”
If you own a home, you might have more home equity to tap into if needed.
This infographic is from CALIFORNIA ASSOCIATION OF REALTORS.
The smoother home-buying experience means getting financing figured out first.
This infographic is from CAR.org.
“What steps can parents take to help themselves and their children avoid getting caught in the college debt trap?
- Create a budget to track all money coming in and going out of your household. Make savings a prominent and permanent part of it.
- Begin saving for college costs as early as possible through tax-advantaged savings vehicles such as 529 and Coverdell education savings plans.
- Apply for scholarships and grants.
- Consider work-study programs to help offset tuition costs…”
More tips on Forbes’ article: “6 Ways to Save Your Kids From the Rising Cost of Education and Prevent the College Debt Trap.”
It’s tempting to set a figure for retirement in your head, and then retire once you’ve reached that monetary goal.
Retire by Nick Youngson CC BY-SA 3.0 Alpha Stock Images
“Some people go to great lengths to set up their spending, saving and investment goals so they can retire early.”
“While the main goal is figuring how much you’ll need and reaching that magic number, there are other considerations, too.”
Find out what else you should consider on CNN’s article: “How do you know you’re really ready to retire early?”