Money Monday: How to avoid wire fraud

You have to be extra vigilant with your money nowadays. When buying real estate, don’t fall victim to wire fraud with these three steps:

  1. Pay attention to how wire instructions are sent (in other word — only accept instructions that are secure and encrypted).
  2. Before wiring funds, call to verify the wire instructions with the title company.
  3. Be careful of any changes — real instructions rarely change.

Wirefraud Money Monday - John Silva blog

This infographic is from the CALIFORNIA ASSOCIATION OF REALTORS at CAR.org.

San Diego County Events for February 16 – 18

The half-off admission to San Diego museums continues with Macy’s Museum Month, San Diego Theatre Week starts, and so much more! View other fun events and activities for San Diego County below!

San Diego county events this weekend

Half-Off Admission to 40+ Museums

Arts, entertainment and culture collide for Macy’s Museum Month in San Diego. This February the San Diego Museum Council and Macy’s have teamed up again for Museum Month, giving patrons a chance to discover what’s new at more than 40 area museums with savings only seen once a year.

Participants can pick up a Museum Month Pass at any area Macy’s store to enjoy half-off admission to all of the participating museums through the entire month of February. Follow this link to find the Macy’s store nearest you

When: February 1 – 28, 2018
Where: San Diego area museums; see website below
Cost: Half-off museum tickets
More information: www.sandiegomuseumcouncil.org


San Diego Theatre Week

San Diego Theatre Week is an exciting program of the San Diego Performing Arts League (SDPAL). The mission of San Diego Theatre Week is to highlight the variety and enhance the awareness of San Diego’s diverse performing arts community.

Participating performing arts groups will be offering a variety of special promotions during the week of February 15-25.  Tickets will be offered at $15, $30 and $45 levels.

When: Feb. 15 – 25
Where: View the website for the various locations
Cost: $15, $30, $45 levels
More information: www.sandiegotheatreweek.com


San Diego Tết Festival

The San Diego Tet Festival features Lion Dancing, Music, Rides, and More! Join us in welcoming the Year of the Dog as we Spring To New Horizons!

When: Friday – Sunday, Feb. 16 – 18 | Friday: 5 – 10pm, Saturday: 11am – 10pm, Sunday: 11am – 9pm
Where: Mira Mesa Community Recreation Park | 8575 New Salem Street, San Diego, CA 92126
More information: www.sdtet.com


San Diego Jewish Film Festival

Now in its 28th year, the San Diego Jewish Film Festival has become one of the largest and most highly acclaimed Jewish Film Festivals in the country. Today, with more than 17,000 ticket holders, SDJFF is the most widely attended annual Jewish cultural event in San Diego. The 11-day Festival features over 80 screenings of international films at five theatre venues.

When: Feb 8 – 18
Where: View the website
Cost: Varies
More information: www.sdcjc.org/sdjff


Fern Street Circus

Cesar Chavez Park will be transformed into a carnival for the senses where attendees will enjoy circus performances, carnival games and free refreshments as part of this family-friendly waterfront art event.

Fern Street Circus, founded in Mid-City San Diego, combines performance and education for community benefit.

When: Saturday, Feb. 17 | 11am
Where: Cesar Chavez Park | 1449 Cesar E. Chavez Pkwy, San Diego, CA 92101
Cost: Free
More information: www.portofsandiego.org/cesar-chavez-park

 


If these aren’t enough events, check out my list of the top 20 must-do activities to do in San Diego here!

Who’s Buying Houses?

Last year, in 2017, here’s who buying real estate:

By far, the largest percentage of home buyers were married couples. Check out the other buyers below.

CAR infographic

This infographic is from CALIFORNIA ASSOCIATION OF REALTORS.

Money Monday: Why you should retire early

“Time is one of the most valuable assets at your disposal. Unfortunately, many people spend 40 hours a week for 40 or 50 years trading their time for this thing we call money.

retirement

“The great news is that there’s a corollary to that fact: If people are willing to give you money for your time, you can spend money to buy your time back.

“That’s what we call retirement.”

Here’s 3 reasons to retire as early as you can.

San Diego County Events for February 9 – 11

Make the most of your San Diego weekend by heading to one of these great events and activities!

San Diego county events this weekend

Half-Off Admission to 40+ Museums

Arts, entertainment and culture collide for Macy’s Museum Month in San Diego. This February the San Diego Museum Council and Macy’s have teamed up again for Museum Month, giving patrons a chance to discover what’s new at more than 40 area museums with savings only seen once a year.

Participants can pick up a Museum Month Pass at any area Macy’s store to enjoy half-off admission to all of the participating museums through the entire month of February. Follow this link to find the Macy’s store nearest you

When: February 1 – 28, 2018
Where: San Diego area museums; see website below
Cost: Half-off museum tickets
More information: www.sandiegomuseumcouncil.org


Lunar New Year Tết Festival

Celebrate the Year of the Dog at the Lunar New Year Tết Festival at SDCCU Stadium, with performances, food, contests and more!

When: Friday – Sunday, Feb. 9 – 11
Where: SDCCU Stadium | 9449 Friars Rd, San Diego, CA 92108
Cost: Adults – $6, children – $4, under 2yr free
More information: lunarnewyearfestival.org


Monster Energy Supercross

This elite off-road racing championship gives spectators a chance to see many of the world’s top motorcyclists.

When: Saturday, Feb. 10
Where:  Petco Park, East Village | 100 Park Blvd, San Diego, CA 92101
Cost: $20+
More information: supercrosslive.com


For the Love of Chocolate

Just in time for Valentine’s Day, this Escondido event features chocolates paired with local wines and craft beers along with entertainment in downtown Escondido.

When: Saturday, Feb. 10 | 1 – 5pm
Where: Around downtown Escondido
Cost: $35 – $45
More information: facebook.com/EscondidoChocFest


San Diego Fermentation Festival

The fourth annual San Diego Fermentation Festival is a family-friendly outdoor festival celebrating fermented foods and beverages, culture, knowledge and community in Southern California!

When: Sunday, Feb. 11 | 11am – 5pm
Where: Leichtag Commons | 800 Ecke Ranch Rd, Encinitas, CA 92024
Cost: $24 – $54
More information: sandiegofermentationfestival.com


Live music: Fanny & The Attaboys

Americana roots, country swing, 1930s jazz and blues music.

When: Friday, Feb. 9 | 9pm
Where: Riviera Supper Club & Turquoise Roo | 7777 University Ave., La Mesa
Cost: Free
More information: lamesacourier.com/calendar-jan-26-feb-22-2018

If these aren’t enough events, check out my list of the top 20 must-do activities to do in San Diego here!

Money Monday: Should you upgrade from a smaller to a larger home?

Buying a house instead of renting is, depending where in the country you live, often more cost-effective. But upgrading from a smaller home to a larger home and mortgage? Probably not.

small house to mansion

“There are solid reasons to upgrade your home. For many, it was always the plan. You buy a starter home, and upgrade to a larger one once your family expands. Or your income expands, and you finally move into your dream home. Regardless of your reason, the typical first step is determining what you can afford. A standard rule for lenders is that your monthly housing payment (principal, interest, taxes and insurance) should not take up more than 28% of your income before taxes. A quick and dirty way to check how much you can afford is through calculators like myFico calculator.

“Lenders asses your monthly income, debt, credit score and a variety of other factors to determine how much you can “afford”. However, they don’t look at how your expenses will grow after upgrading to a bigger and better house. (“Forbes.com, “Upgrading to a bigger home? Beware of 6 expenses that will increase.”)

Read Forbes’ article on the 6 things that will increase with a larger place here.

San Diego County Events for February 2 – 4

Check out this weekend’s activities for San Diego County! This month’s the perfect time to check out the many San Diego museums, with Macy’s Museum Month! Escondido has a restaurant week finishing up, and there’s a few other varied events for the area happening!San Diego county events this weekendMacy’s Museum Month

Half-Off Admission to 40+ Museums

Arts, entertainment and culture collide for Macy’s Museum Month in San Diego. This February the San Diego Museum Council and Macy’s have teamed up again for Museum Month, giving patrons a chance to discover what’s new at more than 40 area museums with savings only seen once a year.

Participants can pick up a Museum Month Pass at any area Macy’s store to enjoy half-off admission to all of the participating museums through the entire month of February. Follow this link to find the Macy’s store nearest you

When: February 1 – 28, 2018
Where: San Diego area museums; see website below
Cost: Half-off museum tickets
More information: www.sandiegomuseumcouncil.org


Dine Out Escondido! Restaurant Week

Dine Out Escondido! Restaurant Week is happening January 28 to February 3, 2018, at over 30 fantastic restaurants in historic downtown and all around town!

Enjoy scrumptious specials from our highly-acclaimed chefs, restaurateurs, and eateries. Savor the diverse culinary flavors of Escondido by taking advantage of this opportunity to visit your favorites and create new experiences! Cheers!

When: Now – Feb. 3
Where: Check out their website for the current list of restaurants
More information: visitescondido.com/5492/dine-out-escondido-restaurant-week


Chinese New Year Festival – Year of the Dog

House of China located in the International Cottages, Balboa Park is hosting it’s special Chinese New Year Festival. Come see Chinese Culture and performances at the festival. This is a family-friendly event and it is free to the public. There will be Chinese craft vendors along with Ethnic Specialty foods.

When: Saturday & Sunday, Feb. 3 & 4 | 11am – 5pm
Where: House of Pacific Relations International Cottages | 2191 W Pan American Rd, San Diego, CA 92101
Cost: Free with Balboa Park entrance fee
More information: www.eventbrite.com/e/chinese-new-year-festival-at-balboa-park


Viennese Nights: A Grand Victorian Ball

Come celebrate the music, the dances, and the romance of the Strauss Era at San Diego’s premier Viennese Ball. The Grand Pacific Waltz Orchestra will play authentic period music for waltzes, polkas, set dances, mazurkas, mixers, and more. Renowned dance mistress Joan Walton will precept. Light refreshments included.

Attire: Elegant evening wear required. Mid- to late-19th century encouraged.

When: Saturday, Feb. 3 | 7pm
Where: Balboa Park Club | 2144 Pan American Rd W, San Diego, CA 92101
Cost: $35, there is student and military prices available at door with valid ID.
More information: www.sandiego.gov


Free Winemaking Demonstration At Curds And Wine

Join us to see just how easy it is to make your own wine, at home or on site at Curds and Wine. We will go through all of the basic steps of making wine from kits, from start to bottle. This will be an interactive demonstration, you will have an opportunity to take part in winemaking steps hands-on. This demonstration will take about 2 hours, and then you can start your own wine. Please RSVP for this demonstration online.

When: Saturday, Feb. 3 | 1pm
Where: Curds and Wine | 7194 Clairemont Mesa Blvd, San Diego, CA 92111
Cost: Free
More information: www.curdsandwine.com


Monster Jam At PETCO Park

Monster Jam®, the most action-packed motorsports experience for families in the world today, returns to San Diego in 2018 with more action and bigger trucks than ever before ready to battle it out in the ultimate event of speed, racing, stunts and demolition for another season of high-octane weekend events at PETCO Park on Saturday, January 20 and Saturday, February 3.

When: Saturday, Feb. 3 | 7pm
Where: PETCO Park, 100 Park Blvd., San Diego
Cost: $15 – $75
More information: sandiego.padres.mlb.com/sd/ballpark


If these aren’t enough events, check out my list of the top 20 must-do activities to do in San Diego here!

The Perfect Home – Infographic

The idea of the perfect home varies for each individual, but overall there are some strong desires within each generation.

  • Single-family homes in the suburban are a top priority to 55% of gen X-ers and baby boomers.
  • The home doesn’t matter as much as the location for millennials and the silent generation — they both desire walkable communities close to work.
  • 60% of families prefer larger homes and yards.
  • Homes with small yards and a walkable distance from amenities are high on the list for 55% of Americans

Positively Perfect home for the generations

Check out the CALIFORNIA ASSOCIATION OF REALTORS’ infographics here.