Money Monday: Taxes on selling a house

Finding out more about the taxes on selling a house

Selling a home is a major life change.  No matter what your reason is for selling, selling the place you’ve called home is a big deal. One potentially confusing part of the process is figuring out the taxes on selling a house and how the sale will impact your finances for the years to come.

Read Yahoo’s guide on the taxes on selling a house for more information.

San Diego County Events for Nov. 9 – 11

This Veteran’s Day weekend, there’s few different activities for the family.

San Diego county events this weekend

San Diego Beer Week

A 10-day celebration, promoting more than 130 independent craft breweries in San Diego County. The event is held throughout San Diego County at participating breweries, bars, restaurants and more!

When: Nov. 2 – 11
Where: Throughout San Diego County
Cost: Free
More information


Christmas Arts, Crafts & Vintage Market

Start your holiday shopping early at the Christmas Arts, Crafts & Vintage Market! Over 80 artisans will be selling a variety of American handmade crafts and fine art. Family activities include Snows Pony Rides, kids ‘n paint and face painting.

When: Saturday & Sunday, Nov. 10 & 11 | 9am
Where: Bates Nut Farm | 15954 Woods Valley Road, Valley Center, CA 92082
Cost: Free
More information


Sculpture in the Garden

The sprawling botanical garden in Encinitas (230 Quail Gardens Drive) is featuring the sculpture work of 30 artists through the month of April. See the artwork, ranging from whimsical to abstract, set against a backdrop of dragon trees, rare fruit gardens, bamboo groves and ponds. All of the artwork is available for purchase and goes to fund the botanical garden. Admission to the botanical garden is $14 for adults and $8 for children.

When: Until April
Where: San Diego Botanical Garden
Cost: $8 – $14
More information


San Diego Veterans Day Parade

Thousands of San Diegans will salute those who served our country on Saturday at the annual San Diego Veterans Parade. Locals will line the parade route, from Waterfront Park down N. Harbor Drive, as floats, cars and other processions travel the one-mile stretch. The 32nd annual parade will pass USS Midway and the B Street Pier before turning left on Pacific Highway. Guests can view the parade along the entire route, excluding some sections reserved for the parade, which is free to attend.

When: Saturday, Nov. 10 | 11am – 1pm
Where: Embarcadaro, from Waterfront Park down N. Harbor Drive, San Diego, CA
Cost: Free
More information


Viejas Outlet Center Ice Rink 

Viejas Casino & Resort has decked the halls and opened their outdoor ice rink for the winter season (which doesn’t officially begin until Dec. 21). Guests can take a spin on one of Southern California’s largest outdoor skating rinks for 90 minutes with the purchase of a $16 for adults and $14 ticket for kids 12 and under. Season passes are available for those who want to enjoy the rink time and time again. The ice rink is open from 3 to 10 p.m. on the weekends and 5 to 10 p.m. during the week through November excluding Veterans Day and Thanksgiving. Check the schedule here before you go.

When: Now open for the winter season
Where: Viejas Casino and Resort | 5003 Willows Road Alpine, CA 91901
Cost: $14, $16 | season pass $99
More information


Tribute to Veterans – Inspiration Concert

Celebrate San Diego’s military with us at our first-ever Tribute to Veterans Concerts on Saturday, November 10, as we recognize and honor those who serve and have served our country. This special performance will include patriotic repertoire as well as classical selections performed by our foundational level ensembles at College Avenue Baptist Church. Veterans and active duty military can receive two free tickets to our Tribute to Veterans Concerts!

When: Saturday, Nov. 10 | 6pm
Where: College Avenue Baptist Church | 4747 College Avenue, San Diego, CA 92115
Cost: Adults: $25, Senior, Military, Music Educator, SDYS Alumni: $20, Students & Children: $10
More information


Veterans Day Celebration/Concert

Don’t miss Grossmont Center’s Veterans Day Celebration with a live performance by the Cat*illacs in the Food Court Corridor and amazing Veterans Day offers!

When: Monday, Nov. 12 | 5 – 7pm
Where: Grossmont Center | 5500 Grossmont Center Drive, La Mesa, CA 91942
Cost: Free concert
More information


If these aren’t enough events, check out my list of the top 20 must-do activities to do in San Diego here!

Money Monday: What borrowers want

Borrowers want specific things that they believe would help the mortgage process when buying a home.

This infographic is from the CALIFORNIA ASSOCIATION OF REALTORS. 

San Diego County Events for Nov. 2 – 4, 2018

Fill up your weekend with any one of these top picks — I’m looking forward to La Mesa Historical Society’s Annual Home Tour!

San Diego county events this weekend13th Annual Home Tour — La Mesa Historical Society

Don’t miss out on our 13th Annual Home Tour! This year’s tour homes will showcase design, materials, and craftsmanship of notable local architects and their builders including works from James Bernard, Lawrence Weir, Homer Morehouse, and Ed Heacock. Two unique Mid-Century Modern Adobes, a beautifully restored 1915 Craftsman, as well as Classic and Mid-Century styles will be featured.

The La Mesa Historical Society, along with San Diego Home & Garden Lifestyle Magazine and Modern San Diego, presents the13th Annual Home Tour, “Modern Mud.” Modern Mud highlights Adobe, Classic, and Mid Century gems in La Mesa’s Eastridge and Mt. Nebo neighborhoods.

Last day for online ticket sales is THURSDAY, November 1st @ NOON. Tickets will be available on the day of the event, and the price will be increased by $5

When: Saturday, Nov. 3 | 9am – 3pm
Where: Parking and check-in: La Mesa City Parking Lot, NW Corner of Date & Allison in the City Parking Lot
Cost: $40
More information


San Diego Beer Week

A 10-day celebration, promoting more than 130 independent craft breweries in San Diego County. The event is held throughout San Diego County at participating breweries, bars, restaurants and more!

When: Nov. 2 – 11
Where: Throughout San Diego County
Cost: Free
More information


Dia de los Muertos 

In Old Town, restaurants, galleries, museums and more will join the celebration as artisans and crafters take over the streets. Guests can decorate sugar skulls, make Dia de los Muertos masks, enjoy lively Ballet Folklorico dance and Mariachi music and so much more during this free event’s three-day run this weekend.

When: Friday, Nov. 2 – Sunday, Nov. 4
Where: Old Town, San Diego
More information


Escondido Tamale Festival

The Escondido Tamale Festival is a celebration of Tamales and all the great Latin foods that have become iconic staples of California’s culture. It’s a look back at the history of the Spanish and Mexican settlers who have influenced and contributed so much to our multicultural community, and a show of appreciation for the traditions which have so positively affected Escondido.

When: Saturday, Nov. 3 | 11am – 5pm
Where: Grape Day Park, Escondido
Cost: Free
More information


Carlsbad Fall Village Faire

Take in the beauty of the seaside city while browsing through unique booths, indulging in eats and enjoying family entertainment at the Carlsbad Village Faire.

When: Sunday, Nov. 4 | 8am – 4pm
Where: Carlsbad Village | Grand Avenue between Carlsbad Blvd. and Jefferson St.
Carlsbad, CA 92008
Cost: Free
More information


Fall Back Festival — Children’s Historical Street Faire

Travel back in time to enjoy our old west town! Pan for gold, saddle up on pony rides, and enjoy live entertainment.

Your kiddos will go plum crazy as you take a step back in time at the 16th annual Fall Back Festival, a Children’s Historical Street Faire.

When: Sunday, Nov. 4 | 11am – 4pm
Where: Gaslamp Museum at the Davis-Horton House | 410 Island Ave, San Diego, CA 92101
Cost: Free
More information


If these aren’t enough events, check out my list of the top 20 must-do activities to do in San Diego here!

Money Monday: How your credit score can affect your daily life

Common financial advice warns you to keep a close eye on your credit score, keeping it as high as possible to avoid the repercussions of a “fair” or “poor” score. You’re expected to engage in habits that improve your credit score, such as making on-time payments, utilizing only a portion of your available credit, and having a good balance of credit (preferably from long-term accounts). But how important is your credit score to your long-term financial future, really, and how could it impact your daily life? 

Read about it here on Forbes: “Hidden Ways Your Credit Score Can Impact Your Daily Life.”

San Diego County Events for October 26 – 28

This weekend before Halloween, there’s several fall and Halloween activities for the family. Check out some options below for your weekend in San Diego County.

San Diego county events this weekendCountryFest

San Diego County Credit Union Presents KSON CountryFest, featuring Brett Young, Midland, Uncle Kracker, Maddie & Tae, and James Barker Band!

When: Sunday, Oct. 28 | 4pm
Where: Petco Park at the Park | 100 Park Blvd, San DiegoCA
Cost: $42.50
More information


Trick-or-Treat on India Street 

Come dressed in your ghoulishly best to trick-or-treat on historic India Street. Little Italy’s restaurants, shops and other participating businesses will be doling out sweet treats to provide kids with a fun and safe adventure. Pick up your trick-or-treating guide at the Piazza della Famiglia on W. Date Street. Kids of all ages are welcome at this free, family event.

When: Friday, Oct. 26 | 5:30 – 7:30pm
Where: Little Italy, San Diego, CA
Cost: Free
More information


2018 Showcase Concerto Competition

San Diego Youth Symphony and Conservatory’s intermediate level students compete for the prestigious opportunity to perform the concerto of their choice with full orchestra at our Showcase Level Concerts. This annual competition presents the chance for SDYS students to strive for excellence and amaze audiences with their exceptional level of musicianship.

When: Friday, Oct. 26 | 7pm
Where: University Christian Church | 3900 Cleveland Ave, San Diego, CA 92103
Cost: Free
More information


Julian Autumn Jubilee

This seasonal event includes fun for both kids and adults alike! Every Weekend beginning, September 29 thru October 28, 10 am – 5 pm. Some activities charge a fee; look online.

When: Oct. 27- Oct. 28 | 10am – 5pm
Where: Fort Cross Old Timey Adventures | 4425 Hwy 78, Santa Ysabel, CA 92070
Cost: Free, fees for some activities
More information


Pumpkin Patch

Pumpkin Patch and activities for the whole family including apple cider pressing, tractor-drawn hayrides, archery and tomahawk range! Visit our barnyard baby and mama goats, sheep and chickens

When: Saturday and Sunday, Oct. 27 & 28 | 10am – 5pm
Where: Julian Farm & Orchard | 4381 Highway 78, Santa Ysabel, CA 92070
Cost: Free, fees for some activities
More information


BOOmont Fall Festival

Returning for its sixth season, BOOmont & Fall Fest rises from the dusk as Belmont Park transforms with festive fall thrills and chills throughout the beachfront amusement park, offering halloween and fall-themed festivities for guests of all ages in October and November! Free entrance, additional costs for some activities.

When: Fridays – Sundays until Nov. 30
Where: Belmont Park | 3146 Mission Blvd., San Diego
Cost: Free – $49
More information: www.belmontpark.com


Kids Free October

October is Kids Free month in San Diego at more than 100 participating restaurants, attractions and hotels. That means free meals, free admission to theme parks, museums and more, and free gifts at several other locations. Kids can take a dive at Legoland when an adult buys their ticket, visit the animals at either the San Diego Zoo or San Diego Zoo Safari Park (or both!), or dine free at Carnitas Snack Shack, just to name a few. A list of all deals being offered in San Diego County this October can be found here.

When: month of October
Where: Various participating restaurants, attractions and hotels
Cost: Kids free
More information: www.sandiego.org/promotions/kids-free


‘Sleepy Hollow: A Musical Tale’

A Halloween-themed play! Three modern day kids try to figure out how to return home after they are magically transported back in time on Halloween night. They are thrown straight into the legend of Sleepy Hollow as the 18th century colonial town is preparing for the arrival of the Headless Horseman.

When: Various times from now until Oct. 28
Where: Casa del Prado Theatre, 1600 Village Place, San Diego
Cost: $13 – $16 | buy tickets
More information: www.balboapark.org/in-the-park/casa-del-prado-stage


If these aren’t enough events, check out my list of the top 20 must-do activities to do in San Diego here!

For sale in San Diego County: Great cosmetic fixer buy in Del Cerro!

5285 Waring Rd | San Diego, CA 92120

Offered at $499,900

5285 Waring Rd, San Diego, CA | real estate home for sale, John A Silva, San Diego real estate agent

Great Buy in Del Cerro/Allied Gardens for buyer who wants cosmetic fixer with NEW ROOF & SOLAR! Buyer with creativity will love this one & can make this into a great home. Extra square footage plus bedroom, bath & family room make this a 3-bedroom, 2-bath (not in tax rolls that exists now). Buyer to satisfy self of all information herein.

No matter what price range you are in, CALL ME NOW for a FREE evaluation of how your home can be marketed and SOLD NOW for top dollar!  619.890.3648

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Money Monday: Tapping into home equity

If you own a home, you might have more home equity to tap into if needed.

This infographic is from CALIFORNIA ASSOCIATION OF REALTORS.