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Where Will We See You This Summer?

San Diego County — free summer concerts!

Join in the fun and listen to some great music for free this summer! San Diego County has 100s of free concerts this summer!

San Diego County free summer concerts

Click to view all of the free summer concerts in San Diego County!

This great flyer is from First American Title.

Money Monday: Make sure you’re ready to retire

Ready to retire? Make sure with these guidelines from CNN:

retirement“Retirement can be wonderful — if you’re prepared for it. So before you put an end to your career, it’s essential to make sure you’re 100% ready.

“Not sure how to do that? Taking these five steps can put you on the path to a happy and secure retirement.

  1. Plan with your spouse
  2. Where will future finances come from?
  3. Test with a retirement budget
  4. Plan your healthcare
  5. What will you do during retirement?

Read the entire article from CNN: “5 steps to making sure you’re ready to retire”.

San Diego County Events for August 17 – 19

A variety of events and festivals are going on in San Diego County this weekend; which one are you going to?

San Diego county events this weekendAnnual TwainFest

Enjoy a FREE fun-filled day in Old Town San Diego State Historic Park

Play unique games designed especially for TwainFest. Take home FREE books. Enter the Literary Costume Contest. Hear tall tales, stories and poetry. Visit Dr. Frankenstein’s Laboratory. Delight in Giant Puppets. Learn to play the Fife and Drum. Vote in the Election of 1872.  Play Croquet with the Red Queen. And so much more.

When: Saturday, August 18 | 11am – 4:30pm
Where: Old Town San Diego State Historic Park | 4002 Wallace St., San Diego, CA 92110
Cost: Free
More information: writeoutloudsd.com/twainfest


HarborFest

From exotic automobile displays, kayaking, a pet parade and more—Chula Vista HarborFest will have everything you could possibly want at a FREE, family-friendly festival!

When: Saturday, August 18 | 10am – 6pm
Where: Chula Vista Bayside Park | 999 Bayside Pkwy, Chula Vista, CA 91910
Cost: Free
More information: www.cvharborfest.com


Little Italy Summer Film Festival

Come enjoy a movie under the stars at our annual Little Italy Summer Film Festival every Saturday night of the Summer.  The Little Italy Summer Film Festival is presented by the Little Italy Association and Cinema Little Italy. The movies are screened at the Amici Park Amphitheater (W. Date & State Streets).

When: Saturdays, August 18 and 25 | Doors open at 7:30pm, film starts at 8pm
Where: Amici Park Amphitheeater | West Date and State Streets, San Diego, CA
Cost: Free
More information: www.littleitalysd.com/events/little-italy-summer-film-festival


25th Annual Luau and Legends of Surfing Invitational

Surfers, scientists and survivors come together to support the fight against cancer at the annual Luau and Legends of Surfing Invitational at the beach near Scripps Pier in La Jolla.

When: Sunday, Aug. 19, 7am – 4pm | Surfing competition starts at 7am. Luau starts at 11:30am
Where: Scripps Pier, La Jolla, CA 92037
Cost: Free for spectators
More information: luaulegendsofsurfing.org


El Cajon Dinner and a Concert

One of El Cajon’s premier events, our Dinner & a Concert Series is back again this year in the center of Downtown El Cajon. Dinner & A Concert is a weekly concert and dance hosted by Downtown El Cajon Business Partners, performed on the Prescott Promenade, which is surrounded by a variety of restaurants. Thousands of people from all over San Diego County arrive to see and listen to many of our local bands and musicians. Join us Friday evenings from 6:00 to 8:00 PM for a great time and great food from our downtown restaurants.

When: Friday evenings  | 6 – 8pm
Where: Prescott Promenade | East Main St., El Cajon, CA 92020
Cost: Free
More information: downtownelcajon.com/dinner-and-a-concert


Summer Movies in the Park

Across the county, cities are taking part in the movie screenings at local outdoor parks. Almost every day of the week this summer, San Diegans can find a free outdoor movie screening thanks to a county-wide initiative. This weekend, you have a few movies to choose from — check the movie calendar below!

When: Friday and Saturday | movies in the park ongoing this entire summer
Where: Various parks in San Diego County
Cost: Free
More information: www.summermoviesinthepark.com/moviecalendar


If these aren’t enough events, check out my list of the top 20 must-do activities to do in San Diego here!

BEWARE For Sale By Owners!

Year after year, the statistics show that For Sale By Owners or FSBO’s make less money year after year after year than selling with a seasoned Real Estate Agent.

Nationwide the statistics are staggering.  While being the average of selling for 20% less than a Real Estate Agent with the nationwide example from a recent article from Realtor.Org, it obviously doesn’t make sense to take this much of a loss.  With the exception of FSBO selling to a close friend or family member for a discount based on property not being in good condition, this would be the only exception not to do anyone else favors.

For all you out there contemplating or in the process of selling on your own, this would be the single most valuable advice you could ever read.

For a free accurate evaluation of your home, I can be reached at 619-890–3648.  Thank you!  John A Silva, Berkshire Hathaway, San Diego, CA.

Read more on the statistics for selling your home on your own here: http://economistsoutlook.blogs.realtor.org/2018/07/09/selling-your-home-solo-to-save-money-youll-actually-make-less-than-you-think-2/

Two Listings Just SOLD Above Asking!

Just SOLD Above Asking:

Single Oak Sold $20,000 Above Asking Price!

Crystal Downs Sold $8,100 Above Asking Price!

No Matter What Price Range You Are In, CALL ME NOW for a FREE Evaluation of how your home can be marketed and SOLD NOW for top dollar!


1160 Crystal Downs Dr, Chula Vista | Sold $8,100 Above Asking Price!

1160 Crystal Downs Dr, Chula Vista, CA | John A Silva, San Diego real estate agent


9243 Single Oak Dr, Lakeside | Sold $20,000 Above Asking Price!

9243 Single Oak Dr | Just Sold by John A Silva, San Diego real estate agent

No Matter What Price Range You Are In, CALL ME NOW for a FREE Evaluation of how your home can be marketed and SOLD NOW for top dollar!  619.890.3648

Best Deal in San Diego of Well Cared for Complex as Rental or Occupy!

Large 3-Bedroom, 2-Bath and 2 Private Covered Parking Spaces!

Just Listed | 11911 Royal Rd F, El Cajon

11911 Royal Rd F, El Cajon, CA | Just listed by John A Silva, San Diego real estate agent

Offered at $359,000

SUPER CLEAN, Meticulously Cared For & Upgraded! Just Move-IN! NO popcorn ceilings. Master Bedroom Has vanity w/walk in closet & shelves. Newer A/C & Forced Air Heat 2015. Recently added in the beautiful efficient kitchen are cook top/oven, fridge, micro wave plus Dual Pane Windows through out. Parklike settings out of most windows. Water & sewer included in HOA. Enjoy Nice community large pool, park and playground area for toddlers to teenagers, continue w/small gatherings in the evening-BBQ in Patio.

Contact me for details or to view this move-in ready home! (619) 890-3648

More details

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Money Monday: The differences between fixed-rate and adjustable-rate mortgages

If you’ve never bought a home before, the whole process can seem a little confusing. One of the first things you have to figure out is whether you should get a fixed-rate or adjustable-rate mortgage. Most people choose the fixed-rate mortgage without even thinking about it, but there are situations where an adjustable-rate mortgage may be a better fit.

mortgage rates and property taxes

Read CNN’s “Should I get a fixed- or adjustable-rate mortgage?” article to find out the differences between the two and to figure out what’s best for you personally when buying a home.

San Diego County for August 10 – 12

This weekend, choose from a variety of events and activities in San Diego County.

San Diego county events this weekendImpossible Science Festival

The Impossible Science Festival is a unique, hands-on, interactive event that explores the science behind the seemingly impossible. Visitors will have the opportunity to learn how to turn objects invisible, explore levitation, play with the science of mind control, discover impossible figures and even experience virtual reality.

This event will examine the question “what is possible?” and use visual and interactive experiences to show how the seemingly impossible can become possible through curiosity and knowledge.

When: Saturday & Sunday, August 11 & 12 | 11am
Where: Fleet Science Center | 1875 El Prado, San Diego
Cost: $21.25 – $24.95
More information: www.fleetscience.org


ArtWalk @ Liberty Station

ArtWalk @ Liberty Station celebrates 13 years of bringing visual arts,  music, and interactive art-making for families to San Diego in beautiful Ingram Plaza at the Arts District at LIberty Station. The Arts District at Liberty Station has blossomed into San Diego’s premier venue for the arts, museums, dining and entertainment.  The beautiful outdoor setting, surrounding a picturesque rose garden, is flat, grassy, and easily accessible for both artists and attendees. ArtWalk @ Liberty Station also features a shaded wine and beer pavilion and a street food area.

When: Saturday, July 11, 10am – 6pm and Sunday, July 12, 10am – 5pm
Where: Ingram Plaza at the Arts District at Liberty Station | 2751 Dewey Road, San Diego, CA
Cost: Free
More information: artwalksandiego.org/libertystation


33rd Annual Philippine Cultural Arts Festival

The SAMAHAN Filipino American Performance Arts and Education Center will hold its 33rd Philippine Cultural Arts Festival from Aug. 11 to 12. A family-oriented event focused on cultural heritage, entertainment and networking, this festival appeals to the whole family and allows San Diego locals as well as tourists the opportunity to learn about Philippine culture and performing arts through dances and music.

When: Saturday & Sunday, August 11 & 12 | 11am – 5pm
Where:  Balboa Park, at the corner of Park Boulevard and Presidents Way, San Diego, CA
Cost: Free
More information: www.balboapark.org


Gourmet Food Truck Festival

The 8th Annual Gourmet Food Truck Festival is taking over Del Mar Saturday, Aug. 11.

Taste some of SoCal’s most delicious food on wheels. More than 30 food trucks are expected, all in one location, with gourmet chefs serving their eclectic bests at affordable prices.

When: Saturday, August 11 | 12pm
Where: Del Mar Racetrack | 2260 Jimmy Durante Blvd., Del Mar, CA
Cost: Free – $6
More information: www.dmtc.com/season


CityFest Art & Music Festival

The 35th annual celebration of community spirit features live bands, electric dance music DJ’s, arts, crafts, and food that attracts over 150,000+ visitors from San Diego and Southern California! This is San Diego’s LARGEST and BEST art and music festival– stretching nearly half a mile in size on over 9 city blocks!

When: Sunday, August 12 | 12 – 11pm
Where: Fifth Avenue and University, Hillcrest community | San Diego, CA
Cost: Free, but register online
More information: www.fabuloushillcrest.com/cityfest-street-fair-music-festival


El Cajon Dinner and a Concert

One of El Cajon’s premier events, our Dinner & a Concert Series is back again this year in the center of Downtown El Cajon. Dinner & A Concert is a weekly concert and dance hosted by Downtown El Cajon Business Partners, performed on the Prescott Promenade, which is surrounded by a variety of restaurants. Thousands of people from all over San Diego County arrive to see and listen to many of our local bands and musicians. Join us Friday evenings from 6:00 to 8:00 PM for a great time and great food from our downtown restaurants.

When: Friday evenings  | 6 – 8pm
Where: Prescott Promenade | East Main St., El Cajon, CA 92020
Cost: Free
More information: downtownelcajon.com/dinner-and-a-concert


Summer Movies in the Park

Across the county, cities are taking part in the movie screenings at local outdoor parks. Almost every day of the week this summer, San Diegans can find a free outdoor movie screening thanks to a county-wide initiative. This weekend, you have a few movies to choose from — check the movie calendar below!

When: Friday and Saturday | movies in the park ongoing this entire summer
Where: Various parks in San Diego County
Cost: Free
More information: www.summermoviesinthepark.com/moviecalendar


If these aren’t enough events, check out my list of the top 20 must-do activities to do in San Diego here!

Money Monday: Questions to ask yourself if you want to retire early

In today’s society, with so many demands on our money, retiring is a challenge.

retirement

“With so many money distractions, having a system to get on track to retire earlier — and stay on track — can help. A weekly money meeting, an appointment you keep with yourself or your partner if you have one, can be a great start. ” Ask yourself these questions and more (10 total from Forbes):

  1. What do I want to do in five or ten years that I need to start saving for now?
  2. What is a major financial goal that I would like to accomplish within the year?
  3. What steps do I need to take right now to reach that goal?
  4. More questions on Forbes’ article here.