Money Monday: Americans and Money

When it comes to money, Americans not only want more; they want to manage it better. A new NerdWallet survey conducted by Harris Poll reveals that most folks aren’t happy with the state of their finances and they’re taking steps to change the situation.

Personal finance and money

To see how Americans are dealing with this financial balancing act, NerdWallet commissioned a survey by Harris Poll of over 2,000 U.S. adults conducted online Sept. 12-14, 2017. The results show that most Americans have financial regrets and stressors, but they also have goals and are working to accomplish them.

Americans wish they had done some things differently, with 71% expressing regrets when it comes to money management. Millennials (those ages 18-34 in this survey) are more likely than the two other age groups to have such regrets (83%), according to the survey.

But they are looking ahead: 89% of Americans say they have financial goals that they hope to achieve within the next 10 years, and 88% are taking steps right now to manage their money.

Source: NerdWallet

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San Diego County Events for November 17 – 19

Discover a wide range of San Diego County events and activities this weekend!
San Diego county events this weekendSantee Holiday Lighting Celebration

From the City of Santee: Live Music – 5:30pm and Tree Lighting Ceremony – 6:15pm

Free holiday crafts, snow sledding by Rise City Church, photos with Santa, horse drawn trolley & wagon rides, mini express train, petting zoo, Santee fire truck, carolers, and activities for the kids.

Restaurants in close proximity to the event. Parking is limited – Using the Trolley Green Line is recommended. Rain or Shine Event

When: Friday, Nov. 17 | 5:30 – 8:30pm
Where: Santee Trolley Square | 9884 Mission Gorge Road, Santee, California 92071
Cost: Free
More information: cityofsanteeca.gov


71st Annual Mother Goose Parade

The Mother Goose Parade is San Diego’s East County’s annual holiday kick-off celebration featuring whimsical floats, clowns, bands and equestrians.

When: Sunday, Nov. 19 | 1 – 3pm
Where: El Cajon Blvd & W Main St, El Cajon, CA 92020
Cost: Free
More information: www.mothergooseparade.org


Encinitas Fall Festival

With 450+ booths, plus dozens of unique downtown retailers, the Encinitas Fall Festival is a perfect opportunity to get a head start on your holiday shopping. Enjoy the music of popular local bands in The Lumberyard Courtyard and dance, music and other entertainment on the Community Stage next to Ace Hardware. Take your young ones to the Kids Zone for a variety of fun activities.  And walk your furry friends into Dog Zone for some treats and special attention.

When: Sunday, Nov. 19 | 9am – 4pm
Where: Coast Highway 101 between D and J Streets, Encinitas, CA 92024
Cost: Free
More information: www.kennedyfaires.com/encinitas


Del Mar Antique Show and Sale

Over 50 years of excellence with over 100 qualified antique dealers. This is the largest indoor antique show south of San Francisco! Everything from tin to Tiffany!

All attendees to the Del Mar Racetrack are admitted FREE with proof of attendance (program, losing ticket, etc).

When: Friday & Saturday, Nov. 17 & 18, 11am – 7pm | Sunday, Nov. 19, 11am – 5pm
Where: Del Mar Fairgrounds | 2260 Jimmy Durante Blvd, Del Mar, CA 92014
Cost: $8.00 General admission; $4.00 with discount from website; parking $13
More information: calendarshows.com


If these aren’t enough events, check out my list of the top 20 must-do activities to do in San Diego here!

California Real Estate: Housing Affordability in the 3rd Quarter

The latest on the California real estate market.

Take a look at the infographic below to see the percentage of households who can afford to buy a median-priced home.

Real estate affordability in California

This infographic is from CAR.org.

Money Monday: Top three financial priorities

“Emergency funds, retirement, debt payoff, college costs – overwhelming is an understatement when it comes to how we should prioritize our savings. We know we should be saving, but where and how much?”

personal finance

According to Forbes, saving for your kids’ college funds shouldn’t be in the top-three priorities. What are the three things you should tackle before other financial needs and wants?

  1. Emergency savings
  2. Putting away for retirement
  3. Paying off debt

Then, you can begin to focus on other financial things, such as college funds and early mortgage payoff.

Read up on all of Forbes’ suggestions here: “The Top Three Priorities For Savings.”

 

San Diego County Events for November 10 – 12

Finish up Beer Week here in San Diego, honor our veterans, and more this weekend in San Diego County.

San Diego county events this weekendSan Diego Veterans Day Parade

Deliver a greatly deserved tribute to all U.S. veterans who served during the war years. Along with recognizing over 4,000 veterans, guests will witness bands, floats and civic groups as they parade down Harbor Drive.

When: Saturday, Nov. 11 | 11am – 1:30pm
Where: Harbor Drive and West Broadway, San Diego, CA
Cost: Free
More information: sdvetparade.org


San Diego Bay Wine & Food Festival

SoCal’s largest wine and culinary event celebrates its 14th anniversary with a palate-pleasing array of festivities—including Grand Tasting events, advanced wine-tasting seminars, exclusive specialty dinners, gourmet cooking classes and celebrity chefs galore. Visit website for full schedule.

When: Nov. 12 – 19
Where: Embarcadero Marina Park North, downtown
More information: sandiegowineclassic.com


San Diego Beer Week

Kicked off by the San Diego Brewers Guild Festival, San Diego Beer Week is a ten-day celebration inspiring people to drink local beer and promoting San Diego’s brewing culture with events across the county.

When: Nov 3 – Nov 12, 2017
Where: Varies
Cost: Varies
More information: www.sdbw.org


Escondido Tamale Festival

The Escondido Tamale Festival is a celebration of Tamales and all the great Latin foods that have become iconic staples of California’s culture. It’s a look back at the history of the Spanish and Mexican settlers who have influenced and contributed so much to our multicultural community, and a show of appreciation for the traditions which have so positively affected Escondido.

When: Saturday, Nov. 11 | 11am – 5pm
Where: Grape Day Park | 321 N Broadway, Escondido, CA 92025
Cost: Free
More information: visitescondido.com/7761/escondido-tamale-festival


San Diego Asian Film Festival

Experience the West Coast’s largest Asian film festival and enjoy 140+ films from 15 countries with celebrity sightings and exciting panels.

When: Nov. 9 – 18
Where: 7510 Hazard Center Dr, San Diego, CA 92108
Cost: $9-$295
More information: festival.sdaff.org/2017


If these aren’t enough events, check out my list of the top 20 must-do activities to do in San Diego here!

Money Monday: Mistakes executors should avoid

“If you have been named the executor of an estate, you have a legal responsibility to wrap up its affairs, arrange for the payment of any income and estate taxes, and distribute the assets of the estate, all in accordance with both the will and the applicable laws.” But all too often, executors make one of these five mistakes:

  1. Making distributions too early.
  2. Failing to make the “portability election.”
  3. Failing to properly advertise the estate.
  4. Failing to liquidate securities through a market downturn.
  5. Failing to properly conclude the estate.

Read about these five mistakes to avoid on Forbes’ article here. All information and quotes from Forbes.com’s article “Five Mistakes To Avoid In Estate Administration”.

San Diego County Events for November 3 – 5

Head to San Diego County this weekend for some great events and festivals. It’s the kickoff to Beer Week, go back in time at the Fallback Festival, and check out local architecture, arts, and movies.

San Diego county events this weekendSan Diego Brewers Guild Festival

Enjoy the Guild Festival with a commemorative tasting cup and unlimited beer samples. The event showcases San Diego County’s finest craft breweries! Food will be available for sale from local, craft-beer friendly restaurants and food trucks. And to top it all off, musical entertainment will be provided by some of San Diego’s most talented musicians!

When: Friday & Saturday, Nov. 3 & 4
Where: The Port Pavilion on Broadway Pier | 1000 N. Harbor Drive, San Diego, CA 92101
Cost: $45 – $100
More information: sdbeer.com/sdbw/guild-fest


San Diego Beer Week

Kicked off by the San Diego Brewers Guild Festival, San Diego Beer Week is a ten-day celebration inspiring people to drink local beer and promoting San Diego’s brewing culture with events across the county.

When: Nov 3 – Nov 12, 2017
Where: North Coastal
Cost: Varies
More information: www.sdbw.org


La Mesa 12th Annual Historic Home Tour

Check out Mediterranean to Modern Architecture in La Mesa Highlands.

When: Saturday, Nov. 4 | 9am – 3pm
Where: Check in at the city parking lot on corner of Date & Allison
Cost: $40
More information


Fallback Festival

A Children’s Historic Street Faire: Perfect event for children and families! Kids will experience a cross-section of what life was like before the age of television, computers and cell phones. 

Take a trip back to the 1880s and get a glimpse of wild, wild San Diego! This historical street faire on Island Avenue brings you back to a fun, old-fashioned atmosphere. Children can pan for gold, watch a blacksmith practicing his trade, churn butter or saddle up for a pony ride. 

When: Nov. 5 | 11am – 4pm
Where: Gaslamp Museum at the Davis-Horton House | 410 Island Ave, San Diego, CA 92101
Cost: Free
More information


San Diego Central Library Architecture Tour

From its dome and lobby to the Helen Price Reading Room, courtyard and sculpture garden, take a free tour of the San Diego Central Library and learn about the architecture and materials used in the design of the civic building. The tour meets in the Garden Courtyard in front of the auditorium at 2 p.m.

When: Friday, Nov. 3 | 2 – 3pm
Where: San Diego Central Library | 330 Park Blvd, San Diego, CA 92101
Cost: Free, but you must register ahead
More information


The Boardwalk Craft Market

This unique festival, now in its 25th year, offers Poway residents the chance to shop for unique and useful handmade arts and crafts from local artists. The event is free and fun for the whole family.

When: Saturday, Nov. 4 | 8am
Where: Old Poway Park | 14134 Midland Rd, Poway, CA 92064
Cost: Free
More information: poway.org/454/Boardwalk-Craft-Market


Movie In The Park At Dark: “The Princess Bride”

Beloved movie “The Princess Bride” will be the feature film on tap for this weekend’s Movie In The Park at Dark event at Adams Avenue Park.

When: Sunday, Nov. 5 | 5pm
Where: Adams Avenue Park | Adams Ave, San Diego, CA 92116
Cost: Free


If these aren’t enough events, check out my list of the top 20 must-do activities to do in San Diego here!

Home Buyers — Don’t Compromise on These Three Things

Unless you’re building, typically buyers won’t find their perfect home. Compromise is common and expected if you want to become a homeowner. But these three items are things where perhaps you shouldn’t budge from your ideal.

  • Layout
  • School district
  • Buying near neighboring houses that will lower your home’s value

This infographic is from CAR.org.