Money Monday: Why you should file taxes earlier

Yes, the tax filing deadline of April 18th is a ways off still, but there are some good reasons not to wait until the last minute.

  1. You’ll have time to look into the new changes for the tax laws.
  2. You’ll probably get your refund faster.
  3. You’ll protect yourself from tax fraud.

Read Forbes’ full article on why you should file for taxes early.

San Diego County Events for January 13 – 15

Fill up your San Diego weekend with family-friendly activities and fun events! The San Diego Restaurant Week starts up on Sunday, there’s a fantastic Martin Luther King, Jr. parade in downtown, and more! And if these aren’t enough events, check out my list of the top 20 must-do activities to do in San Diego here!

San Diego county events this weekendPoway Park’s Winter Festival

Experience the magic and charm of winter like never before! Join Poway for their Winter Festival on Friday and Saturday at Poway Community Park. There will be a snow hill, s’mores, ice skating, and vendors with great products. The Winter Festival brings to life all of the charm and entertainment of a cold-mountain town, set right in Poway.

When: Friday, January 13, 5 – 9pm | Saturday, January 14, 3:30 – 8:30pm
Where: Poway Community Park | 13094 Civic Center Drive, Poway, CA 92064
Cost: Free
More information: poway.org/calendar.aspx?EID=596


San Diego Restaurant Week

San Diego Restaurant Week 2017It’s finally back! For eight days, over 180 restaurant will have deals for San Diego Restaurant Week. Check out www.sandiegorestaurantweek.com for details and which restaurants will have deals.

When: Sunday, January 15 – Sunday, January 22, 2017
Where: Over 180 restaurants
Cost: Various pricing
More information: www.sandiegorestaurantweek.com


San Diego Multi-Cultural Festival

The San Diego Multi-Cultural Festival will showcase San Diego’s rich cultural diversity and traditional heritage through live music, dance performances, storytelling, children’s activities (drum circles, face painting and crafts), and a wide range of ethnic vendors. The festival is free and open to the public and is being held at San Diego’s beautiful downtown waterfront park at the corner of Harbor Drive and Pacific Highway.

When: Saturday, January 14 | 11am – 5pm
Where: Ruocco Park | 585 Harbor Lane, San Diego, CA 92101
Cost: Free
More information: www.sdmulticultural.com


37th Annual Martin Luther King Jr. Day Parade

The 37th Annual Martin Luther King Jr. Parade is one of the largest celebrations of its kind in the United States in honor of Dr. Martin Luther King Jr. The parade is filled with dazzling floats, phenomenal High School Bands, Drill Teams, College, Fraternities & Sororities, Churches, Peace and Youth organizations.

When: Sunday, January 15 | 2pm
Where: Harbor Drive – Embarcadero | Harbor Drive, San Diego, CA 92101
Cost: Free
More information: www.alpha-zsl.org/mlkdayparade

Those Who Make Sense of Community

Those who earn more have a greater sense of community where they live and work.

This higher the income, the bigger percentage of people who feel in community, both where they live and where they work.

Making sense of community in real estate infographic

This infographic is from the CALIFORNIA ASSOCIATION OF REALTORS at CAR.org.

Money Monday: Financial changes to build wealth

January is the perfect time of the year to plan ahead; especially when it comes to finances.

Forbes has a whole list of financial resolutions to make; here are some of the best suggestions:

  • Make a budget and stick to it
  • Review your credit card/financial statements and see what you can cut out
  • Refinance your mortgage
  • Get a will or living trust
  • Start investing

Read all 27 of their suggestions here: “27 Financial New Year’s Resolutions To Build Wealth“.

San Diego County Events for January 6 – 8

It’s the first weekend of the new year, with some great San Diego County events!

San Diego county events this weekend‘Kick Start’ Art Exhibition: Opening Reception

“Kick Start” is the latest art exhibition on display at the San Diego Watercolor Society’s gallery in the Arts District at Liberty Station. The exhibition’s opening reception is Friday night and will feature about 100 ready-to-hang paintings for sale, plus a chance to mix and mingle with fellow art enthusiasts over some wine and snacks.

When: Friday, Jan 6 | 5 – 8pm
Where: San Diego Watercolor Society Gallery at Liberty Station | 2825 Dewey Rd #105, San Diego, CA 92106
Cost: Free
More information: www.sdws.org


Masters of Illusion

Experience a night full of magic, excitement, mystery, and suspense with Farrell Dillon, Greg Gleason, Michael Turco and Jonathan Pendragon, four stars of the hit CW TV series “Masters of Illusion.” Watch as they perform their best illusions in front of a live audience, without assistance from camera or computer gimmickry!

When: Friday, Jan 6 | 9pm
Where: Harrah’s Resort SoCal – The Events Center | 777 Harrah’s Rincon Way, Valley Center,  CA  92082
Cost: $65 – buy tickets here
More information: www.ticketmaster.com/Harrahs-Resort-SoCal-The-Events-tickets-Valley-Center/venue/82764


Who Dunnit?

Seaport Village is a scavenger hunt style Murder Mystery Adventure that lasts approximately 2 hours. You will visit several of Seaport Village’s most popular destinations while solving a murder mystery. This tour is an interactive self-guided tour with check-in points along the way.

When: Saturday, Jan 7 | 4pm
Where: Seaport Village | 849 West Harbor Dr, San Diego, CA 92101
Cost: $25
More information: murdernmayhem.com/mysteryparties/tours/who-dunnit-seaport-village


San Diego Beer Festival

The 7th annual San Diego Brew Fest returns to Liberty Station, and promising another fun filled day with beer, food trucks, and music. The event will feature dozens of local local and international craft beers, as well as San Diego’s most popular food trucks (food sold separately).

When: Saturday, Jan 7 | 12 – 4pm
Where: NTC Park at Liberty Station | 2455 Cushing Road, San Diego, CA
Cost: $45 for general admission (1pm to 4pm) and $55 for VIP (noon to 4pm) and includes beer tastings.
More information: sandiegobeerfest.com

Money Monday: New money resolutions for the New Year

New year, new money resolutions!

cashIf you’ve trying to tackle your finances for awhile, the new year is the perfect time for a fresh start. Here’s three smart money moves to try this year:

  1. Get rid of credit card debt
  2. Open an IRA and contribute to it
  3. Up your credit score

More on these three top financial moves via CNN Money’s article here: “3 smart money moves you should consider making in 2017.”

San Diego County Events for December 30 – January 1

Happy New Year! Ring in the New Year in San Diego with any of these great events!happy new year

Celebrating the New Year in San Diego

From hotels to the San Diego Bay and everything in between, there are so many ways to ring in the New Year in San Diego Saturday night. Here’s NBC San Diego’s guide to celebrating the eve in America’s Finest City – depending on your personality.

When: Saturday, December 31 – New Year’s Eve
Where: San Diego area
More information: www.nbcsandiego.com/news/local/Where-to-Celebrate-New-Years-Eve-2017-San-Diego-407639395


So You Want To Be a Beer Judge: A Guided Tasting

Join the team of experts from Benchmark Brewing Company at their tasting room (6190 Fairmount Ave.) for this event, which focuses on what it takes to be an expert beer judge. Patrons will get to taste five brews and will also be treated to a quick tour of the brewhouse. Tickets are $10 per person and space is limited, so reserve your spot ahead of time.

When: Saturday, December 31 | 1 – 2pm
Where: Benchmark Brewing Company | 6190 Fairmount Ave., San Diego
Cost: $10
More information: So You Want To Be a Beer Judge: A Guided Tasting


Balboa Park Holiday Food Truck Festival

Today is the last day for Balboa Park Conservancy’s Holiday Food Truck Festival in the Plaza de Panama and El Prado walkway.

The event features gourmet dishes from San Diego’s most popular food trucks, live music, and activities for families.

The Holiday Food Truck Festival gives visitors one last chance to experience the festive atmosphere created by the light displays and decorations that were installed for December Nights.

When: Friday, December 30
Where: Balboa Park – Visitor’s Center | 1549 El Prado, San Diego
Cost: Free
More information: www.kpbs.org/events/2016/dec/30/balboa-park-holiday-food-truck-festival


Living Coast’s New Year’s Eve Family Party

The Living Coast Discovery Center is ringing in the New Year with a family-friendly event, which will include: wildlife animal encounters, photobooth, kids room with arts and crafts, NYE Party room with games, trivia, and live coverage of Times Square New Year’s Celebration, toast at “midnight” (9 p.m. PST/ 12 a.m. EST), and more!

When: Saturday, December 31 | 7 – 9pm
Where: Living Coast Discovery Center | 1000 Gunpowder Point Dr., Chula Vista, CA
Cost: $18 – $20
More information: www.thelivingcoast.org


San Diego International Auto Show

The San Diego International Auto Show will feature over 400 over the latest new models, a dozen test drives, exotics, automotive products and much more! The show takes place Dec. 29, 2016 – Jan. 2, 2017 at the San Diego Convention Center.

When: Thursday, Dec. 29 – Monday, Jan. 2
Where: San Diego Convention Center | 111 West Harbor Dr., San Diego
Cost: Free – $12
More information: www.sdautoshow.com

Money Monday: What does FICO have to do with my Home Loan?

Your FICO score is the yardstick by which most lenders measure your credit worthiness.

debt calculationThe major credit bureaus keep track of loans that you have taken out in the past and how well you managed this debt. A high FICO score indicates that you have been responsible with the credit extended to you and will reflect positively on applications that you submit, while a lower score indicates that you have had credit issues in the past. Continue reading