Money Monday: Wise ways to use your tax refund

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If you filed your taxes and not an extension, you’ve already seen any tax refunds. Here’s some suggestions from Forbes on how to use it:

  • Catch up on old bills
  • Bulk up your emergency fund
  • Pay down debt with high-interest
  • Contribute to your HSA
  • Put it in retirement savings
  • Put it in education savings
  • Last, spend it on a splurge

Read about Forbes’ different suggestions here: “7 Ways To Make The Best Use Of Your Tax Refund.”

San Diego County Events for April 19 – 21, 2019

Happy Easter! While you’re spending time with family and friends and reflecting on the reason for the holiday, carve out some time for one of these fun San Diego County activities.

San Diego county events this weekendSpring Harp Fest

The Spring Harp Fest is putting on their 20th annual benefit show, highlighting the harmonica.

When: Saturday, April 20 | 11am – 6:30pm
Where: Harry Griffen Park | 9550 Milden Street, La Mesa
Cost: Free; donations accepted
More information


San Diego Guitar Festival

From April 18 through April 27, 2019, the Japanese Friendship Garden Concert Series will partner once again with the San Diego Guitar Festival.

When: April 18 – 27, 2019
Where: Japanese Friendship Garden San Diego | 2215 Pan American Rd. E, San Diego
Cost: $10 Student – $20 General Admission – $30 VIP
More information


Spring Egg Hunt – Encinitas

The City of Encinitas presents its annual Spring Egg Hunt. Adding to the fun in addition to the 20,000 eggs, this year they will have two live shows from Hullabaloo on-stage at 10:30 a.m. and 11:15 a.m.

When: Saturday, April 20 | 10am
Where: Encinitas Community Park, 425 Santa Fe Dr., Encinitas
Cost: Free
More information


Easter Open Farm Days

At the Oasis Camel Dairy, one weekend a month, they open their gates for a fun, relaxing, interesting and exciting afternoon of activities. There’s a new baby camel, a 1:30 p.m. animal show, Mini Sheep Town, kids camel rides, and fun activities.

Join in the fun of the first ever Camel Themed Easter Hat Contest! 1st 2nd & 3rd prize both Saturday and Sunday!

When: Saturday and Sunday | 1pm
Where: Oasis Camel Dairy | 26757 Hwy 78, Ramona
Cost: $8 – $12
More information


Easter Egg Hunt – La Mesa

Hop on over to Grossmont Center in La Mesa on Easter weekend, for their Easter Egg Hunt. During the Easter Egg Hunt, that search for treasure turns into a hunt for eggs that contain special surprises such as store coupons, candy, and small toys. Families can visit all the Center’s stores and eateries to hunt for eggs during this fantastic and festive holiday event.

When: Saturday, April 20 | 10:30am
Where: Grossmont Center Courtyard | 5500 Grossmont Center Drive, La Mesa
Cost: Free
More information


49th Annual Chicano Park Day

San Diego’s iconic Chicano Park – the colorful landmark in Logan Heights, under the Coronado Bridge – celebrates its 49th anniversary with this free, family-friendly festival. The lively party at the park will include performances by ballet folklorico artists, Aztec indigenous dancers, musicians and other entertainers. There will also be art workshops for kids, food vendors, and 325 classic, lowrider cars on display.

When: Saturday, April 20 | 10am – 5pm
Where: Chicano Park, San Diego
Cost: Free
More information


If these aren’t enough events, check out my list of the top 20 must-do activities to do in San Diego here!

Money Monday: Last-minute tax advice

Taxes are due. Have any last-minute questions?

Yahoo has published an advice article put together by certified public accountants: “Your last-minute questions about taxes answered”.

San Diego County Events for April 12 – 14

A wonderful spring weekend to get out there and do something!

San Diego county activities and events this weekend

Spring Eggstravaganzas

There’s a variety of spring eggstravaganzas happening all over San Diego County this weekend. Check out this one in El Cajon, or view the other locations/details here.

When: Saturday, April 13 | 10am – 12pm
Where: Flinn Springs County Park | 14787 Old Highway 80, El Cajon, CA 92021
Cost: Free
More information


ArtFest 2019 at San Diego Botanic Garden

ArtFest 2019 Including Fine Art & Asian Art April 13 & 14 from 9 a.m. – 5 p.m. Looking for unique, one-of-a-kind art pieces to adorn your home or garden? Then you’ll enjoy ArtFest, featuring more than 20 local and regional artists displaying and selling their work at amazing prices! 

When: Saturday, April 13 | 9am – 5pm
Where: San Diego Botanic Garden | 230 Quail Gardens Dr, Encinitas, CA

Cost: Free – $14
More information


Coronado Flower Show

At the Coronado Flower Show, activities will include:

  • Design and Horticultural Exhibits
  • Entertainment on the Bandstand
  • Children’s Activities
  • Educational Exhibits
  • “Ask a Master Gardener” Booth
  • Beer Garden (21+)
  • Food and Drink
  • Floral-related Products for Sale
  • Green Elephant and Plant Sale

When: Saturday, 1 – 5pm | Sunday, 10am – 4pm
Where: Spreckels Park |601 Orange Ave., Coronado
Cost: Free – $5
More information


Warbird Expo & Militaria Swap Meet

Get an up-close look at warbirds, classic aircraft, classic cars and WWII memorabilia at the Warbirds Expo & Militaria Swap Meet this Saturday at Gillespie Field in El Cajon. The swap meet will feature WWII collectibles like books, photos, uniforms, toys and more. Meanwhile, on the expo floor, attendees will have a chance to go inside a real WWII aircraft and can even join in on a 1940s reenactment cosplay contest. 

When: Saturday, April 13 | 10am – 2pm
Where: Gillespie Field | 1960 Joe Crosson Dr, El Cajon, CA 92020
Cost: Free
More information


evARTS Block Party

The East Village’s hip Quartyard venue (1301 Market St.) is celebrating its 4th birthday Saturday with its first-ever evARTS Block Party. It will run along 13th Street, off Market Street, and aims to highlight the local arts culture. The event includes craft beer, live music, and pop-up tasting tents. 

When: Saturday, April 13 | 3 – 9pm
Where: Courtyard | 1301 Market St, San Diego, CA 92101 | Along 13th Street, off Market Street
Cost: $5 – $10
More information


The Mom Made Market San Diego

Come shop #mommade and support local moms in business this spring. It’ll be an intimate, curated market with free parking, an easy central location, and lots of fun planned for the whole family. 

When: Friday, 4 – 9pm | Saturday 10am – 4pm
Where: First Presbyterian Church, 2001 S El Camino Real, Oceanside, CA 92054 
Cost: $5
More information


If these aren’t enough events, check out my list of the top 20 must-do activities to do in San Diego here!

Money Monday: File a tax extension for these reasons

There are a number of reasons to file a tax extension. Does your circumstance fit the bill?

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The deadline for filing your 2018 tax return is April 15, 2019. If you’re not ready, you can apply for an extension to delay filing until October 15 at the latest. But make sure you’re not just procrastinating, and instead have a valid reason for filing an extension, from Forbes’ article:

  • Forms coming from business, real estate investments, etc that bring in income.
  • You’re just now thinking of hiring an accountant…now is when accountants have too many clients and are too rushed.
  • You don’t have time to get your paperwork in order.
  • Forbes has more reasons for filing an extension here: “Not Ready To File Your 2018 Taxes; Get A Six Month Extension”.

San Diego County Events for April 5 – 7

What is it that you want to do this weekend? San Diego County has all sorts of events happening!

San Diego county events this weekendJapanese Friendship Garden Concert Series: Jazz in the Garden

Experience live music bi-weekly in one of San Diego’s most beautiful historical landmarks. Witness the stunning architecture of this intimate Japanese garden while supporting music education in San Diego. Produced by the students of the award-winning Mission Bay High School Jazz Preservationists, in partnership with the Japanese Friendship Garden in San Diego and the San Diego-Yokohama Sister City Society, the Japanese Friendship Garden Concerts series is an exciting new JAZZ program of unique live performances, from February to April, set against the serene backdrop of the Japanese Friendship Garden within the halls of the stunning Inamori Pavilion.

When: April 2 – 25 | 7 – 9pm
Where: Japanese Friendship Garden of San Diego | 2215 Pan American Way E, San Diego, CA
Cost: $10 – $30
More information


Uncorked: San Diego Wine Fest

Uncorked Wine Festivals is back for the fourth annual Uncorked: SD spring wine festival. Enjoy over 200 wines and champagnes from across the globe, gourmet food trucks, live dj, lawn games and more! Bring your picnic blankets or beach chairs and come hang out to sip and savor on the water.

When: Saturday, April 6 | 1 – 5pm
Where: Embarcadero Marina Park North | 400 Kettner Blvd, San Diego, CA
Cost: $60 – $70
More information


DIY Fest

Join us for an afternoon of free craft stations, including Mad Hatter-inspired crazy hats, Mexican paper flowers for kids, fuse beads for teens, a unicorn cake demo for adults, and much more.

When: Saturday, April 6 | 12 – 2pm
Where: Vista Library | 700 Eucalyptus Ave, Vista, CA
Cost: Free
More information: call (760) 643-5100


Easter Bunny Hut

The festive Bunny Hut returns for another Spring, so families can meet the Easter Bunny in La Mesa. From April 6 through April 20, the Easter Bunny will be in residence at the Center’s courtyard gazebo. There, families can spend some time with the Easter Bunny and come away with a photo.

When: April 6 – 20, 2019
Where: Grossmont Center Gazebo at the Grossmont Center | 5500 Grossmont Center Dr, La Mesa, CA
More information


First Friday Art Walk Oceanside

The First Friday Art Walk in Oceanside – at the Artist Alley in downtown Oceanside – will highlight dozens of artists and vendors that make the community unique. Attendees can enjoy pop-up art galleries, music, dance, poetry, activities, and food at this free, all-ages event

When: Friday, April 5 | 5 – 9pm
Where: Artist Alley, Oceanside
Cost: Free
More information


12th Annual North Park Festival of Beers

The 12th annual North Park Festival of Beers is back on Saturday, April 6, sampling more than 50 beers, with a great beer and musical lineup.

When: Saturday, April 6 | VIP opens at noon, general opens at 1pm
Where: Located in front of the Lafayette Hotel | 2223 El Cajon Blvd., San Diego
Cost: $20 – $50 | All tickets include unlimited beer sampling
More information


MercyMe: Imagine Nation Tour

American contemporary Christian band, MercyMe (“Best News Ever,” “Even If,” “Greater”) brings its “Imagine Nation Tour” to San Diego with a Saturday night stop at SDSU’s Viejas Arena.

When: Saturday, April 6 | 7pm
Where: Viejas Arena at Aztec Bowl at San Diego State University, San Diego, CA
Cost: $20
More information


If these aren’t enough events, check out my list of the top 20 must-do activities to do in San Diego here!

Money Monday: How much to save for retirement

retirement

“Determining the amount you need to save for retirement is a daunting task. It’s impossible to predict future life events and associated expenses, so future retirees often rely on general expense or portfolio withdrawal “rules” to make educated guesses about their needs. However, the standard ways of computing expected retirement expenses may not reflect reality, and future retirees may be better served by taking another approach.”

Read Forbes’ article on the topic here: “How Much Should You Save For A Secure Retirement?”

For Sale in San Diego County: Perfect weekend for Investment Shopping or Great Discounted Fixer Upper Property to Live In!

Perfect weekend for Investment Shopping or Great Discounted Fixer Upper Property to Live In!!  Look no further, Call Me For More Info Now!! John @ 619-890-3648


1428 Owen Dr, Chula Vista | Offered at $575,000

1428 Owen Dr, Chula Vista | Real estate offered for sale by John A Silva, San Diego real estate agent

“Rare Fixer”-Ready to Sell!! “All Cash” Offers Only. Great floor plan with bedroom and bath downstairs. Large master bedroom with accessory 2nd bedroom for new toddlers. Loft/den upstairs separates bedrooms. 3-Car garage with 3rd garage tandem space/area converted to playroom. Center island in large spacious kitchen. Relaxing pool & hot tub plus play area for kids or convert to organic garden. Don’t miss this great opportunity.


633 S 32Nd St, San Diego | Offered at $399,900

Moderate Fixer on a R-4 Multiple Residential Lot with plenty of room to build on large 7,267 square foot lot!! Currently 2 units with 2nd a studio below the house. Seller motivated!! Cash Only!


2249 2251 Ocean View Blvd | Offered at $399,900

Best buy, up and coming area has great value being a moderate fixer close to San Diego Bay, downtown, & Balboa Park. Cash Only. Converted garage in back next to alley for 3 units. Great rental units!


No matter what price range you are in, CALL ME NOW if you’re interested in buying these or other properties! John A Silva, 619.890.3648