Money Monday: Saving enough for a house down payment

“Saving up a down payment to buy your first house can seem a pretty daunting task. However, getting a down payment together is not as difficult as you may think — if you go about it the right way.” There are a few steps you need to consider, from CNN: How much house can you afford? […]

Money Monday: Easy ways to save money

“While accumulating a large chunk of cash isn’t likely to happen overnight, if you start small, you can gradually build your savings so that you have a financial safety net in place. With that goal in mind, here are 10 ways you can save $300 a month — without having to make yourself utterly miserable […]

Money Monday: Americans are saving a little more

A bit of good news: more Americans are saving. “The percentage of people who have adequate savings to cover six months of expenses — a six-month-stash — has jumped to 31%, according to a new study from Bankrate.com. That’s up from 28% last year and 22% in 2015. “Not everyone is there yet: a quarter […]

Money Monday: Millennials saving for financial freedom

Millennials are saving for financial freedom—not retirement Source: Yahoo Finance Millennials often get a bad rap when it comes to financial responsibility. But it turns out those stereotypes may be off base. Millennials are saving more money than any other generation, according to a new study by Bank of America and Merrill Edge. But it’s […]

Money Monday: 5 Quick Ways to Save Money

Do you want to have more money? “Silly question, right? Who doesn’t want some extra cash? The good news is, there are simple things you can do in just 20 minutes to avoid wasting your hard-earned dollars. Jump right in and get started to take advantage of the savings.” 1. Ask your credit card company […]

Money Monday: Save by using more cash

Need or want to spend less? Many financial advisers (such as the famous Dave Ramsey program) propose that you should use cash for just about everything. But that can be difficult to implement, so here’s an alternative. “…A new study by the Urban Institute and D2D Fund offers a middle ground that consumers might find more […]

Money Monday: Many Americans aren’t saving enough

In a Bankrate survey, half of Americans are saving 5% or less of their income, with only a quarter saving 10% or more. That’s far below the recommended 15% savings that Bankrate recommends — only about 1 in 7 Americans are saving that much. The middle class appears to be doing the most saving, with […]